Commercial Bank of Dubai PSC (DFM:CBD)

DFM:CBD Cash Flow Statement

Financials in millions AED. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Income	3,273	3,030	2,650	1,825	1,451	1,120
Depreciation & Amortization	77.18	61.01	49.41	35.77	29.65	27.88
Other Amortization	-	0.62	0.97	0.97	1.03	2.19
Gain (Loss) on Sale of Assets	0.81	0.89	-0.11	-0.01	0.04	-15.65
Gain (Loss) on Sale of Investments	-189.91	-338.07	-176.82	18.91	-50.89	-143.99
Total Asset Writedown	15.4	34.61	147.72	56.16	40.87	14.45
Provision for Credit Losses	596.51	875.05	1,000	1,025	900.9	1,065
Change in Other Net Operating Assets	-12,569	-11,451	-10,278	1,485	-11,865	-3,117
Other Operating Activities	373.61	368.49	34.81	43.62	8.54	-49.36
Operating Cash Flow	-8,423	-7,419	-6,571	4,482	-9,496	-1,102
Capital Expenditures	-280.33	-221.23	-122.83	-77.48	-53.49	-50.09
Sale of Property, Plant and Equipment	1.4	1.4	0.44	2.53	4.47	31.46
Investment in Securities	1,640	955.3	-5,912	-454.69	-3,863	544.48
Income (Loss) Equity Investments	-	-	-	-8.58	-11.53	-5.99
Other Investing Activities	23.82	16.41	16.41	6.26	2.93	2.79
Investing Cash Flow	1,384	751.88	-6,018	-523.37	-3,910	528.64
Long-Term Debt Issued	-	1,212	3,670	-	819.4	2,204
Long-Term Debt Repaid	-	-	-	-551.44	-	-1,469
Net Debt Issued (Repaid)	3,901	1,212	3,670	-551.44	819.4	734.6
Common Dividends Paid	-1,647	-1,457	-862.34	-857.58	-692.78	-580.17
Net Increase (Decrease) in Deposit Accounts	7,215	9,275	7,206	-1,647	12,971	6,417
Other Financing Activities	-	-	-	-	-1.54	-7.95
Financing Cash Flow	9,469	9,030	10,014	-3,056	13,096	6,563
Net Cash Flow	2,431	2,363	-2,575	902.62	-309.27	5,989
Free Cash Flow	-8,703	-7,640	-6,694	4,405	-9,549	-1,152
Free Cash Flow Margin	-170.61%	-161.57%	-172.62%	156.11%	-405.12%	-59.32%
Free Cash Flow Per Share	-2.95	-2.56	-2.24	1.48	-3.20	-0.39
Cash Interest Paid	3,683	3,683	2,577	831.59	767.49	1,059
Cash Income Tax Paid	0.19	0.19	-	-	-	-

Updated Jan 29, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.