Dubai National Insurance & Reinsurance Co. (P.S.C.) (DFM:DNIR)

United Arab Emirates · Delayed Price · Currency is AED

3.380

0.00 (0.00%)

At close: Aug 27, 2026

DFM:DNIR Financials Overview

Financials in millions AED. Fiscal year is January - December.

Millions AED. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	400.04	356.25	315.74	250.55	179.69	153.04
Revenue Growth	17.37%	12.83%	26.02%	39.44%	17.42%	-7.78%
Operating Income	52.3	46.67	39.49	41.62	35.14	58.09
Net Income	58.91	53.62	53.54	47.12	43.73	58.84
Earnings Per Share	0.51	0.46	0.46	0.41	0.38	0.51
EPS Growth	-10.37%	0.13%	13.63%	7.75%	-25.67%	6.83%

Revenue by Segment

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Underwriting	354.44	312.38	269.43	218.38	151.15	92.89
Investments	35.41	34.09	37.56	37.61	37.13	-
Total	389.84	346.47	306.99	255.99	188.28	92.89

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Cash (Debt)	270.83	362.83	246.32	200.61	202.68	137.71
Net Cash Growth	-4.49%	47.30%	22.78%	-1.02%	47.18%	40.60%
Net Cash Per Share	2.34	3.14	2.13	1.74	1.75	1.19
Cash & Investments	270.83	362.83	246.32	200.61	202.68	137.71

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	68.01	101.7	16.52	-19.92	58.27	32.77
Capital Expenditures	-78.5	-10.68	-14.93	-3.29	-2.16	-0.26
Free Cash Flow	-10.5	91.02	1.59	-23.21	56.11	32.51
Free Cash Flow Growth	-	5624.40%	-	-	72.57%	-

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Margin	13.07%	13.10%	12.51%	16.61%	19.55%	37.96%
Pretax Margin	15.62%	15.96%	17.87%	18.81%	24.34%	38.45%
Profit Margin	14.73%	15.05%	16.96%	18.81%	24.34%	38.45%
FCF Margin	-2.62%	25.55%	0.50%	-9.26%	31.23%	21.25%

Dividends

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 28, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	0.150	0.150	0.150	0.100	0.100	0.300
Dividend Per Share Growth	0%	0%	50.00%	0%	-66.67%	0%
Dividend Yield	4.42%	4.72%	3.21%	2.19%	2.28%	5.97%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 28, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	6.63	7.17	11.00	12.50	13.21	11.78
P/FCF Ratio	-	4.23	370.47	-	10.29	21.31
PS Ratio	0.98	1.08	1.87	2.35	3.21	4.53