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Dubai National Insurance & Reinsurance Co. (P.S.C.) (DFM:DNIR)
United Arab Emirates flag United Arab Emirates · Delayed Price · Currency is AED
3.130
+0.040 (1.29%)
At close: Aug 5, 2026

DFM:DNIR Financials Overview

Millions AED. Fiscal year is Jan - Dec.

Revenue & Profits
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
376.27356.25315.74250.55179.69153.04
Revenue Growth
14.94%12.83%26.02%39.44%17.42%-7.78%
Operating Income
52.246.6739.4941.6235.1458.09
Net Income
58.7253.6253.5447.1243.7358.84
Earnings Per Share
0.510.460.460.410.380.51
EPS Growth
10.79%0.13%13.63%7.75%-25.67%6.83%

Revenue by Segment
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Underwriting
332.41312.38269.43218.38151.1592.89
Investments
34.0734.0937.5637.6137.13-
Total
366.48346.47306.99255.99188.2892.89

Cash & Debt
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Net Cash (Debt)
336.21362.83246.32200.61202.68137.71
Net Cash Growth
36.49%47.30%22.78%-1.02%47.18%40.60%
Net Cash Per Share
2.913.142.131.741.751.19
Cash & Investments
336.21362.83246.32200.61202.68137.71

Cash Flow & CapEx
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
47.68101.716.52-19.9258.2732.77
Capital Expenditures
-13.65-10.68-14.93-3.29-2.16-0.26
Free Cash Flow
34.0391.021.59-23.2156.1132.51
Free Cash Flow Growth
2755.20%5624.40%--72.57%-

Margins
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Margin
13.87%13.10%12.51%16.61%19.55%37.96%
Pretax Margin
16.58%15.96%17.87%18.81%24.34%38.45%
Profit Margin
15.61%15.05%16.96%18.81%24.34%38.45%
FCF Margin
9.04%25.55%0.50%-9.26%31.23%21.25%

Dividends
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
0.1500.1500.1500.1000.1000.300
Dividend Per Share Growth
0%0%50.00%0%-66.67%0%
Dividend Yield
4.79%4.72%3.21%2.19%2.28%5.97%

Valuation
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
6.167.1711.0012.5013.2111.78
P/FCF Ratio
10.624.23370.47-10.2921.31
PS Ratio
0.961.081.872.353.214.53