Minerva Insurance Company Public Ltd (CYS:MINE)

Cyprus · Delayed Price · Currency is EUR

0.0385

+0.0020 (5.48%)

At close: Aug 11, 2026

CYS:MINE Financials Overview

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	20.09	20.09	15.23	13.94	17.37	15.56
Revenue Growth	8.88%	31.92%	9.24%	-19.74%	11.63%	2.74%
Operating Income	1.72	1.72	1.4	0.95	0.63	-0.39
Net Income	1.14	1.14	1.01	2.03	0.76	-0.39
Earnings Per Share	0.00	0.00	0.00	0.01	0.00	-0.00
EPS Growth	-36.40%	12.20%	-49.94%	165.69%	-	-

Revenue by Segment

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Life Sector	0.04	0.04	0.11	0.04	0.44	0.3
Branch of a General Nature	18.68	18.68	14.16	13.13	16.88	15.08
Financial and Investment Operations	0.99	0.99	0.7	-	-	0.13
Exploitation of Real Estate	0.32	0.32	0.67	-	-	0.06
Total	20.04	20.04	15.64	13.17	17.32	15.56

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	2.27	2.27	1.52	0.79	1.34	2.1
Total Debt	4.81	4.81	4.99	4.38	2.08	2.41
Net Cash (Debt)	-2.54	-2.54	-3.47	-3.58	-0.74	-0.31
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-0.01	-0.01	-0.01	-0.01	-0.00	-0.00

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	4.13	4.13	0.58	-0.48	2.19	1.06
Capital Expenditures	-0.11	-0.11	-0.08	-0.28	-0.14	-0.13
Free Cash Flow	4.02	4.02	0.5	-0.77	2.05	0.93
Free Cash Flow Growth	24.08%	710.69%	-	-	120.23%	-

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Margin	8.55%	8.55%	9.20%	6.84%	3.62%	-2.53%
Pretax Margin	6.59%	6.59%	9.11%	15.66%	4.24%	-2.41%
Profit Margin	5.66%	5.66%	6.66%	14.53%	4.39%	-2.49%
FCF Margin	20.03%	20.03%	3.26%	-5.49%	11.82%	5.99%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 14, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	11.10	12.11	6.15	2.59	7.53	-
P/FCF Ratio	3.14	3.43	12.56	-	2.80	3.75
PS Ratio	0.63	0.69	0.41	0.38	0.33	0.23