CRDB Bank Plc (DAR:CRDB)

CRDB Bank Statistics

Total Valuation

CRDB Bank has a market cap or net worth of TZS 6.76 trillion.

Market Cap	6.76T
Enterprise Value	n/a

Important Dates

The last earnings date was Monday, January 26, 2026.

Earnings Date	Jan 26, 2026
Ex-Dividend Date	May 7, 2025

Share Statistics

CRDB Bank has 2.61 billion shares outstanding. The number of shares has increased by 0.15% in one year.

Current Share Class	2.61B
Shares Outstanding	2.61B
Shares Change (YoY)	+0.15%
Shares Change (QoQ)	+0.77%
Owned by Insiders (%)	n/a
Owned by Institutions (%)	0.59%
Float	n/a

Valuation Ratios

The trailing PE ratio is 9.35.

PE Ratio	9.35
Forward PE	n/a
PS Ratio	3.69
PB Ratio	2.43
P/TBV Ratio	2.46
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-0.96
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 29.25%.

Return on Equity (ROE)	29.25%
Return on Assets (ROA)	3.72%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	4.23%
Revenue Per Employee	404.56M
Profits Per Employee	160.03M
Employee Count	4,528
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, CRDB Bank has paid 311.23 billion in taxes.

Income Tax	311.23B
Effective Tax Rate	30.05%

Stock Price Statistics

The stock price has increased by +264.79% in the last 52 weeks. The beta is 0.47, so CRDB Bank's price volatility has been lower than the market average.

Beta (5Y)	0.47
52-Week Price Change	+264.79%
50-Day Moving Average	1,698.20
200-Day Moving Average	1,206.63
Relative Strength Index (RSI)	83.03
Average Volume (20 Days)	3,325,952

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, CRDB Bank had revenue of TZS 1.83 trillion and earned 724.61 billion in profits. Earnings per share was 277.00.

Revenue	1.83T
Gross Profit	1.83T
Operating Income	1.04T
Pretax Income	1.04T
Net Income	724.61B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	277.00

Balance Sheet

The company has 582.65 billion in cash and 4.14 trillion in debt, with a net cash position of -3,556.56 billion or -1,361.71 per share.

Cash & Cash Equivalents	582.65B
Total Debt	4.14T
Net Cash	-3,556.56B
Net Cash Per Share	-1,361.71
Equity (Book Value)	2.78T
Book Value Per Share	1,051.01
Working Capital	-11,333.50B

Cash Flow

In the last 12 months, operating cash flow was -4,257.64 billion and capital expenditures -59.67 billion, giving a free cash flow of -4,317.31 billion.

Operating Cash Flow	-4,257.64B
Capital Expenditures	-59.67B
Free Cash Flow	-4,317.31B
FCF Per Share	-1,652.98

Margins

Gross Margin	n/a
Operating Margin	56.55%
Pretax Margin	56.55%
Profit Margin	39.56%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 65.00, which amounts to a dividend yield of 2.51%.

Dividend Per Share	65.00
Dividend Yield	2.51%
Dividend Growth (YoY)	30.00%
Years of Dividend Growth	6
Payout Ratio	23.35%
Buyback Yield	-0.15%
Shareholder Yield	2.43%
Earnings Yield	10.71%
FCF Yield	-63.82%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	2