NMB Bank Income Statement

Financials in millions TZS. Fiscal year is January - December.

Millions TZS. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	1,795,590	1,548,329	1,366,006	1,179,592	953,656	815,446
Interest Paid on Deposits	444,552	361,478	311,641	242,354	164,020	135,606
Net Interest Income	1,350,993	1,186,851	1,054,365	937,238	789,636	679,840
Net Interest Income Growth	16.98%	12.57%	12.50%	18.69%	16.15%	19.03%
Income From Trading Activities	-	-	-	-	-	2,726
Gain (Loss) on Sale of Assets	193	193	240	294	590	12
Gain (Loss) on Sale of Investments	7,724	7,724	4,718	7,527	5,353	-
Other Non-Interest Income	697,756	625,459	571,409	460,609	396,076	303,011
Total Non-Interest Income	705,673	633,376	576,367	468,430	402,019	305,749
Non-Interest Income Growth	16.39%	9.89%	23.04%	16.52%	31.49%	13.44%
Revenues Before Loan Losses	2,056,666	1,820,227	1,630,732	1,405,668	1,191,655	985,589
Provision for Loan Losses	101,816	80,574	85,068	84,485	81,067	113,040
Revenue	1,954,850	1,739,653	1,545,664	1,321,183	1,110,588	872,549
Revenue Growth	15.90%	12.55%	16.99%	18.96%	27.28%	22.05%
Salaries and Employee Benefits	430,600	379,674	335,656	297,923	266,296	243,679
Occupancy Expenses	61,429	61,429	56,924	49,444	53,638	61,755
Selling, General & Administrative	83,128	83,128	71,085	64,659	59,171	52,518
Other Non-Interest Expense	182,719	153,605	155,445	134,356	116,318	96,572
Total Non-Interest Expense	757,876	677,836	619,110	546,382	495,423	454,524
EBT Excluding Unusual Items	1,196,974	1,061,817	926,554	774,801	615,165	418,025
Pretax Income	1,196,974	1,061,817	926,554	774,801	615,165	418,025
Income Tax Expense	349,316	305,431	283,283	229,594	183,493	125,876
Earnings From Continuing Operations	847,658	756,386	643,271	545,207	431,672	292,149
Minority Interest in Earnings	-	-	-	-317	-141	-71
Net Income	847,658	756,386	643,271	544,890	431,531	292,078
Net Income to Common	847,658	756,386	643,271	544,890	431,531	292,078
Net Income Growth	19.27%	17.58%	18.05%	26.27%	47.74%	39.11%
Basic Shares Outstanding	5,000	5,000	5,000	5,000	5,000	5,000
Diluted Shares Outstanding	5,000	5,000	5,000	5,000	5,000	5,000
Shares Change	-	-	-	-	-	-
EPS (Basic)	169.53	151.28	128.65	108.98	86.31	58.42
EPS (Diluted)	169.53	151.28	128.65	108.98	86.31	58.42
EPS Growth	19.27%	17.58%	18.05%	26.27%	47.74%	39.11%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	50.426	50.426	42.885	36.118	28.600	19.300
Dividend Growth	17.58%	17.58%	18.74%	26.29%	48.19%	40.88%
Effective Tax Rate	29.18%	28.77%	30.57%	29.63%	29.83%	30.11%