Dubai Islamic Insurance & Reinsurance Co. (Aman) (P.J.S.C) (DFM:AMAN)

DFM:AMAN Ratios and Metrics

Market cap in millions AED. Fiscal year is January - December.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	May 13, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Market Capitalization	85	77	74	98	199	248
Market Cap Growth	1.34%	2.73%	-23.96%	-50.68%	-20.00%	6.80%
Enterprise Value	-71	-41	0	67	91	197
PE Ratio	10.50	9.42	-	3.07	-	20.20
PS Ratio	3.32	2.98	1.09	1.48	30.21	1.84
PB Ratio	1.80	1.62	1.95	1.43	2.57	2.91
P/FCF Ratio	0.57	0.51	-	-	-	6.52
P/OCF Ratio	0.57	0.51	-	-	-	6.50
EV/Sales Ratio	-	-	0.00	1.02	13.83	1.46
EV/EBITDA Ratio	-	-	-	2.79	-	19.16
EV/EBIT Ratio	-	-	-	2.80	-	19.41
EV/FCF Ratio	-0.47	-	-	-	-	5.17
Debt / Equity Ratio	0.29	0.29	1.13	0.49	-	0.18
Debt / EBITDA Ratio	-	-	-	1.40	-	1.48
Debt / FCF Ratio	0.09	0.09	-	-	-	0.40
Net Debt / Equity Ratio	-3.29	-3.29	-2.35	-0.34	-0.99	-0.85
Net Debt / EBITDA Ratio	96.00	96.00	3.64	-0.95	17.33	-7.08
Net Debt / FCF Ratio	-1.04	-1.04	0.64	0.19	9.11	-1.91
Quick Ratio	0.84	0.84	0.84	0.86	0.10	2.88
Current Ratio	1.00	1.00	1.04	1.05	1.08	3.26
Asset Turnover	0.03	0.03	0.06	0.05	0.01	0.10
Return on Equity (ROE)	0.08%	0.08%	-53.28%	43.89%	-12.47%	16.47%
Return on Assets (ROA)	-0.10%	-0.10%	-1.46%	1.19%	-0.21%	0.48%
Return on Invested Capital (ROIC)	-0.45%	-0.40%	-26.92%	22.58%	-5.08%	10.16%
Earnings Yield	9.52%	10.62%	-38.14%	32.62%	-5.12%	4.95%
FCF Yield	176.34%	196.63%	-189.46%	-122.06%	-4.21%	15.35%

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.