Dubai National Insurance & Reinsurance Co. (P.S.C.) (DFM:DNIR)

DFM:DNIR Statistics

Total Valuation

DFM:DNIR has a market cap or net worth of AED 375.38 million. The enterprise value is 12.55 million.

Market Cap	375.38M
Enterprise Value	12.55M

Important Dates

The last earnings date was Friday, March 13, 2026.

Earnings Date	Mar 13, 2026
Ex-Dividend Date	Apr 24, 2026

Share Statistics

DFM:DNIR has 115.50 million shares outstanding.

Current Share Class	115.50M
Shares Outstanding	115.50M
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	26.03%
Owned by Institutions (%)	28.27%
Float	65.46M

Valuation Ratios

The trailing PE ratio is 7.00.

PE Ratio	7.00
Forward PE	n/a
PS Ratio	1.05
PB Ratio	0.39
P/TBV Ratio	0.39
P/FCF Ratio	4.12
P/OCF Ratio	3.69
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 0.26, with an EV/FCF ratio of 0.14.

EV / Earnings	0.23
EV / Sales	0.04
EV / EBITDA	0.26
EV / EBIT	0.27
EV / FCF	0.14

Financial Position

The company has a current ratio of 1.16

Current Ratio	1.16
Quick Ratio	0.55
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 6.11% and return on invested capital (ROIC) is 4.79%.

Return on Equity (ROE)	6.11%
Return on Assets (ROA)	1.75%
Return on Invested Capital (ROIC)	4.79%
Return on Capital Employed (ROCE)	4.80%
Weighted Average Cost of Capital (WACC)	5.37%
Revenue Per Employee	2.87M
Profits Per Employee	432,387
Employee Count	124
Asset Turnover	0.21
Inventory Turnover	n/a

Taxes

In the past 12 months, DFM:DNIR has paid 3.23 million in taxes.

Income Tax	3.23M
Effective Tax Rate	5.68%

Stock Price Statistics

The stock price has decreased by -13.10% in the last 52 weeks. The beta is 0.20, so DFM:DNIR's price volatility has been lower than the market average.

Beta (5Y)	0.20
52-Week Price Change	-13.10%
50-Day Moving Average	3.22
200-Day Moving Average	3.93
Relative Strength Index (RSI)	51.53
Average Volume (20 Days)	26,056

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, DFM:DNIR had revenue of AED 356.25 million and earned 53.62 million in profits. Earnings per share was 0.46.

Revenue	356.25M
Gross Profit	63.70M
Operating Income	46.67M
Pretax Income	56.85M
Net Income	53.62M
EBITDA	48.28M
EBIT	46.67M
Earnings Per Share (EPS)	0.46

Balance Sheet

The company has 365.06 million in cash and n/a in debt, with a net cash position of 362.83 million or 3.14 per share.

Cash & Cash Equivalents	365.06M
Total Debt	n/a
Net Cash	362.83M
Net Cash Per Share	3.14
Equity (Book Value)	950.89M
Book Value Per Share	8.23
Working Capital	109.21M

Cash Flow

In the last 12 months, operating cash flow was 101.70 million and capital expenditures -10.68 million, giving a free cash flow of 91.02 million.

Operating Cash Flow	101.70M
Capital Expenditures	-10.68M
Depreciation & Amortization	n/a
Net Borrowing	n/a
Free Cash Flow	91.02M
FCF Per Share	0.79

Margins

Gross margin is 17.88%, with operating and profit margins of 13.10% and 15.05%.

Gross Margin	17.88%
Operating Margin	13.10%
Pretax Margin	15.96%
Profit Margin	15.05%
EBITDA Margin	13.55%
EBIT Margin	13.10%
FCF Margin	25.55%

Dividends & Yields

This stock pays an annual dividend of 0.15, which amounts to a dividend yield of 4.62%.

Dividend Per Share	0.15
Dividend Yield	4.62%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	1
Payout Ratio	32.31%
Buyback Yield	n/a
Shareholder Yield	4.62%
Earnings Yield	14.28%
FCF Yield	24.25%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on April 12, 2012. It was a forward split with a ratio of 1.05.

Last Split Date	Apr 12, 2012
Split Type	Forward
Split Ratio	1.05

Scores

Altman Z-Score	n/a
Piotroski F-Score	5