Dubai Islamic Insurance & Reinsurance Co. (Aman) (P.J.S.C) (DFM:AMAN)

DFM:AMAN Statistics

Total Valuation

DFM:AMAN has a market cap or net worth of AED 77.88 million. The enterprise value is -78.51 million.

Market Cap	77.88M
Enterprise Value	-78.51M

Important Dates

The next estimated earnings date is Friday, August 14, 2026.

Earnings Date	Aug 14, 2026
Ex-Dividend Date	n/a

Share Statistics

DFM:AMAN has 225.75 million shares outstanding.

Current Share Class	225.75M
Shares Outstanding	225.75M
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	13.19%
Owned by Institutions (%)	n/a
Float	195.97M

Valuation Ratios

The trailing PE ratio is 9.58.

PE Ratio	9.58
Forward PE	n/a
PS Ratio	3.03
PB Ratio	1.65
P/TBV Ratio	1.63
P/FCF Ratio	0.52
P/OCF Ratio	0.52
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	-9.66
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	-0.52

Financial Position

The company has a current ratio of 1.00, with a Debt / Equity ratio of 0.29.

Current Ratio	1.00
Quick Ratio	0.84
Debt / Equity	0.29
Debt / EBITDA	n/a
Debt / FCF	0.09
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 0.08% and return on invested capital (ROIC) is -0.45%.

Return on Equity (ROE)	0.08%
Return on Assets (ROA)	-0.10%
Return on Invested Capital (ROIC)	-0.45%
Return on Capital Employed (ROCE)	-2.21%
Weighted Average Cost of Capital (WACC)	6.61%
Revenue Per Employee	n/a
Profits Per Employee	n/a
Employee Count	n/a
Asset Turnover	0.03
Inventory Turnover	n/a

Taxes

In the past 12 months, DFM:AMAN has paid 157,757 in taxes.

Income Tax	157,757
Effective Tax Rate	82.88%

Stock Price Statistics

The stock price has decreased by -2.27% in the last 52 weeks. The beta is 0.64, so DFM:AMAN's price volatility has been lower than the market average.

Beta (5Y)	0.64
52-Week Price Change	-2.27%
50-Day Moving Average	0.37
200-Day Moving Average	0.36
Relative Strength Index (RSI)	45.37
Average Volume (20 Days)	4,288,770

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, DFM:AMAN had revenue of AED 25.71 million and earned 8.13 million in profits. Earnings per share was 0.04.

Revenue	25.71M
Gross Profit	1.45M
Operating Income	-1.66M
Pretax Income	190,339
Net Income	8.13M
EBITDA	-1.62M
EBIT	-1.66M
Earnings Per Share (EPS)	0.04

Balance Sheet

The company has 796.08 million in cash and 13.90 million in debt, with a net cash position of 155.96 million or 0.69 per share.

Cash & Cash Equivalents	796.08M
Total Debt	13.90M
Net Cash	155.96M
Net Cash Per Share	0.69
Equity (Book Value)	47.33M
Book Value Per Share	0.21
Working Capital	-1.76M

Cash Flow

In the last 12 months, operating cash flow was 150.50 million and capital expenditures -24,391, giving a free cash flow of 150.48 million.

Operating Cash Flow	150.50M
Capital Expenditures	-24,391
Depreciation & Amortization	n/a
Net Borrowing	n/a
Free Cash Flow	150.48M
FCF Per Share	0.67

Margins

Gross margin is 5.65%, with operating and profit margins of -6.46% and 31.61%.

Gross Margin	5.65%
Operating Margin	-6.46%
Pretax Margin	0.74%
Profit Margin	31.61%
EBITDA Margin	-6.32%
EBIT Margin	-6.46%
FCF Margin	585.38%

Dividends & Yields

DFM:AMAN does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	n/a
Shareholder Yield	n/a
Earnings Yield	10.43%
FCF Yield	193.21%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on March 31, 2011. It was a forward split with a ratio of 1.075.

Last Split Date	Mar 31, 2011
Split Type	Forward
Split Ratio	1.075

Scores

Altman Z-Score	n/a
Piotroski F-Score	4