CRDB Bank Balance Sheet

Financials in millions TZS. Fiscal year is January - December.

Millions TZS. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	2018 - 2014
Period Ending	Sep '24 Sep 30, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	Dec '19 Dec 31, 2019	2018 - 2014
Cash & Equivalents	559,528	1,337,549	1,286,257	1,150,564	784,857	747,098	Upgrade
Investment Securities	2,142,710	2,021,496	1,840,858	1,353,372	1,410,327	1,387,746	Upgrade
Trading Asset Securities	-	-	16,417	20,807	-	-	Upgrade
Total Investments	2,142,710	2,021,496	1,857,275	1,374,179	1,410,327	1,387,746	Upgrade
Gross Loans	10,378,077	8,569,310	7,043,101	5,177,235	4,077,523	3,542,430	Upgrade
Allowance for Loan Losses	-117,098	-123,510	-165,344	-135,023	-147,898	-159,094	Upgrade
Net Loans	10,260,979	8,445,800	6,877,757	5,042,212	3,929,625	3,383,336	Upgrade
Property, Plant & Equipment	453,827	440,282	401,558	413,596	381,389	333,566	Upgrade
Other Intangible Assets	-	38,044	40,800	25,174	30,026	36,060	Upgrade
Other Receivables	1,341,242	212,024	140,785	98,539	111,957	116,802	Upgrade
Restricted Cash	782,581	375,128	389,684	231,350	229,963	340,594	Upgrade
Other Current Assets	-	99,599	99,007	137,933	130,409	122,038	Upgrade
Long-Term Deferred Tax Assets	-	93,917	51,949	41,130	48,639	81,950	Upgrade
Other Long-Term Assets	503,686	257,450	491,485	302,882	113,280	48,058	Upgrade
Total Assets	16,044,553	13,321,289	11,636,557	8,817,559	7,170,472	6,597,248	Upgrade
Accrued Expenses	-	71,505	-	45,077	40,469	48,793	Upgrade
Interest Bearing Deposits	10,305,416	9,851,539	9,327,762	7,204,816	5,730,859	5,227,442	Upgrade
Total Deposits	10,305,416	9,851,539	9,327,762	7,204,816	5,730,859	5,227,442	Upgrade
Current Portion of Long-Term Debt	-	67,278	68,051	58,251	29,492	29,485	Upgrade
Current Portion of Leases	-	1,375	952	10,406	2,096	9,364	Upgrade
Other Current Liabilities	29,584	245,998	-	66,146	44,472	44,278	Upgrade
Long-Term Debt	3,280,588	1,172,021	543,968	139,611	240,969	300,007	Upgrade
Long-Term Leases	-	48,442	30,485	27,270	27,522	30,414	Upgrade
Long-Term Unearned Revenue	92,501	21,536	3,012	4,730	6,132	7,985	Upgrade
Other Long-Term Liabilities	155,429	2,748	183,251	2,679	4,218	4,671	Upgrade
Total Liabilities	13,975,761	11,539,801	10,157,481	7,598,231	6,159,508	5,724,179	Upgrade
Common Stock	65,296	65,296	65,296	65,296	65,296	65,296	Upgrade
Additional Paid-In Capital	158,314	158,314	158,314	158,314	158,314	158,314	Upgrade
Retained Earnings	1,761,499	1,506,118	1,207,537	951,207	740,303	623,448	Upgrade
Comprehensive Income & Other	44,170	8,148	47,929	44,511	47,051	26,011	Upgrade
Total Common Equity	2,029,279	1,737,876	1,479,076	1,219,328	1,010,964	873,069	Upgrade
Minority Interest	39,513	43,612	-	-	-	-	Upgrade
Shareholders' Equity	2,068,792	1,781,488	1,479,076	1,219,328	1,010,964	873,069	Upgrade
Total Liabilities & Equity	16,044,553	13,321,289	11,636,557	8,817,559	7,170,472	6,597,248	Upgrade
Total Debt	3,280,588	1,289,116	643,456	235,538	300,079	369,270	Upgrade
Net Cash (Debt)	-2,721,060	48,433	659,218	935,833	484,778	377,828	Upgrade
Net Cash Growth	-	-92.65%	-29.56%	93.04%	28.31%	54.47%	Upgrade
Net Cash Per Share	-1041.81	18.54	252.38	358.28	185.60	144.65	Upgrade
Filing Date Shares Outstanding	2,612	2,612	2,612	2,612	2,612	2,612	Upgrade
Total Common Shares Outstanding	2,612	2,612	2,612	2,612	2,612	2,612	Upgrade
Book Value Per Share	776.95	665.38	566.30	466.85	387.07	334.27	Upgrade
Tangible Book Value	2,029,279	1,699,832	1,438,276	1,194,154	980,938	837,009	Upgrade
Tangible Book Value Per Share	776.95	650.82	550.68	457.21	375.57	320.47	Upgrade

Source: S&P Capital IQ. Banks template. Financial Sources.