Bank of Cyprus Holdings Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	7,659	8,339	7,771	9,838	9,586	9,255
Investment Securities	7,011	6,741	5,232	3,963	2,513	1,940
Trading Asset Securities	273.08	290.26	231.9	186.33	238.36	205.85
Total Investments	7,284	7,031	5,464	4,150	2,752	2,146
Gross Loans	11,724	10,985	10,794	10,173	10,292	10,328
Allowance for Loan Losses	-159.96	-157.08	-147.06	-179.48	-178.46	-286.07
Other Adjustments to Gross Loans	-	-	-	-69.53	-89.03	-105.68
Net Loans	11,564	10,828	10,647	9,924	10,025	9,937
Property, Plant & Equipment	313.41	312.55	307.41	285.57	253.38	252.13
Other Intangible Assets	51.43	51.92	49.75	48.64	52.55	184.03
Investments in Real Estate	27.71	28.33	36.25	62.11	85.1	117.75
Other Receivables	-	93.78	241.61	354.88	469.61	465.13
Restricted Cash	-	139.93	117.7	59.18	114.54	166.99
Other Current Assets	713.98	373.46	673.12	826.98	1,042	1,471
Long-Term Deferred Tax Assets	168.49	166.76	166.84	201.27	227.93	265.48
Other Long-Term Assets	924.67	1,204	1,009	878.38	681.09	702.13
Total Assets	28,706	28,568	26,484	26,629	25,289	24,963
Accrued Expenses	655.98	110.18	93.54	83.74	65.73	79.48
Interest Bearing Deposits	10,650	10,555	10,146	9,641	8,944	8,766
Non-Interest Bearing Deposits	11,974	12,037	10,737	10,168	10,562	9,222
Total Deposits	22,625	22,592	20,884	19,808	19,506	17,988
Short-Term Borrowings	8.18	31.87	48.74	17.98	16.17	32.45
Current Portion of Long-Term Debt	-	-	-	2,044	1,977	3,008
Current Portion of Leases	-	7	6.52	8.49	6.5	6.98
Current Income Taxes Payable	-	90.95	74.47	66.48	41.42	11.17
Other Current Liabilities	-	25.8	9.57	-	-	-
Long-Term Debt	1,367	1,362	1,297	978.42	599.74	604.21
Long-Term Leases	-	28.07	30.38	21.73	23.69	27
Long-Term Unearned Revenue	-	22.15	20.13	19.57	18.06	63.23
Pension & Post-Retirement Benefits	-	0.11	-	0.57	3.69	1.67
Long-Term Deferred Tax Liabilities	45.7	45.26	31.94	32.31	34.63	46.44
Other Long-Term Liabilities	935.44	1,304	1,158	1,059	947.68	1,013
Total Liabilities	25,637	25,619	23,654	24,140	23,240	22,881
Common Stock	43.58	43.57	44.05	44.62	44.62	44.62
Additional Paid-In Capital	594.36	594.36	594.36	594.36	594.36	594.36
Retained Earnings	2,104	1,984	1,865	1,518	1,090	986.62
Treasury Stock	-21.54	-21.54	-21.46	-21.46	-21.46	-21.46
Comprehensive Income & Other	327.76	329.23	327.6	331.38	318.4	454.66
Total Common Equity	3,049	2,930	2,810	2,467	2,026	2,059
Minority Interest	19.82	19.75	20.19	21.26	22.3	22.43
Shareholders' Equity	3,068	2,950	2,830	2,488	2,049	2,081
Total Liabilities & Equity	28,706	28,568	26,484	26,629	25,289	24,963
Total Debt	1,375	1,429	1,382	3,070	2,623	3,679
Net Cash (Debt)	8,174	8,819	7,631	7,357	7,202	5,782
Net Cash Growth	15.23%	15.57%	3.72%	2.16%	24.55%	23.14%
Net Cash Per Share	18.68	20.11	17.12	16.45	16.15	12.96
Filing Date Shares Outstanding	435.62	435.53	440.36	446.06	446.06	446.06
Total Common Shares Outstanding	435.62	435.53	440.36	446.06	446.06	446.06
Book Value Per Share	6.49	6.22	5.88	5.04	4.05	4.12
Tangible Book Value	2,997	2,878	2,760	2,418	1,974	1,875
Tangible Book Value Per Share	6.38	6.10	5.77	4.93	3.93	3.71

Source: S&P Global Market Intelligence. Banks template. Financial Sources.