Commercial Bank of Dubai PSC (DFM:CBD)

DFM:CBD Statistics

Total Valuation

DFM:CBD has a market cap or net worth of AED 29.17 billion.

Market Cap	29.17B
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Wednesday, October 22, 2025.

Earnings Date	Oct 22, 2025
Ex-Dividend Date	Mar 14, 2025

Share Statistics

DFM:CBD has 2.99 billion shares outstanding.

Current Share Class	2.99B
Shares Outstanding	2.99B
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	7.68%
Owned by Institutions (%)	6.37%
Float	1.37B

Valuation Ratios

The trailing PE ratio is 9.29 and the forward PE ratio is 9.55.

PE Ratio	9.29
Forward PE	9.55
PS Ratio	5.72
PB Ratio	1.65
P/TBV Ratio	1.65
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-1.95
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 19.55%.

Return on Equity (ROE)	19.55%
Return on Assets (ROA)	2.24%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	4.25M
Profits Per Employee	2.62M
Employee Count	1,200
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, DFM:CBD has paid 319.36 million in taxes.

Income Tax	319.36M
Effective Tax Rate	8.89%

Stock Price Statistics

The stock price has increased by +51.94% in the last 52 weeks. The beta is 0.06, so DFM:CBD's price volatility has been lower than the market average.

Beta (5Y)	0.06
52-Week Price Change	+51.94%
50-Day Moving Average	9.50
200-Day Moving Average	8.18
Relative Strength Index (RSI)	48.92
Average Volume (20 Days)	9,579

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, DFM:CBD had revenue of AED 5.10 billion and earned 3.14 billion in profits. Earnings per share was 1.05.

Revenue	5.10B
Gross Profit	5.10B
Operating Income	3.59B
Pretax Income	3.59B
Net Income	3.14B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	1.05

Balance Sheet

The company has 3.59 billion in cash and 16.93 billion in debt, giving a net cash position of -13.34 billion or -4.47 per share.

Cash & Cash Equivalents	3.59B
Total Debt	16.93B
Net Cash	-13.34B
Net Cash Per Share	-4.47
Equity (Book Value)	17.64B
Book Value Per Share	5.17
Working Capital	-84.30B

Cash Flow

In the last 12 months, operating cash flow was -8.42 billion and capital expenditures -280.33 million, giving a free cash flow of -8.70 billion.

Operating Cash Flow	-8.42B
Capital Expenditures	-280.33M
Free Cash Flow	-8.70B
FCF Per Share	-2.92

Margins

Gross Margin	n/a
Operating Margin	70.42%
Pretax Margin	70.42%
Profit Margin	64.16%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 0.51, which amounts to a dividend yield of 5.19%.

Dividend Per Share	0.51
Dividend Yield	5.19%
Dividend Growth (YoY)	14.33%
Years of Dividend Growth	3
Payout Ratio	50.32%
Buyback Yield	n/a
Shareholder Yield	5.19%
Earnings Yield	10.77%
FCF Yield	-29.84%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on March 10, 2023. It was a forward split with a ratio of 1.0651.

Last Split Date	Mar 10, 2023
Split Type	Forward
Split Ratio	1.0651

Scores

Altman Z-Score	n/a
Piotroski F-Score	2