Skjern Bank Balance Sheet

Financials in millions DKK. Fiscal year is January - December.

Millions DKK. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	4,351	4,347	3,083	2,346	2,830	2,566
Investment Securities	1,095	1,135	909.85	1,035	1,085	1,142
Mortgage-Backed Securities	-	-	-	-	8.92	8.48
Total Investments	1,095	1,135	909.85	1,035	1,093	1,150
Gross Loans	7,594	7,720	7,276	7,036	5,755	5,001
Allowance for Loan Losses	-	-327.34	-313.48	-309.77	-290.76	-281.19
Net Loans	7,594	7,393	6,963	6,726	5,464	4,720
Property, Plant & Equipment	82.33	82.44	85.52	81.07	69.56	70.21
Investments in Real Estate	3.11	3.11	3.09	3.02	3.02	3.02
Other Receivables	93.86	114.43	94.3	68.12	61.11	77.94
Other Current Assets	0.03	0.03	0.14	0.59	0.06	0.33
Other Long-Term Assets	2,920	2,697	2,111	1,707	1,707	1,391
Total Assets	16,139	15,772	13,250	11,967	11,228	9,978
Interest Bearing Deposits	13,229	4,554	3,860	2,861	2,307	1,876
Non-Interest Bearing Deposits	-	8,424	7,026	7,016	7,148	6,458
Total Deposits	13,229	12,978	10,886	9,877	9,455	8,334
Short-Term Borrowings	153.43	151.39	2.98	2.39	2.97	-
Long-Term Debt	74.63	74.61	99.84	99.34	98.84	98.33
Long-Term Deferred Tax Liabilities	5.13	5.13	4.52	5.43	3.75	2.3
Other Long-Term Liabilities	658.76	580.26	449.62	396.6	305.02	296.46
Total Liabilities	14,121	13,789	11,443	10,381	9,865	8,731
Common Stock	192.8	192.8	192.8	192.8	192.8	192.8
Retained Earnings	1,766	1,728	1,553	1,332	1,110	993.4
Comprehensive Income & Other	60.16	61.41	61.28	61.15	61.02	60.88
Shareholders' Equity	2,019	1,982	1,807	1,586	1,363	1,247
Total Liabilities & Equity	16,139	15,772	13,250	11,967	11,228	9,978
Total Debt	228.06	226	102.81	101.72	101.81	98.33
Net Cash (Debt)	4,123	4,121	2,980	2,244	2,729	2,468
Net Cash Growth	35.44%	38.28%	32.80%	-17.76%	10.55%	18.24%
Net Cash Per Share	-	427.16	309.29	232.67	284.24	323.32
Filing Date Shares Outstanding	-	9.49	9.63	9.63	9.64	9.64
Total Common Shares Outstanding	-	9.49	9.63	9.63	9.64	9.64
Book Value Per Share	-	202.50	181.20	158.28	135.16	123.11
Tangible Book Value	2,019	1,982	1,807	1,586	1,363	1,247
Tangible Book Value Per Share	-	202.50	181.20	158.28	135.16	123.11

Source: S&P Global Market Intelligence. Banks template. Financial Sources.