Commercial Bank of Dubai PSC (DFM:CBD)

DFM:CBD Balance Sheet

Financials in millions AED. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	3,649	4,136	2,849	4,462	14,073	14,272
Investment Securities	23,812	16,128	16,339	9,706	8,829	5,380
Trading Asset Securities	528.43	765.62	859.59	1,271	923.62	1,196
Total Investments	24,340	16,893	17,199	10,977	9,753	6,576
Gross Loans	113,311	101,017	90,941	75,094	81,200	69,390
Allowance for Loan Losses	-4,220	-5,248	-5,563	-1.17	-4,026	-3,762
Net Loans	109,091	95,769	85,379	75,093	77,174	65,627
Property, Plant & Equipment	770.01	589.77	431.84	354.25	309.43	290.03
Investments in Real Estate	241.12	241.12	246.05	185.77	191.41	191.47
Accrued Interest Receivable	870.05	711.95	750.6	516.01	348.85	482.01
Other Receivables	833.86	566.24	278.17	231.18	475.7	359.13
Restricted Cash	14,859	13,644	12,568	13,530	3,016	2,421
Other Current Assets	8,084	6,930	7,932	8,570	7,341	5,972
Other Real Estate Owned & Foreclosed	670.37	694.14	1,355	2,155	1,529	1,170
Total Assets	163,409	140,175	128,987	116,074	114,213	97,362
Accounts Payable	1,071	708.33	692.92	-	425.42	507.02
Accrued Expenses	220.18	218.24	244.79	-	136.87	125.87
Interest Bearing Deposits	72,300	54,066	48,571	47,251	50,148	44,815
Non-Interest Bearing Deposits	39,848	43,545	40,697	34,113	32,782	25,025
Total Deposits	112,148	97,611	89,268	81,363	82,930	69,840
Short-Term Borrowings	326.1	521.4	634.71	923.91	547.53	795.08
Current Portion of Long-Term Debt	275.5	-	623.79	-	551.44	591.8
Current Income Taxes Payable	252.81	295.8	-	-	-	-
Accrued Interest Payable	1,013	1,077	1,015	-	223.01	379.24
Other Current Liabilities	8,941	7,504	8,497	8,570	7,783	6,193
Long-Term Debt	20,179	14,413	11,935	9,584	7,945	5,866
Long-Term Unearned Revenue	83.1	39.04	42.22	-	49.49	59.62
Pension & Post-Retirement Benefits	42.04	44.99	48.52	-	54.19	49.94
Other Long-Term Liabilities	262.89	318.2	204.86	1,751	-	-
Total Liabilities	144,836	122,751	113,206	102,192	100,645	84,408
Common Stock	2,985	2,985	2,985	2,803	2,803	2,803
Retained Earnings	13,646	12,648	11,106	9,531	8,583	7,843
Comprehensive Income & Other	1,941	1,792	1,690	1,549	2,181	2,308
Shareholders' Equity	18,572	17,425	15,781	13,882	13,567	12,954
Total Liabilities & Equity	163,409	140,175	128,987	116,074	114,213	97,362
Total Debt	20,781	14,934	13,193	10,508	9,044	7,253
Net Cash (Debt)	-16,603	-8,433	-8,184	-3,724	5,952	8,215
Net Cash Growth	-	-	-	-	-27.54%	393.37%
Net Cash Per Share	-5.56	-2.82	-2.74	-1.25	1.99	2.75
Filing Date Shares Outstanding	2,985	2,985	2,985	2,985	2,985	2,985
Total Common Shares Outstanding	2,985	2,985	2,985	2,985	2,985	2,985
Book Value Per Share	5.48	5.10	4.55	3.91	3.81	3.60
Tangible Book Value	18,572	17,425	15,781	13,882	13,567	12,954
Tangible Book Value Per Share	5.48	5.10	4.55	3.91	3.81	3.60

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.