DFM:AMAN Income Statement

Financials in millions AED. Fiscal year is January - December.

Millions AED. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Premiums & Annuity Revenue	48.98	61.4	107.75	-	112.15
Total Interest & Dividend Income	2.45	1.85	-0.45	1.72	11.8
Gain (Loss) on Sale of Investments	0.09	-7.18	-11	4.86	-6.6
Other Revenue	-25.81	12.24	-30.27	-	17.42
Total Revenue	25.71	68.32	66.03	6.58	134.77
Revenue Growth (YoY)	-62.37%	3.47%	904.01%	-95.12%	-3.50%
Policy Benefits	23.77	72.67	76.57	-	71.09
Policy Acquisition & Underwriting Costs	0.1	3.43	12.52	28.61	24.6
Selling, General & Administrative	24.01	14.79	15.06	27.22	29.56
Other Operating Expenses	-20.51	2.14	-62.19	-44.74	-0.63
Total Operating Expenses	27.37	93.04	41.97	11.09	124.62
Operating Income	-1.66	-24.72	24.06	-4.52	10.15
EBT Excluding Unusual Items	-1.66	-24.72	24.06	-4.52	10.15
Asset Writedown	1.85	-3.69	7.9	-5.61	2.15
Pretax Income	0.19	-28.41	31.96	-10.12	12.3
Income Tax Expense	0.16	-	-	-	-
Earnings From Continuing Ops.	0.03	-28.41	31.96	-10.12	12.3
Earnings From Discontinued Ops.	8.99	-	-	-0.04	-0.01
Net Income to Company	9.03	-28.41	31.96	-10.16	12.29
Minority Interest in Earnings	-0.9	-	-	-0	0
Net Income	8.13	-28.41	31.96	-10.16	12.29
Net Income to Common	8.13	-28.41	31.96	-10.16	12.29
Net Income Growth	-	-	-	-	-35.70%
Shares Outstanding (Basic)	226	226	226	226	226
Shares Outstanding (Diluted)	226	226	226	226	226
EPS (Basic)	0.04	-0.13	0.14	-0.05	0.05
EPS (Diluted)	0.04	-0.13	0.14	-0.05	0.05
EPS Growth	-	-	-	-	-35.70%
Free Cash Flow	150.48	-141.14	-119.59	-8.36	38.11
Free Cash Flow Per Share	0.67	-0.63	-0.53	-0.04	0.17
Operating Margin	-6.46%	-36.19%	36.43%	-68.68%	7.53%
Profit Margin	31.61%	-41.59%	48.40%	-154.54%	9.12%
Free Cash Flow Margin	585.38%	-206.61%	-181.12%	-127.13%	28.28%
EBITDA	-1.62	-24.68	24.14	-4.4	10.29
EBITDA Margin	-6.32%	-36.13%	36.55%	-66.85%	7.63%
D&A For EBITDA	0.04	0.04	0.08	0.12	0.14
EBIT	-1.66	-24.72	24.06	-4.52	10.15
EBIT Margin	-6.46%	-36.19%	36.43%	-68.68%	7.53%
Effective Tax Rate	82.88%	-	-	-	-
Revenue as Reported	-	-	-	76.29	-

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.