Skjern Bank Income Statement

Financials in millions DKK. Fiscal year is January - December.

Millions DKK. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Interest Income	404.53	404.24	422.15	403.31	254.32	205.58
Net Interest Income Growth	-2.46%	-4.24%	4.67%	58.58%	23.71%	8.06%
Non-Interest Income	288.59	282.8	255.69	239.93	180.65	199.06
Non-Interest Income Growth	12.13%	10.60%	6.57%	32.82%	-9.25%	7.16%
Revenues Before Loan Losses	693.12	687.04	677.84	643.24	434.97	404.64
Provision for Credit Losses	5.92	8.6	18.18	27.64	2.7	-15.23
Revenue	687.2	678.45	659.66	615.6	432.27	419.87
Revenue Growth (YoY)	5.36%	2.85%	7.16%	42.41%	2.95%	22.36%
Compensation Expenses	332	325.83	280.47	255.53	234.04	207.52
Selling, General & Admin	8.29	8.29	13.89	15.33	6.62	7.34
Total Non-Interest Expense	340.28	334.13	294.35	270.87	240.66	214.85
Pretax Income	346.92	344.32	365.31	344.73	191.61	205.01
Provision for Income Taxes	83.92	97.83	90.53	86.13	40.89	41.23
Net Income	262.97	246.47	274.11	257.98	150.24	163.3
Net Income to Common	262.97	246.47	274.11	257.98	150.24	163.3
Net Income Growth	2.74%	-10.08%	6.25%	71.71%	-8.00%	41.22%
Shares Outstanding (Basic)	8	10	10	10	10	8
Shares Outstanding (Diluted)	8	10	10	10	10	8
Shares Change (YoY)	-43.74%	0.35%	-0.22%	-1.04%	26.12%	-22.23%
EPS (Basic)	33.60	25.00	27.90	26.20	15.10	20.70
EPS (Diluted)	33.60	25.00	27.90	26.20	15.10	20.70
EPS Growth	82.61%	-10.39%	6.49%	73.51%	-27.05%	81.58%
Dividends Per Share	3.500	3.500	3.000	5.000	3.000	3.000
Dividend Growth	-	16.67%	-40.00%	66.67%	-	50.00%
Profit Margin	38.27%	36.33%	41.55%	41.91%	34.76%	38.89%
Effective Tax Rate	24.19%	28.41%	24.78%	24.99%	21.34%	20.11%