DFM:CBD Balance Sheet

Financials in millions AED. Fiscal year is January - December.

Millions AED. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	3,028	2,612	4,136	2,849	4,462	14,073
Investment Securities	22,158	21,927	16,128	16,339	9,706	8,829
Trading Asset Securities	683.57	518.88	765.62	859.59	1,271	923.62
Total Investments	22,841	22,446	16,893	17,199	10,977	9,753
Gross Loans	110,141	108,430	101,017	90,941	75,094	81,200
Allowance for Loan Losses	-4,313	-4,342	-5,248	-5,563	-1.17	-4,026
Net Loans	105,829	104,089	95,769	85,379	75,093	77,174
Property, Plant & Equipment	970.99	940.63	589.77	431.84	354.25	309.43
Investments in Real Estate	173.7	173.7	241.12	246.05	185.77	191.41
Accrued Interest Receivable	894.38	879.65	711.95	750.6	516.01	348.85
Other Receivables	717.81	692.03	566.24	278.17	231.18	475.7
Restricted Cash	13,866	19,809	13,644	12,568	13,530	3,016
Other Current Assets	9,005	8,021	6,930	7,932	8,570	7,341
Other Real Estate Owned & Foreclosed	596.17	645.5	694.14	1,355	2,155	1,529
Total Assets	157,922	160,308	140,175	128,987	116,074	114,213
Accounts Payable	385.44	344.23	708.33	692.92	-	425.42
Accrued Expenses	141.77	251.09	218.24	244.79	-	136.87
Interest Bearing Deposits	69,079	72,207	63,637	48,571	47,251	50,148
Non-Interest Bearing Deposits	40,554	39,327	33,973	40,697	34,113	32,782
Total Deposits	109,633	111,534	97,611	89,268	81,363	82,930
Short-Term Borrowings	358.76	3,246	2,503	634.71	923.91	547.53
Current Portion of Long-Term Debt	-	275.48	-	623.79	-	551.44
Current Income Taxes Payable	425.92	343.69	295.8	-	-	-
Accrued Interest Payable	1,095	1,058	1,077	1,015	-	223.01
Other Current Liabilities	9,545	9,360	7,822	8,497	8,570	7,783
Long-Term Debt	17,616	14,387	12,431	11,935	9,584	7,945
Long-Term Unearned Revenue	17.59	-	-	42.22	-	49.49
Pension & Post-Retirement Benefits	44.44	44.89	44.99	48.52	-	54.19
Other Long-Term Liabilities	344.73	-	-	204.86	1,751	-
Total Liabilities	139,607	140,886	122,751	113,206	102,192	100,645
Common Stock	2,985	2,985	2,985	2,985	2,803	2,803
Retained Earnings	13,560	14,493	12,648	11,106	9,531	8,583
Comprehensive Income & Other	1,770	1,944	1,792	1,690	1,549	2,181
Shareholders' Equity	18,315	19,422	17,425	15,781	13,882	13,567
Total Liabilities & Equity	157,922	160,308	140,175	128,987	116,074	114,213
Total Debt	17,974	17,908	14,934	13,193	10,508	9,044
Net Cash (Debt)	-14,263	-13,177	-8,433	-8,184	-3,724	5,952
Net Cash Growth	-	-	-	-	-	-27.54%
Net Cash Per Share	-4.78	-4.41	-2.82	-2.74	-1.25	1.99
Filing Date Shares Outstanding	2,985	2,985	2,985	2,985	2,985	2,985
Total Common Shares Outstanding	2,985	2,985	2,985	2,985	2,985	2,985
Book Value Per Share	5.40	5.77	5.10	4.55	3.91	3.81
Tangible Book Value	18,315	19,422	17,425	15,781	13,882	13,567
Tangible Book Value Per Share	5.40	5.77	5.10	4.55	3.91	3.81

Source: S&P Global Market Intelligence. Banks template. Financial Sources.