Dubai National Insurance & Reinsurance Co. (P.S.C.) (DFM:DNIR)

United Arab Emirates · Delayed Price · Currency is AED

3.130

+0.040 (1.29%)

At close: Aug 5, 2026

DFM:DNIR Ratios and Metrics

Market cap in millions AED. Fiscal year is January - December.

Millions AED. Fiscal year is Jan - Dec.

Total Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 4, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	362	385	589	589	578	693
Market Cap Growth	-5.15%	-34.71%	0%	2.00%	-16.67%	39.53%
Enterprise Value	25	66	379	406	427	565

Price Ratios

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 4, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	6.16	7.17	11.00	12.50	13.21	11.78
PS Ratio	0.96	1.08	1.87	2.35	3.21	4.53
PB Ratio	0.38	0.40	0.73	0.82	0.84	0.92
P/FCF Ratio	10.62	4.23	370.47	-	10.29	21.31
P/OCF Ratio	7.58	3.78	35.65	-	9.91	21.15

EV Ratios

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 4, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
EV/Sales Ratio	0.07	0.19	1.20	1.62	2.38	3.70
EV/EBITDA Ratio	0.47	1.37	9.32	9.60	12.07	9.69
EV/EBIT Ratio	0.48	1.42	9.60	9.76	12.15	9.73
EV/FCF Ratio	0.74	0.73	238.53	-	7.61	17.39

Financial Efficiency

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 4, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Debt / Equity Ratio	-0.35	-0.38	-0.31	-0.28	-0.30	-0.18
Net Debt / EBITDA Ratio	-6.24	-7.52	-6.05	-4.74	-5.73	-2.36
Net Debt / FCF Ratio	-9.88	-3.99	-154.92	8.64	-3.61	-4.24
Quick Ratio	0.61	0.55	0.32	0.87	0.78	0.54
Current Ratio	1.22	1.16	1.11	1.31	1.19	1.08
Asset Turnover	-	0.21	0.24	0.26	0.17	0.15
Return on Equity (ROE)	6.67%	6.11%	7.02%	6.69%	6.09%	9.36%
Return on Assets (ROA)	-	1.75%	1.87%	2.68%	2.08%	3.50%
Return on Invested Capital (ROIC)	5.15%	5.02%	4.91%	5.91%	4.90%	9.25%

Yields

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 4, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Earnings Yield	16.24%	13.94%	9.09%	8.00%	7.57%	8.49%
FCF Yield	9.41%	23.66%	0.27%	-3.94%	9.72%	4.69%
Dividend Yield	4.79%	4.72%	3.21%	2.19%	2.28%	5.97%
Payout Ratio	29.50%	32.31%	21.57%	24.51%	79.24%	58.89%
Total Shareholder Return	4.79%	4.72%	3.21%	2.19%	2.28%	5.97%