Skjern Bank Balance Sheet

Financials in millions DKK. Fiscal year is January - December.

Millions DKK. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	3,909	3,083	2,346	2,830	2,566	192.11
Investment Securities	1,089	909.85	1,035	1,085	1,142	3,326
Trading Asset Securities	-	-	-	-	-	2.88
Mortgage-Backed Securities	-	-	-	8.92	8.48	5.64
Total Investments	1,089	909.85	1,035	1,093	1,150	3,335
Gross Loans	7,578	7,276	7,036	5,755	5,001	4,574
Allowance for Loan Losses	-324.86	-313.48	-309.77	-290.76	-281.19	-348.93
Net Loans	7,253	6,963	6,726	5,464	4,720	4,225
Property, Plant & Equipment	81.52	85.52	81.07	69.56	70.21	67.99
Investments in Real Estate	3.09	3.09	3.02	3.02	3.02	3.02
Other Receivables	97.24	94.3	68.12	61.11	77.94	54
Other Current Assets	0.03	0.14	0.59	0.06	0.33	0.72
Other Long-Term Assets	2,561	2,111	1,707	1,707	1,391	1,097
Total Assets	14,994	13,250	11,967	11,228	9,978	8,974
Interest Bearing Deposits	12,267	3,860	2,861	2,307	1,876	1,658
Non-Interest Bearing Deposits	-	7,026	7,016	7,148	6,458	5,845
Total Deposits	12,267	10,886	9,877	9,455	8,334	7,503
Short-Term Borrowings	158.54	2.98	2.39	2.97	-	181.17
Current Income Taxes Payable	43.54	-	-	-	-	-
Long-Term Debt	74.59	99.84	99.34	98.84	98.33	97.83
Long-Term Deferred Tax Liabilities	4.52	4.52	5.43	3.75	2.3	1.42
Other Long-Term Liabilities	517.96	449.62	396.6	305.02	296.46	83.25
Total Liabilities	13,066	11,443	10,381	9,865	8,731	7,866
Common Stock	192.8	192.8	192.8	192.8	192.8	192.8
Retained Earnings	1,675	1,553	1,332	1,110	993.4	854.09
Comprehensive Income & Other	60.09	61.28	61.15	61.02	60.88	61.17
Shareholders' Equity	1,928	1,807	1,586	1,363	1,247	1,108
Total Liabilities & Equity	14,994	13,250	11,967	11,228	9,978	8,974
Total Debt	233.12	102.81	101.72	101.81	98.33	279
Net Cash (Debt)	3,676	2,980	2,244	2,729	2,468	2,087
Net Cash Growth	43.37%	32.80%	-17.76%	10.55%	18.24%	-
Net Cash Per Share	381.54	309.29	232.67	284.24	323.32	218.00
Filing Date Shares Outstanding	9.52	9.63	9.63	9.64	9.64	9.63
Total Common Shares Outstanding	9.52	9.63	9.63	9.64	9.64	9.63
Book Value Per Share	196.18	181.20	158.28	135.16	123.11	108.71
Tangible Book Value	1,928	1,807	1,586	1,363	1,247	1,108
Tangible Book Value Per Share	196.18	181.20	158.28	135.16	123.11	108.71

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.