Ajman Bank PJSC (DFM:AJMANBANK)
United Arab Emirates · Delayed Price · Currency is AED 1.370
-0.010 (-0.72%)
At close: Aug 6, 2026
Ajman Bank PJSC Income Statement
Financials in millions AED. Fiscal year is January - December.
Millions AED. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Income on Loans | 1,231 | 1,127 | 1,172 | 1,210 | 673.95 | 706.37 |
Interest Paid on Deposits | 841.07 | 750.36 | 764.95 | 702.25 | 287.82 | 232.05 |
Net Interest Income | 389.58 | 376.35 | 407.43 | 507.79 | 386.13 | 474.31 |
Net Interest Income Growth | 5.86% | -7.63% | -19.76% | 31.51% | -18.59% | 6.76% |
Gain (Loss) on Sale of Investments | 129.01 | 93.52 | -0.54 | -34.93 | -96.98 | 86.9 |
Other Non-Interest Income | 447.9 | 422.96 | 325.62 | 295.94 | 267.31 | 94.84 |
Total Non-Interest Income | 576.91 | 516.48 | 325.08 | 261.01 | 170.33 | 181.74 |
Non-Interest Income Growth | 71.92% | 58.88% | 24.55% | 53.24% | -6.28% | -6.71% |
Revenues Before Loan Losses | 966.49 | 892.83 | 732.51 | 768.8 | 556.45 | 656.06 |
Provision for Loan Losses | -2.86 | -49.72 | -73.24 | 730.02 | 70.72 | 267.38 |
| 969.35 | 942.55 | 805.75 | 38.78 | 485.73 | 388.67 | |
Revenue Growth | 15.29% | 16.98% | 1977.68% | -92.02% | 24.97% | 13.71% |
Salaries and Employee Benefits | 274.15 | 272.96 | 251.41 | 245.58 | 225.11 | 196.8 |
Occupancy Expenses | 26.59 | 23.36 | 23.44 | 28.52 | 26.9 | 25.05 |
Selling, General & Administrative | 141.37 | 116.11 | 94.82 | 95.88 | 68.99 | 62.69 |
Total Non-Interest Expense | 442.1 | 412.43 | 369.67 | 369.98 | 320.99 | 284.54 |
EBT Excluding Unusual Items | 527.25 | 530.12 | 436.08 | -331.2 | 164.74 | 104.13 |
Asset Writedown | 18.27 | 18.27 | 3.7 | -59.16 | -2.67 | 12.03 |
Pretax Income | 545.52 | 548.39 | 439.78 | -390.36 | 162.07 | 116.16 |
Income Tax Expense | 44.17 | 48.35 | 39.13 | - | - | - |
Net Income | 501.36 | 500.04 | 400.65 | -390.36 | 162.07 | 116.16 |
Net Income to Common | 501.36 | 500.04 | 400.65 | -390.36 | 162.07 | 116.16 |
Net Income Growth | 16.55% | 24.81% | - | - | 39.52% | 122.73% |
Basic Shares Outstanding | 2,718 | 2,704 | 2,692 | 2,557 | 2,449 | 2,174 |
Diluted Shares Outstanding | 2,718 | 2,704 | 2,692 | 2,557 | 2,449 | 2,174 |
Shares Change | 0.94% | 0.44% | 5.28% | 4.42% | 12.69% | - |
EPS (Basic) | 0.18 | 0.18 | 0.15 | -0.15 | 0.07 | 0.05 |
EPS (Diluted) | 0.18 | 0.18 | 0.15 | -0.15 | 0.07 | 0.05 |
EPS Growth | 15.46% | 24.26% | - | - | 23.81% | 122.73% |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share | 0.092 | 0.092 | 0.072 | - | - | - |
Dividend Growth | 26.62% | 26.62% | - | - | - | - |
Effective Tax Rate | 8.10% | 8.82% | 8.90% | - | - | - |