Dubai National Insurance & Reinsurance Co. (P.S.C.) (DFM:DNIR)

DFM:DNIR Ratios and Metrics

Market cap in millions AED. Fiscal year is January - December.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 23, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Market Capitalization	375	589	589	578	693	497
Market Cap Growth	-43.97%	-	2.00%	-16.67%	39.53%	-6.52%
Enterprise Value	57	379	406	427	565	344
PE Ratio	5.98	11.00	12.50	13.21	11.78	9.02
PS Ratio	1.07	1.87	2.35	3.21	4.53	2.99
PB Ratio	0.42	0.73	0.82	0.84	0.92	0.98
P/FCF Ratio	6.75	370.47	-	10.29	21.31	-
P/OCF Ratio	5.91	160.81	-	9.91	21.15	-
EV/Sales Ratio	0.16	1.20	1.62	2.38	3.70	2.07
EV/EBITDA Ratio	1.10	9.32	9.60	12.07	9.69	6.01
EV/EBIT Ratio	1.14	9.60	9.76	12.15	9.73	6.25
EV/FCF Ratio	1.02	238.53	-	7.61	17.39	-
Quick Ratio	0.52	0.32	0.87	0.78	0.54	1.49
Current Ratio	1.19	1.13	1.31	1.19	1.08	2.03
Asset Turnover	0.21	0.24	0.26	0.17	0.15	0.17
Return on Equity (ROE)	7.58%	7.02%	6.69%	6.09%	9.36%	10.23%
Return on Assets (ROA)	1.85%	1.87%	2.68%	2.08%	3.50%	3.42%
Return on Capital (ROIC)	3.77%	3.23%	3.69%	3.06%	5.78%	6.40%
Earnings Yield	16.72%	9.09%	8.00%	7.57%	8.49%	11.09%
FCF Yield	14.81%	0.27%	-3.94%	9.72%	4.69%	-1.71%
Dividend Yield	4.45%	3.07%	2.09%	2.17%	5.70%	8.52%
Payout Ratio	27.60%	21.57%	24.51%	79.24%	58.89%	73.40%
Total Shareholder Return	4.45%	3.07%	2.09%	2.17%	5.70%	8.52%

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.