Commercial Bank of Dubai PSC (DFM:CBD)

Paycor HCM Balance Sheet

Financials in millions AED. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	2,988	4,136	2,849	4,462	14,073	14,272
Investment Securities	14,108	16,128	16,339	9,706	8,829	5,380
Trading Asset Securities	600.28	765.62	859.59	1,271	923.62	1,196
Total Investments	14,709	16,893	17,199	10,977	9,753	6,576
Gross Loans	108,595	101,017	90,941	75,094	81,200	69,390
Allowance for Loan Losses	-4,870	-5,248	-5,563	-1.17	-4,026	-3,762
Net Loans	103,726	95,769	85,379	75,093	77,174	65,627
Property, Plant & Equipment	695.28	589.77	431.84	354.25	309.43	290.03
Investments in Real Estate	241.12	241.12	246.05	185.77	191.41	191.47
Accrued Interest Receivable	790.6	711.95	750.6	516.01	348.85	482.01
Other Receivables	645.09	566.24	278.17	231.18	475.7	359.13
Restricted Cash	20,266	13,644	12,568	13,530	3,016	2,421
Other Current Assets	5,860	6,930	7,932	8,570	7,341	5,972
Other Real Estate Owned & Foreclosed	686.6	694.14	1,355	2,155	1,529	1,170
Total Assets	150,607	140,175	128,987	116,074	114,213	97,362
Accounts Payable	545.74	708.33	692.92	-	425.42	507.02
Accrued Expenses	163.86	218.24	244.79	-	136.87	125.87
Interest Bearing Deposits	56,423	54,066	48,571	47,251	50,148	44,815
Non-Interest Bearing Deposits	50,625	43,545	40,697	34,113	32,782	25,025
Total Deposits	107,047	97,611	89,268	81,363	82,930	69,840
Short-Term Borrowings	421.36	521.4	634.71	923.91	547.53	795.08
Current Portion of Long-Term Debt	-	-	623.79	-	551.44	591.8
Current Income Taxes Payable	480.63	295.8	-	-	-	-
Accrued Interest Payable	714.66	1,077	1,015	-	223.01	379.24
Other Current Liabilities	6,767	7,504	8,497	8,570	7,783	6,193
Long-Term Debt	16,507	14,413	11,935	9,584	7,945	5,866
Long-Term Unearned Revenue	15.72	39.04	42.22	-	49.49	59.62
Pension & Post-Retirement Benefits	41.89	44.99	48.52	-	54.19	49.94
Other Long-Term Liabilities	256.7	318.2	204.86	1,751	-	-
Total Liabilities	132,962	122,751	113,206	102,192	100,645	84,408
Common Stock	2,985	2,985	2,985	2,803	2,803	2,803
Retained Earnings	12,762	12,648	11,106	9,531	8,583	7,843
Comprehensive Income & Other	1,897	1,792	1,690	1,549	2,181	2,308
Shareholders' Equity	17,645	17,425	15,781	13,882	13,567	12,954
Total Liabilities & Equity	150,607	140,175	128,987	116,074	114,213	97,362
Total Debt	16,929	14,934	13,193	10,508	9,044	7,253
Net Cash (Debt)	-13,341	-8,433	-8,184	-3,724	5,952	8,215
Net Cash Growth	-	-	-	-	-27.54%	393.37%
Net Cash Per Share	-4.47	-2.82	-2.74	-1.25	1.99	2.75
Filing Date Shares Outstanding	2,985	2,985	2,985	2,985	2,985	2,985
Total Common Shares Outstanding	2,985	2,985	2,985	2,985	2,985	2,985
Book Value Per Share	5.17	5.10	4.55	3.91	3.81	3.60
Tangible Book Value	17,645	17,425	15,781	13,882	13,567	12,954
Tangible Book Value Per Share	5.17	5.10	4.55	3.91	3.81	3.60

Updated Jan 29, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.