CRDB Bank Plc (DAR:CRDB)

CRDB Bank Statistics

Total Valuation

CRDB Bank has a market cap or net worth of TZS 2.98 trillion.

Market Cap	2.98T
Enterprise Value	n/a

Important Dates

The last earnings date was Friday, October 24, 2025.

Earnings Date	Oct 24, 2025
Ex-Dividend Date	May 7, 2025

Share Statistics

CRDB Bank has 2.61 billion shares outstanding. The number of shares has increased by 0.32% in one year.

Current Share Class	2.61B
Shares Outstanding	2.61B
Shares Change (YoY)	+0.32%
Shares Change (QoQ)	-0.94%
Owned by Insiders (%)	n/a
Owned by Institutions (%)	0.59%
Float	n/a

Valuation Ratios

The trailing PE ratio is 4.48.

PE Ratio	4.48
Forward PE	n/a
PS Ratio	1.68
PB Ratio	1.17
P/TBV Ratio	1.19
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-1.00
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 28.71%.

Return on Equity (ROE)	28.71%
Return on Assets (ROA)	3.63%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	396.28M
Profits Per Employee	148.66M
Employee Count	4,251
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, CRDB Bank has paid 278.11 billion in taxes.

Income Tax	278.11B
Effective Tax Rate	29.55%

Stock Price Statistics

The stock price has increased by +70.15% in the last 52 weeks. The beta is 0.23, so CRDB Bank's price volatility has been lower than the market average.

Beta (5Y)	0.23
52-Week Price Change	+70.15%
50-Day Moving Average	1,175.20
200-Day Moving Average	951.33
Relative Strength Index (RSI)	39.30
Average Volume (20 Days)	794,411

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, CRDB Bank had revenue of TZS 1.78 trillion and earned 666.00 billion in profits. Earnings per share was 254.18.

Revenue	1.78T
Gross Profit	1.77T
Operating Income	941.16B
Pretax Income	941.16B
Net Income	666.00B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	254.18

Balance Sheet

The company has 547.36 billion in cash and 3.19 trillion in debt, giving a net cash position of -2,642.75 billion or -1,011.84 per share.

Cash & Cash Equivalents	547.36B
Total Debt	3.19T
Net Cash	-2,642.75B
Net Cash Per Share	-1,011.84
Equity (Book Value)	2.55T
Book Value Per Share	961.87
Working Capital	-11,030.99B

Cash Flow

In the last 12 months, operating cash flow was -3,094.23 billion and capital expenditures -80.57 billion, giving a free cash flow of -3,174.81 billion.

Operating Cash Flow	-3,094.23B
Capital Expenditures	-80.57B
Free Cash Flow	-3,174.81B
FCF Per Share	-1,215.54

Margins

Gross Margin	n/a
Operating Margin	53.01%
Pretax Margin	53.01%
Profit Margin	37.51%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 65.00, which amounts to a dividend yield of 5.70%.

Dividend Per Share	65.00
Dividend Yield	5.70%
Dividend Growth (YoY)	30.00%
Years of Dividend Growth	5
Payout Ratio	24.98%
Buyback Yield	-0.32%
Shareholder Yield	5.33%
Earnings Yield	22.37%
FCF Yield	-106.63%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	2