Dubai Islamic Insurance & Reinsurance Co. (Aman) (P.J.S.C) (DFM:AMAN)

DFM:AMAN Statistics

Total Valuation

DFM:AMAN has a market cap or net worth of AED 67.73 million. The enterprise value is -23.38 million.

Market Cap	67.73M
Enterprise Value	-23.38M

Important Dates

The next estimated earnings date is Thursday, November 13, 2025.

Earnings Date	Nov 13, 2025
Ex-Dividend Date	n/a

Share Statistics

DFM:AMAN has 225.75 million shares outstanding.

Current Share Class	225.75M
Shares Outstanding	225.75M
Shares Change (YoY)	n/a
Shares Change (QoQ)	+3.08%
Owned by Insiders (%)	28.30%
Owned by Institutions (%)	n/a
Float	161.86M

Valuation Ratios

PE Ratio	n/a
Forward PE	n/a
PS Ratio	0.99
PB Ratio	1.77
P/TBV Ratio	1.71
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	0.82
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	0.17

Financial Position

The company has a current ratio of 1.05, with a Debt / Equity ratio of 1.13.

Current Ratio	1.05
Quick Ratio	0.85
Debt / Equity	1.13
Debt / EBITDA	n/a
Debt / FCF	-0.31
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is -53.28% and return on invested capital (ROIC) is -16.83%.

Return on Equity (ROE)	-53.28%
Return on Assets (ROA)	-1.46%
Return on Invested Capital (ROIC)	-16.83%
Return on Capital Employed (ROCE)	-21.42%
Revenue Per Employee	n/a
Profits Per Employee	n/a
Employee Count	n/a
Asset Turnover	0.06
Inventory Turnover	n/a

Taxes

Income Tax	n/a
Effective Tax Rate	n/a

Stock Price Statistics

The stock price has decreased by -25.74% in the last 52 weeks. The beta is 0.37, so DFM:AMAN's price volatility has been lower than the market average.

Beta (5Y)	0.37
52-Week Price Change	-25.74%
50-Day Moving Average	0.36
200-Day Moving Average	0.35
Relative Strength Index (RSI)	34.51
Average Volume (20 Days)	2,234,216

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, DFM:AMAN had revenue of AED 68.32 million and -28.41 million in losses. Loss per share was -0.13.

Revenue	68.32M
Gross Profit	-8.14M
Operating Income	-24.72M
Pretax Income	-28.41M
Net Income	-28.41M
EBITDA	-24.68M
EBIT	-24.72M
Loss Per Share	-0.13

Balance Sheet

The company has 642.34 million in cash and 43.26 million in debt, giving a net cash position of 89.78 million or 0.40 per share.

Cash & Cash Equivalents	642.34M
Total Debt	43.26M
Net Cash	89.78M
Net Cash Per Share	0.40
Equity (Book Value)	38.23M
Book Value Per Share	0.18
Working Capital	38.71M

Cash Flow

In the last 12 months, operating cash flow was -141.11 million and capital expenditures -33,520, giving a free cash flow of -141.14 million.

Operating Cash Flow	-141.11M
Capital Expenditures	-33,520
Free Cash Flow	-141.14M
FCF Per Share	-0.63

Margins

Gross margin is -11.92%, with operating and profit margins of -36.19% and -41.59%.

Gross Margin	-11.92%
Operating Margin	-36.19%
Pretax Margin	-41.59%
Profit Margin	-41.59%
EBITDA Margin	-36.13%
EBIT Margin	-36.19%
FCF Margin	n/a

Dividends & Yields

DFM:AMAN does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	n/a
Shareholder Yield	n/a
Earnings Yield	-41.95%
FCF Yield	-208.41%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	n/a
Lynch Upside	n/a
Graham Number	n/a
Graham Upside	n/a

Stock Splits

The last stock split was on March 31, 2011. It was a forward split with a ratio of 1.075.

Last Split Date	Mar 31, 2011
Split Type	Forward
Split Ratio	1.075

Scores

Altman Z-Score	n/a
Piotroski F-Score	1