CRDB Bank Plc (DAR:CRDB)
Tanzania flag Tanzania · Delayed Price · Currency is TZS
0.00
0.00 (0.00%)
Price not available due to exchange restrictions

CRDB Bank Financials Overview

Millions TZS. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
2,250,1431,883,8441,517,3351,243,7761,052,511900,715
Revenue Growth
26.75%24.15%21.99%18.17%16.85%22.44%
Net Income
884,061732,457554,442424,690351,407268,161
Earnings Per Share
338.50280.42212.27162.59134.54102.67
EPS Growth
33.17%32.11%30.55%20.85%31.04%62.34%

Revenue by Segment

Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '24 Dec '23 Dec '22 Dec '21
Corporate Banking
606,301421,225308,392170,734142,422
Retail Banking
926,261924,410835,121640,724527,644
Treasury
351,282172,729101,244241,648230,649
Total
1,883,8441,518,3641,244,7571,053,106900,715

Cash & Debt

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
601,7091,674,5781,916,8981,346,8151,302,6741,171,371
Total Debt
5,835,4494,172,7723,133,4522,284,677643,456235,538
Net Cash (Debt)
-5,233,740-2,498,194-1,216,554-937,862659,218935,833
Net Cash Growth
-----29.56%93.04%
Net Cash Per Share
-2003.93-956.43-465.76-359.06252.38358.28

Cash Flow & CapEx

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-5,734,739-3,991,591-1,124,853-779,576-2,335,232-946,135
Capital Expenditures
-75,213-75,557-68,258-80,877-47,496-70,229
Free Cash Flow
-5,809,952-4,067,148-1,193,111-860,453-2,382,728-1,016,364
Free Cash Flow Growth
------

Margins

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
39.29%38.88%36.54%34.14%33.39%29.77%
FCF Margin
-258.20%-215.90%-78.63%-69.18%-226.39%-112.84%

Dividends

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
90.00090.00065.00050.00045.00036.000
Dividend Per Share Growth
38.46%38.46%30.00%11.11%25.00%63.64%
Dividend Yield
3.23%5.88%9.70%10.87%11.39%12.86%

Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
8.245.463.162.832.942.73
Forward PE
-3.663.663.242.902.99
PS Ratio
3.242.121.150.970.980.81