Commercial Bank of Dubai PSC (DFM:CBD)

DFM:CBD Statistics

Total Valuation

DFM:CBD has a market cap or net worth of AED 29.23 billion.

Market Cap	29.23B
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Tuesday, January 27, 2026.

Earnings Date	Jan 27, 2026
Ex-Dividend Date	Mar 14, 2025

Share Statistics

DFM:CBD has 2.99 billion shares outstanding.

Current Share Class	2.99B
Shares Outstanding	2.99B
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	7.68%
Owned by Institutions (%)	6.37%
Float	1.37B

Valuation Ratios

The trailing PE ratio is 9.01 and the forward PE ratio is 10.07.

PE Ratio	9.01
Forward PE	10.07
PS Ratio	5.56
PB Ratio	1.57
P/TBV Ratio	1.57
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-2.64
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 19.11%.

Return on Equity (ROE)	19.11%
Return on Assets (ROA)	2.22%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	4.38M
Profits Per Employee	2.70M
Employee Count	1,200
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, DFM:CBD has paid 329.51 million in taxes.

Income Tax	329.51M
Effective Tax Rate	8.89%

Stock Price Statistics

The stock price has increased by +32.30% in the last 52 weeks. The beta is 0.04, so DFM:CBD's price volatility has been lower than the market average.

Beta (5Y)	0.04
52-Week Price Change	+32.30%
50-Day Moving Average	9.73
200-Day Moving Average	8.68
Relative Strength Index (RSI)	53.30
Average Volume (20 Days)	29,142

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, DFM:CBD had revenue of AED 5.26 billion and earned 3.25 billion in profits. Earnings per share was 1.09.

Revenue	5.26B
Gross Profit	5.26B
Operating Income	3.71B
Pretax Income	3.71B
Net Income	3.25B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	1.09

Balance Sheet

The company has 4.18 billion in cash and 20.78 billion in debt, giving a net cash position of -16.60 billion or -5.56 per share.

Cash & Cash Equivalents	4.18B
Total Debt	20.78B
Net Cash	-16.60B
Net Cash Per Share	-5.56
Equity (Book Value)	18.57B
Book Value Per Share	5.48
Working Capital	-94.75B

Cash Flow

In the last 12 months, operating cash flow was -7.56 billion and capital expenditures -317.01 million, giving a free cash flow of -7.87 billion.

Operating Cash Flow	-7.56B
Capital Expenditures	-317.01M
Free Cash Flow	-7.87B
FCF Per Share	-2.64

Margins

Gross Margin	n/a
Operating Margin	70.54%
Pretax Margin	70.54%
Profit Margin	64.27%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 0.51, which amounts to a dividend yield of 5.18%.

Dividend Per Share	0.51
Dividend Yield	5.18%
Dividend Growth (YoY)	14.33%
Years of Dividend Growth	3
Payout Ratio	48.76%
Buyback Yield	n/a
Shareholder Yield	5.29%
Earnings Yield	11.10%
FCF Yield	-26.94%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on March 10, 2023. It was a forward split with a ratio of 1.0651.

Last Split Date	Mar 10, 2023
Split Type	Forward
Split Ratio	1.0651

Scores

Altman Z-Score	n/a
Piotroski F-Score	2