DFM:CBD Balance Sheet

Financials in millions AED. Fiscal year is January - December.

Millions AED. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	2,568	2,612	4,136	2,849	4,462	14,073
Investment Securities	20,935	21,927	16,128	16,339	9,706	8,829
Trading Asset Securities	487.77	518.88	765.62	859.59	1,271	923.62
Total Investments	21,422	22,446	16,893	17,199	10,977	9,753
Gross Loans	112,934	108,430	101,017	90,941	75,094	81,200
Allowance for Loan Losses	-4,042	-4,342	-5,248	-5,563	-1.17	-4,026
Net Loans	108,891	104,089	95,769	85,379	75,093	77,174
Property, Plant & Equipment	1,024	940.63	589.77	431.84	354.25	309.43
Investments in Real Estate	173.7	173.7	241.12	246.05	185.77	191.41
Accrued Interest Receivable	807.86	879.65	711.95	750.6	516.01	348.85
Other Receivables	699.43	692.03	566.24	278.17	231.18	475.7
Restricted Cash	10,142	19,809	13,644	12,568	13,530	3,016
Other Current Assets	8,205	8,021	6,930	7,932	8,570	7,341
Other Real Estate Owned & Foreclosed	571.38	645.5	694.14	1,355	2,155	1,529
Total Assets	154,505	160,308	140,175	128,987	116,074	114,213
Accounts Payable	393.8	344.23	708.33	692.92	-	425.42
Accrued Expenses	154.59	251.09	218.24	244.79	-	136.87
Interest Bearing Deposits	69,003	72,207	63,637	48,571	47,251	50,148
Non-Interest Bearing Deposits	38,701	39,327	33,973	40,697	34,113	32,782
Total Deposits	107,704	111,534	97,611	89,268	81,363	82,930
Short-Term Borrowings	387.44	3,246	2,503	634.71	923.91	547.53
Current Portion of Long-Term Debt	-	275.48	-	623.79	-	551.44
Current Income Taxes Payable	513.36	343.69	295.8	-	-	-
Accrued Interest Payable	757.38	1,058	1,077	1,015	-	223.01
Other Current Liabilities	9,154	9,360	7,822	8,497	8,570	7,783
Long-Term Debt	18,061	14,387	12,431	11,935	9,584	7,945
Long-Term Unearned Revenue	20.38	-	-	42.22	-	49.49
Pension & Post-Retirement Benefits	45.17	44.89	44.99	48.52	-	54.19
Other Long-Term Liabilities	345.07	-	-	204.86	1,751	-
Total Liabilities	137,537	140,886	122,751	113,206	102,192	100,645
Common Stock	2,985	2,985	2,985	2,985	2,803	2,803
Retained Earnings	14,380	14,493	12,648	11,106	9,531	8,583
Comprehensive Income & Other	-396.91	1,944	1,792	1,690	1,549	2,181
Shareholders' Equity	16,968	19,422	17,425	15,781	13,882	13,567
Total Liabilities & Equity	154,505	160,308	140,175	128,987	116,074	114,213
Total Debt	18,449	17,908	14,934	13,193	10,508	9,044
Net Cash (Debt)	-15,393	-13,177	-8,433	-8,184	-3,724	5,952
Net Cash Growth	-	-	-	-	-	-27.54%
Net Cash Per Share	-5.16	-4.41	-2.82	-2.74	-1.25	1.99
Filing Date Shares Outstanding	2,985	2,985	2,985	2,985	2,985	2,985
Total Common Shares Outstanding	2,985	2,985	2,985	2,985	2,985	2,985
Book Value Per Share	5.68	5.77	5.10	4.55	3.91	3.81
Tangible Book Value	16,968	19,422	17,425	15,781	13,882	13,567
Tangible Book Value Per Share	5.68	5.77	5.10	4.55	3.91	3.81