CRDB Bank Plc (DAR:CRDB)
Tanzania flag Tanzania · Delayed Price · Currency is TZS
0.00
0.00 (0.00%)
Price not available due to exchange restrictions

CRDB Bank Financials Overview

Millions TZS. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
1,959,5521,883,8441,517,3351,243,7761,052,511900,715
Revenue Growth
21.36%24.15%21.99%18.17%16.85%22.44%
Net Income
765,245732,457554,442424,690351,407268,161
Earnings Per Share
293.46280.42212.27162.59134.54102.67
EPS Growth
27.99%32.11%30.55%20.85%31.04%62.34%

Revenue by Segment

Fiscal YearFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '24 Dec '23 Dec '22 Dec '21
Corporate Banking
606,301421,225308,392170,734142,422
Retail Banking
926,261924,410835,121640,724527,644
Treasury
351,282172,729101,244241,648230,649
Total
1,883,8441,518,3641,244,7571,053,106900,715

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
557,1751,674,5781,916,8981,346,8151,302,6741,171,371
Total Debt
4,068,0254,172,7723,133,4522,284,677643,456235,538
Net Cash (Debt)
-3,510,850-2,498,194-1,216,554-937,862659,218935,833
Net Cash Growth
-----29.56%93.04%
Net Cash Per Share
-1346.36-956.43-465.76-359.06252.38358.28

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-4,757,224-3,991,591-1,124,853-779,576-2,335,232-946,135
Capital Expenditures
-65,135-75,557-68,258-80,877-47,496-70,229
Free Cash Flow
-4,822,359-4,067,148-1,193,111-860,453-2,382,728-1,016,364
Free Cash Flow Growth
------

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
39.05%38.88%36.54%34.14%33.39%29.77%
FCF Margin
-246.09%-215.90%-78.63%-69.18%-226.39%-112.84%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJul '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
90.00090.00065.00050.00045.00036.000
Dividend Per Share Growth
38.46%38.46%30.00%11.11%25.00%63.64%
Dividend Yield
3.35%6.08%10.85%13.35%15.37%18.97%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJul '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
9.175.463.162.832.942.73
Forward PE
-3.663.663.242.902.99
PS Ratio
3.592.121.150.970.980.81