Commercial Bank of Dubai PSC (DFM:CBD)
United Arab Emirates flag United Arab Emirates · Delayed Price · Currency is AED
9.60
0.00 (0.00%)
At close: Aug 6, 2026

DFM:CBD Financials Overview

Millions AED. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
5,4475,3984,7293,8782,8222,357
Revenue Growth
6.78%14.16%21.94%37.44%19.71%21.33%
Net Income
3,3883,3682,8982,5181,6931,317
Earnings Per Share
1.131.130.970.840.570.44
EPS Growth
7.89%16.23%15.08%48.74%28.56%18.40%

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Institutional Banking
1,6981,5411,274923.57630.57665.99
Personal Banking
2,3772,2462,0461,8221,183954.69
Corporate Banking
1,0711,1971,111747.25677.13818.03
Trading & Other
300.62412.97297.77384.79330.72-123.13
Total
5,4475,3984,7293,8782,8222,316

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
3,0564,7316,5015,0096,78314,996
Total Debt
18,44917,90814,93413,19310,5089,044
Net Cash (Debt)
-15,393-13,177-8,433-8,184-3,7245,952
Net Cash Growth
------27.54%
Net Cash Per Share
-5.16-4.41-2.82-2.74-1.251.99

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-911.71-4,091-7,419-6,5714,482-9,496
Capital Expenditures
-375.36-372.83-221.23-122.83-77.48-53.49
Free Cash Flow
-1,287-4,463-7,640-6,6944,405-9,549
Free Cash Flow Growth
------

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
62.20%62.39%61.28%64.93%59.99%55.86%
FCF Margin
-23.63%-82.68%-161.57%-172.62%156.11%-405.12%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
0.5860.5860.5070.4440.2450.243
Dividend Per Share Growth
15.53%15.53%14.33%81.44%0.66%29.39%
Dividend Yield
6.11%6.74%8.04%10.54%6.90%8.02%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
8.468.227.406.068.009.26
Forward PE
-9.527.125.776.908.47
P/FCF Ratio
----3.07-
PS Ratio
5.265.134.533.934.805.17