Bank of Cyprus Holdings Cash Flow Statement

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	480.56	508.19	487.21	56.57	29.71
Depreciation & Amortization	17.93	17.98	15.39	15.65	16.31
Other Amortization	17.92	18.19	18.86	18.55	18.62
Gain (Loss) on Sale of Assets	-11.69	-1.25	-11.45	-15.87	-13.53
Gain (Loss) on Sale of Investments	-199.09	-62.39	-65.58	30.08	-1.37
Total Asset Writedown	31.29	58.48	48.24	32.46	52.24
Provision for Credit Losses	32.31	32.94	71.53	60.97	38
Change in Trading Asset Securities	-10.66	-1.35	54.93	8.99	-2.1
Change in Other Net Operating Assets	-477.84	-740.67	287.56	-54.68	-77.18
Other Operating Activities	116.93	96.64	172.12	37.57	50.16
Operating Cash Flow	-1.78	-72.5	1,079	189.67	108.94
Operating Cash Flow Growth	-	-	468.64%	74.11%	314.67%
Capital Expenditures	-13.53	-21.06	-7.45	-6.75	-6.29
Sale of Property, Plant and Equipment	0.08	0.04	0.08	0.52	0.16
Cash Acquisitions	-22.38	-	-	-	-
Investment in Securities	-884.84	-1,199	-1,401	-646.89	-236.49
Income (Loss) Equity Investments	-0.67	-0.18	-0.86	-0.94	-1.91
Divestitures	2.44	-	-	-	9.54
Purchase / Sale of Intangibles	-17.31	-19.74	-14.95	-17.35	-16.06
Net Decrease (Increase) in Loans Originated / Sold - Investing	-	-	-3.65	332.15	164.26
Other Investing Activities	119.22	86.34	37.19	31.87	5.41
Investing Cash Flow	-810.65	-1,129	-1,380	-265.05	-68.35
Long-Term Debt Issued	295.84	297.77	347.69	-	2,596
Long-Term Debt Repaid	-229.95	-2,075	-7.85	-1,022	-239.23
Net Debt Issued (Repaid)	65.9	-1,778	339.84	-1,022	2,357
Issuance of Common Stock	-	-	216.47	-	-
Repurchase of Common Stock	-30	-25.09	-226.82	-	-
Common Dividends Paid	-306.48	-130.07	-47.68	-27.5	-27.5
Net Increase (Decrease) in Deposit Accounts	1,708	1,075	302.49	1,518	1,063
Other Financing Activities	-59.42	-55.19	-30.38	-62.36	-67.6
Financing Cash Flow	1,378	-912.99	553.93	406.32	3,324
Net Cash Flow	565.63	-2,114	252.17	330.94	3,365
Free Cash Flow	-15.3	-93.56	1,071	182.92	102.65
Free Cash Flow Growth	-	-	485.56%	78.20%	535.60%
Free Cash Flow Margin	-1.53%	-8.79%	105.34%	29.76%	19.66%
Free Cash Flow Per Share	-0.04	-0.21	2.40	0.41	0.23
Cash Interest Paid	57.74	53.19	27.38	54.38	65.49
Cash Income Tax Paid	25.4	28.55	20.14	6.72	2.07

Source: S&P Global Market Intelligence. Banks template. Financial Sources.