Bank of Cyprus Holdings Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	7,745	8,339	7,771	9,838	9,586	9,255
Investment Securities	7,112	6,741	5,232	3,963	2,513	1,940
Trading Asset Securities	260.73	290.26	231.9	186.33	238.36	205.85
Total Investments	7,373	7,031	5,464	4,150	2,752	2,146
Gross Loans	11,549	10,985	10,794	10,173	10,292	10,328
Allowance for Loan Losses	-157.16	-157.08	-147.06	-179.48	-178.46	-286.07
Other Adjustments to Gross Loans	-	-	-	-69.53	-89.03	-105.68
Net Loans	11,391	10,828	10,647	9,924	10,025	9,937
Property, Plant & Equipment	302.77	312.55	307.41	285.57	253.38	252.13
Other Intangible Assets	50.28	51.92	49.75	48.64	52.55	184.03
Investments in Real Estate	26.33	28.33	36.25	62.11	85.1	117.75
Other Receivables	87.7	93.78	241.61	354.88	469.61	465.13
Restricted Cash	275.15	139.93	117.7	59.18	114.54	166.99
Other Current Assets	343.89	373.46	673.12	826.98	1,042	1,471
Long-Term Deferred Tax Assets	166.42	166.76	166.84	201.27	227.93	265.48
Other Long-Term Assets	1,371	1,204	1,009	878.38	681.09	702.13
Total Assets	29,134	28,568	26,484	26,629	25,289	24,963
Accrued Expenses	87.36	110.18	93.54	83.74	65.73	79.48
Interest Bearing Deposits	10,777	10,555	10,146	9,641	8,944	8,766
Non-Interest Bearing Deposits	12,390	12,037	10,737	10,168	10,562	9,222
Total Deposits	23,167	22,592	20,884	19,808	19,506	17,988
Short-Term Borrowings	8.13	31.87	48.74	17.98	16.17	32.45
Current Portion of Long-Term Debt	-	-	-	2,044	1,977	3,008
Current Portion of Leases	-	7	6.52	8.49	6.5	6.98
Current Income Taxes Payable	127.69	90.95	74.47	66.48	41.42	11.17
Other Current Liabilities	62.58	25.8	9.57	-	-	-
Long-Term Debt	1,280	1,362	1,297	978.42	599.74	604.21
Long-Term Leases	31.09	28.07	30.38	21.73	23.69	27
Long-Term Unearned Revenue	9.01	22.15	20.13	19.57	18.06	63.23
Pension & Post-Retirement Benefits	0.05	0.11	-	0.57	3.69	1.67
Long-Term Deferred Tax Liabilities	37.98	45.26	31.94	32.31	34.63	46.44
Other Long-Term Liabilities	1,351	1,304	1,158	1,059	947.68	1,013
Total Liabilities	26,162	25,619	23,654	24,140	23,240	22,881
Common Stock	43.6	43.57	44.05	44.62	44.62	44.62
Additional Paid-In Capital	594.36	594.36	594.36	594.36	594.36	594.36
Retained Earnings	2,006	1,984	1,865	1,518	1,090	986.62
Treasury Stock	-21.54	-21.54	-21.46	-21.46	-21.46	-21.46
Comprehensive Income & Other	329.71	329.23	327.6	331.38	318.4	454.66
Total Common Equity	2,952	2,930	2,810	2,467	2,026	2,059
Minority Interest	20.12	19.75	20.19	21.26	22.3	22.43
Shareholders' Equity	2,972	2,950	2,830	2,488	2,049	2,081
Total Liabilities & Equity	29,134	28,568	26,484	26,629	25,289	24,963
Total Debt	1,319	1,429	1,382	3,070	2,623	3,679
Net Cash (Debt)	8,304	8,819	7,631	7,357	7,202	5,782
Net Cash Growth	9.11%	15.57%	3.72%	2.16%	24.55%	23.14%
Net Cash Per Share	19.00	20.11	17.12	16.45	16.15	12.96
Filing Date Shares Outstanding	435.81	435.53	440.36	446.06	446.06	446.06
Total Common Shares Outstanding	435.81	435.53	440.36	446.06	446.06	446.06
Book Value Per Share	6.27	6.22	5.88	5.04	4.05	4.12
Tangible Book Value	2,902	2,878	2,760	2,418	1,974	1,875
Tangible Book Value Per Share	6.15	6.10	5.77	4.93	3.93	3.71