CRDB Bank Ratios and Metrics

Market cap in millions TZS. Fiscal year is January - December.

Millions TZS. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 14, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	7,025,846	3,996,113	1,749,932	1,201,446	1,031,676	731,315
Market Cap Growth	78.15%	128.36%	45.65%	16.46%	41.07%	43.59%
Last Close Price	2690.00	1480.11	599.16	374.64	292.75	189.73
PE Ratio	8.75	5.46	3.16	2.83	2.94	2.73
PS Ratio	3.39	2.12	1.15	0.97	0.98	0.81
PB Ratio	2.33	1.44	0.81	0.67	0.70	0.60
Debt / Equity Ratio	1.37	1.50	1.44	1.28	0.44	0.19
Net Debt / Equity Ratio	1.21	0.90	0.56	0.53	-0.45	-0.77
Net Debt / FCF Ratio	-0.62	-0.61	-1.02	-1.09	0.28	0.92
Return on Equity (ROE)	29.56%	29.39%	27.89%	25.93%	26.05%	24.05%
Return on Assets (ROA)	3.47%	3.74%	3.67%	3.39%	3.44%	3.36%
Earnings Yield	11.43%	18.33%	31.68%	35.35%	34.06%	36.67%
FCF Yield	-84.08%	-101.78%	-68.18%	-71.62%	-230.96%	-138.98%
Dividend Yield	3.33%	6.08%	10.85%	13.35%	15.37%	18.97%
Payout Ratio	13.90%	23.10%	22.98%	27.16%	26.16%	21.46%
Total Shareholder Return	3.06%	6.08%	10.85%	13.35%	15.37%	18.97%