Bank of Cyprus Holdings Public Limited Company (CYS:BOCH)

Bank of Cyprus Holdings Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	7,513	7,771	9,838	9,586	9,255	5,822
Investment Securities	6,425	5,232	3,963	2,513	1,940	1,671
Trading Asset Securities	-	231.9	186.33	238.36	205.85	232.57
Total Investments	6,425	5,464	4,150	2,752	2,146	1,903
Gross Loans	-	10,854	10,173	10,292	10,328	10,914
Allowance for Loan Losses	-	-147.06	-179.48	-178.46	-286.07	-804.5
Other Adjustments to Gross Loans	-	-60.68	-69.53	-89.03	-105.68	-146.6
Net Loans	-	10,647	9,924	10,025	9,937	9,962
Property, Plant & Equipment	-	307.41	285.57	253.38	252.13	272.47
Other Intangible Assets	-	49.75	48.64	52.55	184.03	185.26
Investments in Real Estate	31	36.25	62.11	85.1	117.75	128.09
Other Receivables	-	241.61	354.88	469.61	465.13	91.92
Restricted Cash	-	117.7	59.18	114.54	166.99	158.03
Other Current Assets	423	673.12	826.98	1,042	1,471	1,981
Long-Term Deferred Tax Assets	-	166.84	201.27	227.93	265.48	341.36
Other Long-Term Assets	1,898	1,009	878.38	681.09	702.13	668.75
Total Assets	27,857	26,484	26,629	25,289	24,963	21,514
Accrued Expenses	-	93.54	83.74	65.73	79.48	63.94
Interest Bearing Deposits	21,909	10,146	9,641	8,944	8,766	8,775
Non-Interest Bearing Deposits	-	10,737	10,168	10,562	9,222	8,150
Total Deposits	21,909	20,884	19,808	19,506	17,988	16,925
Short-Term Borrowings	-	48.74	17.98	16.17	32.45	45.98
Current Portion of Long-Term Debt	-	-	2,044	1,977	3,008	172.15
Current Portion of Leases	-	6.52	8.49	6.5	6.98	8.38
Current Income Taxes Payable	-	74.47	66.48	41.42	11.17	8.98
Long-Term Debt	1,355	1,297	978.42	599.74	604.21	1,095
Long-Term Leases	-	30.38	21.73	23.69	27	37.57
Long-Term Unearned Revenue	-	20.13	19.57	18.06	63.23	60.69
Pension & Post-Retirement Benefits	-	-	0.57	3.69	1.67	9.57
Long-Term Deferred Tax Liabilities	-	31.94	32.31	34.63	46.44	45.98
Other Long-Term Liabilities	1,746	1,168	1,059	947.68	1,013	965.97
Total Liabilities	25,010	23,654	24,140	23,240	22,881	19,439
Common Stock	2,605	44.05	44.62	44.62	44.62	44.62
Additional Paid-In Capital	-	594.36	594.36	594.36	594.36	594.36
Retained Earnings	-	1,865	1,518	1,090	986.62	982.51
Treasury Stock	-	-21.46	-21.46	-21.46	-21.46	-21.46
Comprehensive Income & Other	220	327.6	331.38	318.4	454.66	450.62
Total Common Equity	2,825	2,810	2,467	2,026	2,059	2,051
Minority Interest	22	20.19	21.26	22.3	22.43	24.41
Shareholders' Equity	2,847	2,830	2,488	2,049	2,081	2,075
Total Liabilities & Equity	27,857	26,484	26,629	25,289	24,963	21,514
Total Debt	1,355	1,382	3,070	2,623	3,679	1,359
Net Cash (Debt)	7,480	7,631	7,357	7,202	5,782	4,696
Net Cash Growth	0.96%	3.72%	2.16%	24.55%	23.14%	-2.37%
Net Cash Per Share	17.17	17.12	16.45	16.15	12.96	10.53
Filing Date Shares Outstanding	435.54	440.36	446.06	446.06	446.06	446.06
Total Common Shares Outstanding	435.54	440.36	446.06	446.06	446.06	446.06
Book Value Per Share	6.49	5.88	5.04	4.05	4.12	4.10
Tangible Book Value	2,825	2,760	2,418	1,974	1,875	1,865
Tangible Book Value Per Share	6.49	5.77	4.93	3.93	3.71	3.69

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.