Commercial Bank of Dubai PSC (DFM: CBD)

CBD Balance Sheet

Financials in millions AED. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Jun 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	2,709	2,849	4,462	14,073	14,272	8,550
Investment Securities	15,691	16,339	9,706	8,829	5,380	7,845
Trading Asset Securities	955.93	859.59	1,271	923.62	1,196	738.89
Total Investments	16,647	17,199	10,977	9,753	6,576	8,583
Gross Loans	97,386	90,941	75,094	81,200	69,390	64,399
Allowance for Loan Losses	-5,591	-5,563	-1.17	-4,026	-3,762	-3,862
Net Loans	91,795	85,379	75,093	77,174	65,627	60,538
Property, Plant & Equipment	494.34	431.84	354.25	309.43	290.03	273.58
Investments in Real Estate	246.05	246.05	185.77	191.41	191.47	198.9
Accrued Interest Receivable	719.44	750.6	516.01	348.85	482.01	396.15
Other Receivables	436.35	278.17	231.18	475.7	359.13	116.99
Restricted Cash	17,915	12,568	13,530	3,016	2,421	3,714
Other Current Assets	8,854	7,932	8,570	7,341	5,972	5,347
Other Real Estate Owned & Foreclosed	1,441	1,355	2,155	1,529	1,170	351.82
Total Assets	141,256	128,987	116,074	114,213	97,362	88,069
Accounts Payable	879.94	692.92	-	425.42	507.02	320.32
Accrued Expenses	148.85	244.79	-	136.87	125.87	137.2
Interest Bearing Deposits	56,154	48,571	47,251	50,148	44,815	41,700
Non-Interest Bearing Deposits	43,677	40,697	34,113	32,782	25,025	21,816
Total Deposits	99,831	89,268	81,363	82,930	69,840	63,516
Short-Term Borrowings	683.86	634.71	923.91	547.53	795.08	407.23
Current Portion of Long-Term Debt	-	623.79	-	551.44	591.8	1,468
Accrued Interest Payable	986.47	1,015	-	223.01	379.24	459.69
Other Current Liabilities	9,421	8,497	8,570	7,783	6,193	5,673
Long-Term Debt	13,016	11,935	9,584	7,945	5,866	5,748
Long-Term Unearned Revenue	45.52	42.22	-	49.49	59.62	72.36
Pension & Post-Retirement Benefits	46.62	48.52	-	54.19	49.94	50.83
Other Long-Term Liabilities	211.47	204.86	1,751	-	-	-
Total Liabilities	125,413	113,206	102,192	100,645	84,408	77,852
Common Stock	2,985	2,985	2,803	2,803	2,803	2,803
Retained Earnings	11,138	11,106	9,531	8,583	7,843	7,327
Comprehensive Income & Other	1,720	1,690	1,549	2,181	2,308	87.09
Shareholders' Equity	15,843	15,781	13,882	13,567	12,954	10,217
Total Liabilities & Equity	141,256	128,987	116,074	114,213	97,362	88,069
Total Debt	13,700	13,193	10,508	9,044	7,253	7,623
Net Cash (Debt)	-8,436	-8,184	-3,724	5,952	8,215	1,665
Net Cash Growth	-	-	-	-27.54%	393.37%	-64.20%
Net Cash Per Share	-2.83	-2.74	-1.25	1.99	2.75	0.56
Filing Date Shares Outstanding	2,985	2,985	2,985	2,985	2,985	2,985
Total Common Shares Outstanding	2,985	2,985	2,985	2,985	2,985	2,985
Book Value Per Share	5.31	5.29	4.65	4.54	4.34	3.42
Tangible Book Value	15,843	15,781	13,882	13,567	12,954	10,217
Tangible Book Value Per Share	5.31	5.29	4.65	4.54	4.34	3.42

Source: S&P Capital IQ. Banks template. Financial Sources.