Commercial Bank of Dubai PSC (DFM: CBD)

CBD Balance Sheet

Financials in millions AED. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	2,728	2,849	4,462	14,073	14,272	8,550
Investment Securities	17,560	16,339	9,706	8,829	5,380	7,845
Trading Asset Securities	784.44	859.59	1,271	923.62	1,196	738.89
Total Investments	18,345	17,199	10,977	9,753	6,576	8,583
Gross Loans	99,569	90,941	75,094	81,200	69,390	64,399
Allowance for Loan Losses	-5,529	-5,563	-1.17	-4,026	-3,762	-3,862
Net Loans	94,040	85,379	75,093	77,174	65,627	60,538
Property, Plant & Equipment	540.48	431.84	354.25	309.43	290.03	273.58
Investments in Real Estate	246.05	246.05	185.77	191.41	191.47	198.9
Accrued Interest Receivable	706.56	750.6	516.01	348.85	482.01	396.15
Other Receivables	585.52	278.17	231.18	475.7	359.13	116.99
Restricted Cash	13,157	12,568	13,530	3,016	2,421	3,714
Other Current Assets	9,130	7,932	8,570	7,341	5,972	5,347
Other Real Estate Owned & Foreclosed	739.51	1,355	2,155	1,529	1,170	351.82
Total Assets	140,217	128,987	116,074	114,213	97,362	88,069
Accounts Payable	808.75	692.92	-	425.42	507.02	320.32
Accrued Expenses	190.6	244.79	-	136.87	125.87	137.2
Interest Bearing Deposits	54,253	48,571	47,251	50,148	44,815	41,700
Non-Interest Bearing Deposits	44,429	40,697	34,113	32,782	25,025	21,816
Total Deposits	98,682	89,268	81,363	82,930	69,840	63,516
Short-Term Borrowings	516.58	634.71	923.91	547.53	795.08	407.23
Current Portion of Long-Term Debt	-	623.79	-	551.44	591.8	1,468
Accrued Interest Payable	1,186	1,015	-	223.01	379.24	459.69
Other Current Liabilities	9,648	8,497	8,570	7,783	6,193	5,673
Long-Term Debt	11,922	11,935	9,584	7,945	5,866	5,748
Long-Term Unearned Revenue	50.22	42.22	-	49.49	59.62	72.36
Pension & Post-Retirement Benefits	46.45	48.52	-	54.19	49.94	50.83
Other Long-Term Liabilities	175.94	204.86	1,751	-	-	-
Total Liabilities	123,445	113,206	102,192	100,645	84,408	77,852
Common Stock	2,985	2,985	2,803	2,803	2,803	2,803
Retained Earnings	11,914	11,106	9,531	8,583	7,843	7,327
Comprehensive Income & Other	1,873	1,690	1,549	2,181	2,308	87.09
Shareholders' Equity	16,772	15,781	13,882	13,567	12,954	10,217
Total Liabilities & Equity	140,217	128,987	116,074	114,213	97,362	88,069
Total Debt	12,438	13,193	10,508	9,044	7,253	7,623
Net Cash (Debt)	-8,926	-8,184	-3,724	5,952	8,215	1,665
Net Cash Growth	-	-	-	-27.54%	393.37%	-64.20%
Net Cash Per Share	-2.99	-2.74	-1.25	1.99	2.75	0.56
Filing Date Shares Outstanding	2,985	2,985	2,985	2,985	2,985	2,985
Total Common Shares Outstanding	2,985	2,985	2,985	2,985	2,985	2,985
Book Value Per Share	5.62	5.29	4.65	4.54	4.34	3.42
Tangible Book Value	16,772	15,781	13,882	13,567	12,954	10,217
Tangible Book Value Per Share	5.62	5.29	4.65	4.54	4.34	3.42

Source: S&P Capital IQ. Banks template. Financial Sources.