Dubai National Insurance & Reinsurance Co. (P.S.C.) (DFM:DNIR)

DFM:DNIR Statistics

Total Valuation

DFM:DNIR has a market cap or net worth of AED 358.05 million. The enterprise value is 21.84 million.

Market Cap	358.05M
Enterprise Value	21.84M

Important Dates

The last earnings date was Friday, May 15, 2026.

Earnings Date	May 15, 2026
Ex-Dividend Date	Apr 24, 2026

Share Statistics

DFM:DNIR has 115.50 million shares outstanding.

Current Share Class	115.50M
Shares Outstanding	115.50M
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	29.10%
Owned by Institutions (%)	28.27%
Float	61.91M

Valuation Ratios

The trailing PE ratio is 6.10.

PE Ratio	6.10
Forward PE	n/a
PS Ratio	0.95
PB Ratio	0.37
P/TBV Ratio	0.37
P/FCF Ratio	10.52
P/OCF Ratio	7.51
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 0.41, with an EV/FCF ratio of 0.64.

EV / Earnings	0.37
EV / Sales	0.06
EV / EBITDA	0.41
EV / EBIT	0.42
EV / FCF	0.64

Financial Position

The company has a current ratio of 1.22

Current Ratio	1.22
Quick Ratio	0.61
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 6.67% and return on invested capital (ROIC) is 5.15%.

Return on Equity (ROE)	6.67%
Return on Assets (ROA)	n/a
Return on Invested Capital (ROIC)	5.15%
Return on Capital Employed (ROCE)	5.34%
Weighted Average Cost of Capital (WACC)	4.81%
Revenue Per Employee	3.03M
Profits Per Employee	473,581
Employee Count	124
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, DFM:DNIR has paid 3.64 million in taxes.

Income Tax	3.64M
Effective Tax Rate	5.84%

Stock Price Statistics

The stock price has increased by +5.43% in the last 52 weeks. The beta is 0.10, so DFM:DNIR's price volatility has been lower than the market average.

Beta (5Y)	0.10
52-Week Price Change	+5.43%
50-Day Moving Average	3.22
200-Day Moving Average	3.84
Relative Strength Index (RSI)	45.54
Average Volume (20 Days)	24,040

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, DFM:DNIR had revenue of AED 376.27 million and earned 58.72 million in profits. Earnings per share was 0.51.

Revenue	376.27M
Gross Profit	69.57M
Operating Income	52.20M
Pretax Income	62.37M
Net Income	58.72M
EBITDA	53.89M
EBIT	52.20M
Earnings Per Share (EPS)	0.51

Balance Sheet

The company has 338.38 million in cash and n/a in debt, with a net cash position of 336.21 million or 2.91 per share.

Cash & Cash Equivalents	338.38M
Total Debt	n/a
Net Cash	336.21M
Net Cash Per Share	2.91
Equity (Book Value)	958.15M
Book Value Per Share	8.30
Working Capital	136.47M

Cash Flow

In the last 12 months, operating cash flow was 47.68 million and capital expenditures -13.65 million, giving a free cash flow of 34.03 million.

Operating Cash Flow	47.68M
Capital Expenditures	-13.65M
Depreciation & Amortization	n/a
Net Borrowing	n/a
Free Cash Flow	34.03M
FCF Per Share	0.29

Margins

Gross margin is 18.49%, with operating and profit margins of 13.87% and 15.61%.

Gross Margin	18.49%
Operating Margin	13.87%
Pretax Margin	16.58%
Profit Margin	15.61%
EBITDA Margin	14.32%
EBIT Margin	13.87%
FCF Margin	9.05%

Dividends & Yields

This stock pays an annual dividend of 0.15, which amounts to a dividend yield of 4.78%.

Dividend Per Share	0.15
Dividend Yield	4.78%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	1
Payout Ratio	29.50%
Buyback Yield	n/a
Shareholder Yield	4.55%
Earnings Yield	16.40%
FCF Yield	9.51%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on April 12, 2012. It was a forward split with a ratio of 1.05.

Last Split Date	Apr 12, 2012
Split Type	Forward
Split Ratio	1.05

Scores

Altman Z-Score	n/a
Piotroski F-Score	2