DFM:DNIR Income Statement

Financials in millions AED. Fiscal year is January - December.

Millions AED. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Premiums & Annuity Revenue	327.73	307.72	265.12	222.04	152.44	101.37
Total Interest & Dividend Income	48.54	48.53	50.62	28.51	27.25	28.06
Other Revenue	-	-	-	-	-	23.62
Total Revenue	376.27	356.25	315.74	250.55	179.69	153.04
Revenue Growth (YoY)	14.94%	12.83%	26.02%	39.44%	17.42%	-7.78%
Policy Benefits	220.57	209.96	192.41	206.28	142.2	36.91
Policy Acquisition & Underwriting Costs	86.13	82.6	76.57	-	-	32.09
Selling, General & Administrative	6.83	6.83	6.45	0.74	0.88	-
Other Operating Expenses	9.36	9.01	-0.78	0.53	0.09	10.08
Total Operating Expenses	324.07	309.58	276.25	208.93	144.55	94.95
Operating Income	52.2	46.67	39.49	41.62	35.14	58.09
Other Non Operating Income (Expenses)	-	-	-	0.06	-	-
EBT Excluding Unusual Items	52.2	46.67	39.49	41.68	35.14	58.09
Gain (Loss) on Sale of Assets	-	-	-	-	-	0.16
Asset Writedown	10.17	10.17	16.93	5.44	8.59	0.58
Pretax Income	62.37	56.85	56.42	47.12	43.73	58.84
Income Tax Expense	3.64	3.23	2.88	-	-	-
Net Income	58.72	53.62	53.54	47.12	43.73	58.84
Net Income to Common	58.72	53.62	53.54	47.12	43.73	58.84
Net Income Growth	10.79%	0.13%	13.63%	7.75%	-25.67%	6.83%
Shares Outstanding (Basic)	116	116	116	116	116	116
Shares Outstanding (Diluted)	116	116	116	116	116	116
EPS (Basic)	0.51	0.46	0.46	0.41	0.38	0.51
EPS (Diluted)	0.51	0.46	0.46	0.41	0.38	0.51
EPS Growth	10.79%	0.13%	13.63%	7.75%	-25.67%	6.83%
Free Cash Flow	34.03	91.02	1.59	-23.21	56.11	32.51
Free Cash Flow Per Share	0.29	0.79	0.01	-0.20	0.49	0.28
Dividend Per Share	0.150	0.150	0.150	0.100	0.100	0.300
Dividend Growth	-	-	50.00%	-	-66.67%	-
Operating Margin	13.87%	13.10%	12.51%	16.61%	19.55%	37.96%
Profit Margin	15.61%	15.05%	16.96%	18.81%	24.34%	38.45%
Free Cash Flow Margin	9.04%	25.55%	0.50%	-9.26%	31.23%	21.25%
EBITDA	53.89	48.28	40.7	42.29	35.38	58.37
EBITDA Margin	14.32%	13.55%	12.89%	16.88%	19.69%	38.14%
D&A For EBITDA	1.7	1.61	1.21	0.67	0.24	0.29
EBIT	52.2	46.67	39.49	41.62	35.14	58.09
EBIT Margin	13.87%	13.10%	12.51%	16.61%	19.55%	37.96%
Effective Tax Rate	5.84%	5.68%	5.10%	-	-	-