Dubai Islamic Insurance & Reinsurance Co. (Aman) (P.J.S.C) (DFM:AMAN)

United Arab Emirates · Delayed Price · Currency is AED

0.3980

-0.0040 (-1.00%)

At close: Aug 6, 2026

DFM:AMAN Financials Overview

Financials in millions AED. Fiscal year is January - December.

Millions AED. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	40.77	25.71	68.32	66.03	6.58	134.77
Revenue Growth	-24.54%	-62.37%	3.47%	904.01%	-95.12%	-3.50%
Operating Income	2.35	-1.66	-24.72	24.06	-4.52	10.15
Net Income	12.13	8.13	-28.41	31.96	-10.16	12.29
Earnings Per Share	0.05	0.04	-0.13	0.14	-0.05	0.05
EPS Growth	-	-	-	-	-	-35.70%

Revenue by Segment

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Investments	3.23	3.67	-8.05	-3.04	0.97	6.3
Underwriting	0.49	0.46	-0.58	1.56	-	-
Total	3.72	4.13	-8.63	-1.47	0.97	136.92

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	220.78	169.86	133.04	56.75	76.16	88.04
Total Debt	10.64	13.9	43.26	33.73	-	15.23
Net Cash (Debt)	210.15	155.96	89.78	23.02	76.16	72.81
Net Cash Growth	88.72%	73.71%	290.00%	-69.77%	4.61%	277.02%
Net Cash Per Share	0.93	0.69	0.40	0.10	0.34	0.32

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	176.58	150.5	-141.11	-119.59	-8.33	38.2
Capital Expenditures	-0.02	-0.02	-0.03	-	-0.03	-0.09
Free Cash Flow	176.56	150.48	-141.14	-119.59	-8.36	38.11
Free Cash Flow Growth	-	-	-	-	-	-56.34%

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Margin	5.75%	-6.46%	-36.19%	36.43%	-68.68%	7.53%
Pretax Margin	10.29%	0.74%	-41.59%	48.40%	-153.93%	9.12%
Profit Margin	29.76%	31.61%	-41.59%	48.40%	-154.54%	9.12%
FCF Margin	433.05%	585.38%	-206.61%	-181.12%	-127.13%	28.28%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 7, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	28.63	9.42	-	3.07	-	20.20
P/FCF Ratio	0.51	0.51	-	-	-	6.52
PS Ratio	2.20	2.98	1.09	1.48	30.21	1.84