DFM:CBD Cash Flow Statement

Financials in millions AED. Fiscal year is January - December.

Millions AED. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	3,502	3,500	3,030	2,650	1,825	1,451
Depreciation & Amortization	107.34	94.61	61.01	49.41	35.77	29.65
Other Amortization	-	-	0.62	0.97	0.97	1.03
Gain (Loss) on Sale of Assets	-	-	0.89	-0.11	-0.01	0.04
Gain (Loss) on Sale of Investments	-549.3	-373.22	-338.07	-176.82	18.91	-50.89
Total Asset Writedown	12.74	-4.51	34.61	147.72	56.16	40.87
Provision for Credit Losses	661.18	698.72	875.05	1,000	1,025	900.9
Change in Other Net Operating Assets	-6,076	-8,004	-11,451	-10,278	1,485	-11,865
Other Operating Activities	109.81	-2.1	368.49	34.81	43.62	8.54
Operating Cash Flow	-2,232	-4,091	-7,419	-6,571	4,482	-9,496
Capital Expenditures	-386.23	-372.83	-221.23	-122.83	-77.48	-53.49
Sale of Property, Plant and Equipment	-	-	1.4	0.44	2.53	4.47
Investment in Securities	-4,375	-5,125	955.3	-5,912	-454.69	-3,863
Income (Loss) Equity Investments	-	-	-	-	-8.58	-11.53
Other Investing Activities	21.8	23.28	16.41	16.41	6.26	2.93
Investing Cash Flow	-4,740	-5,475	751.88	-6,018	-523.37	-3,910
Long-Term Debt Issued	-	2,065	1,212	3,670	-	819.4
Long-Term Debt Repaid	-	-	-	-	-551.44	-
Net Debt Issued (Repaid)	2,065	2,065	1,212	3,670	-551.44	819.4
Common Dividends Paid	-1,882	-1,647	-1,457	-862.34	-857.58	-692.78
Net Increase (Decrease) in Deposit Accounts	10,009	13,790	9,275	7,206	-1,647	12,971
Other Financing Activities	-	-	-	-	-	-1.54
Financing Cash Flow	10,191	14,207	9,030	10,014	-3,056	13,096
Net Cash Flow	3,220	4,642	2,363	-2,575	902.62	-309.27
Free Cash Flow	-2,618	-4,463	-7,640	-6,694	4,405	-9,549
Free Cash Flow Margin	-48.29%	-82.68%	-161.57%	-172.62%	156.11%	-405.12%
Free Cash Flow Per Share	-0.88	-1.50	-2.56	-2.24	1.48	-3.20
Cash Interest Paid	3,524	3,524	3,683	2,577	831.59	767.49
Cash Income Tax Paid	296.03	296.01	0.19	-	-	-

Source: S&P Global Market Intelligence. Banks template. Financial Sources.