CRDB Bank Balance Sheet

Financials in millions TZS. Fiscal year is January - December.

Millions TZS. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	557,175	1,655,634	1,901,470	1,337,549	1,286,257	1,150,564
Investment Securities	3,847,964	3,090,573	1,393,666	2,012,230	1,840,858	1,353,372
Trading Asset Securities	-	18,944	15,428	9,266	16,417	20,807
Total Investments	3,847,964	3,109,517	1,409,094	2,021,496	1,857,275	1,374,179
Gross Loans	15,268,719	13,975,287	10,506,271	8,569,310	7,043,101	5,177,235
Allowance for Loan Losses	-288,537	-248,914	-143,445	-123,510	-165,344	-135,023
Net Loans	14,980,182	13,726,373	10,362,826	8,445,800	6,877,757	5,042,212
Property, Plant & Equipment	470,171	464,958	455,242	440,282	401,558	413,596
Other Intangible Assets	-	144,192	105,328	73,645	40,800	25,174
Other Receivables	1,150,743	1,931,705	924,538	212,024	140,785	98,539
Restricted Cash	1,950,839	638,823	469,860	375,128	389,684	231,350
Other Current Assets	-	212,172	259,978	126,126	99,007	137,933
Long-Term Deferred Tax Assets	-	99,479	89,751	85,649	51,949	41,130
Other Long-Term Assets	937,482	316,479	711,999	195,322	491,485	302,882
Total Assets	23,894,556	22,308,936	16,698,751	13,321,289	11,636,557	8,817,559
Accrued Expenses	-	76,741	73,002	71,505	-	45,077
Interest Bearing Deposits	16,277,369	14,930,504	10,934,131	8,855,978	9,327,762	7,204,816
Total Deposits	16,277,369	14,930,504	10,934,131	8,855,978	9,327,762	7,204,816
Short-Term Borrowings	-	1,132,828	1,108,682	995,561	-	-
Current Portion of Long-Term Debt	-	246,888	102,572	67,278	68,051	58,251
Current Portion of Leases	-	2,881	1,757	1,375	952	10,406
Current Income Taxes Payable	140,324	18,686	6,827	-	-	-
Other Current Liabilities	57,011	202,574	281,704	245,998	-	66,146
Long-Term Debt	4,068,025	2,722,837	1,859,134	1,172,021	543,968	139,611
Long-Term Leases	-	67,338	61,307	48,442	30,485	27,270
Long-Term Unearned Revenue	104,783	30,301	18,470	21,536	3,012	4,730
Other Long-Term Liabilities	190,299	30,273	11,992	2,748	183,251	2,679
Total Liabilities	20,837,811	19,525,115	14,525,505	11,539,801	10,157,481	7,598,231
Common Stock	65,296	65,296	65,296	65,296	65,296	65,296
Additional Paid-In Capital	-	158,314	158,314	158,314	158,314	158,314
Retained Earnings	2,672,479	2,483,625	1,904,919	1,506,118	1,207,537	951,207
Comprehensive Income & Other	258,444	39,820	4,060	8,148	47,929	44,511
Total Common Equity	2,996,219	2,747,055	2,132,589	1,737,876	1,479,076	1,219,328
Minority Interest	60,526	36,766	40,657	43,612	-	-
Shareholders' Equity	3,056,745	2,783,821	2,173,246	1,781,488	1,479,076	1,219,328
Total Liabilities & Equity	23,894,556	22,308,936	16,698,751	13,321,289	11,636,557	8,817,559
Total Debt	4,068,025	4,172,772	3,133,452	2,284,677	643,456	235,538
Net Cash (Debt)	-3,510,850	-2,498,194	-1,216,554	-937,862	659,218	935,833
Net Cash Growth	-	-	-	-	-29.56%	93.04%
Net Cash Per Share	-1346.36	-956.43	-465.76	-359.06	252.38	358.28
Filing Date Shares Outstanding	2,612	2,612	2,612	2,612	2,612	2,612
Total Common Shares Outstanding	2,612	2,612	2,612	2,612	2,612	2,612
Book Value Per Share	1147.17	1051.77	816.51	665.38	566.30	466.85
Tangible Book Value	2,996,219	2,602,863	2,027,261	1,664,231	1,438,276	1,194,154
Tangible Book Value Per Share	1147.17	996.56	776.18	637.19	550.68	457.21

Source: S&P Global Market Intelligence. Banks template. Financial Sources.