Dubai Islamic Insurance & Reinsurance Co. (Aman) (P.J.S.C) (DFM:AMAN)

DFM:AMAN Statistics

Total Valuation

DFM:AMAN has a market cap or net worth of AED 67.73 million. The enterprise value is -23.38 million.

Market Cap	67.73M
Enterprise Value	-23.38M

Important Dates

The last earnings date was Thursday, November 13, 2025.

Earnings Date	Nov 13, 2025
Ex-Dividend Date	n/a

Share Statistics

DFM:AMAN has 225.75 million shares outstanding.

Current Share Class	225.75M
Shares Outstanding	225.75M
Shares Change (YoY)	n/a
Shares Change (QoQ)	+3.08%
Owned by Insiders (%)	28.30%
Owned by Institutions (%)	n/a
Float	n/a

Valuation Ratios

PE Ratio	n/a
Forward PE	n/a
PS Ratio	1.29
PB Ratio	2.34
P/TBV Ratio	2.23
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	0.85
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	0.17

Financial Position

The company has a current ratio of 1.06, with a Debt / Equity ratio of 1.44.

Current Ratio	1.06
Quick Ratio	0.83
Debt / Equity	1.44
Debt / EBITDA	n/a
Debt / FCF	-0.31
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is -63.43% and return on invested capital (ROIC) is -23.11%.

Return on Equity (ROE)	-63.43%
Return on Assets (ROA)	-1.60%
Return on Invested Capital (ROIC)	-23.11%
Return on Capital Employed (ROCE)	-19.26%
Revenue Per Employee	n/a
Profits Per Employee	n/a
Employee Count	n/a
Asset Turnover	0.06
Inventory Turnover	n/a

Taxes

Income Tax	n/a
Effective Tax Rate	n/a

Stock Price Statistics

The stock price has decreased by -25.74% in the last 52 weeks. The beta is 0.36, so DFM:AMAN's price volatility has been lower than the market average.

Beta (5Y)	0.36
52-Week Price Change	-25.74%
50-Day Moving Average	0.36
200-Day Moving Average	0.35
Relative Strength Index (RSI)	34.51
Average Volume (20 Days)	2,234,216

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, DFM:AMAN had revenue of AED 52.43 million and -27.36 million in losses. Loss per share was -0.12.

Revenue	52.43M
Gross Profit	885,755
Operating Income	-23.66M
Pretax Income	-27.36M
Net Income	-27.36M
EBITDA	-23.62M
EBIT	-23.66M
Loss Per Share	-0.12

Balance Sheet

The company has 560.18 million in cash and 41.77 million in debt, giving a net cash position of 105.09 million or 0.47 per share.

Cash & Cash Equivalents	560.18M
Total Debt	41.77M
Net Cash	105.09M
Net Cash Per Share	0.47
Equity (Book Value)	28.99M
Book Value Per Share	0.13
Working Capital	46.98M

Cash Flow

In the last 12 months, operating cash flow was -135.88 million and capital expenditures -34,860, giving a free cash flow of -135.91 million.

Operating Cash Flow	-135.88M
Capital Expenditures	-34,860
Free Cash Flow	-135.91M
FCF Per Share	-0.60

Margins

Gross margin is 1.69%, with operating and profit margins of -45.13% and -52.17%.

Gross Margin	1.69%
Operating Margin	-45.13%
Pretax Margin	-52.17%
Profit Margin	-52.17%
EBITDA Margin	-45.05%
EBIT Margin	-45.13%
FCF Margin	n/a

Dividends & Yields

DFM:AMAN does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	n/a
Shareholder Yield	n/a
Earnings Yield	-40.39%
FCF Yield	-200.68%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	n/a
Lynch Upside	n/a
Graham Number	n/a
Graham Upside	n/a

Stock Splits

The last stock split was on March 31, 2011. It was a forward split with a ratio of 1.075.

Last Split Date	Mar 31, 2011
Split Type	Forward
Split Ratio	1.075

Scores

Altman Z-Score	n/a
Piotroski F-Score	2