Dubai National Insurance & Reinsurance Co. (P.S.C.) (DFM:DNIR)

DFM:DNIR Ratios and Metrics

Market cap in millions AED. Fiscal year is January - December.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Feb 24, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Market Capitalization	375	385	589	589	578	693
Market Cap Growth	-45.83%	-34.71%	-	2.00%	-16.67%	39.53%
Enterprise Value	57	66	379	406	427	565
PE Ratio	7.07	7.17	11.00	12.50	13.21	11.78
PS Ratio	1.02	1.05	1.87	2.35	3.21	4.53
PB Ratio	0.39	0.40	0.73	0.82	0.84	0.92
P/FCF Ratio	4.12	4.23	370.47	-	10.29	21.31
P/OCF Ratio	3.69	3.78	160.81	-	9.91	21.15
EV/Sales Ratio	0.16	0.18	1.20	1.62	2.38	3.70
EV/EBITDA Ratio	0.97	1.13	9.32	9.60	12.07	9.69
EV/EBIT Ratio	1.00	1.16	9.60	9.76	12.15	9.73
EV/FCF Ratio	0.62	0.73	238.53	-	7.61	17.39
Net Debt / Equity Ratio	-0.38	-0.38	-0.31	-0.28	-0.30	-0.18
Net Debt / EBITDA Ratio	-6.21	-6.21	-6.05	-4.74	-5.73	-2.36
Net Debt / FCF Ratio	-3.99	-3.99	-154.92	8.64	-3.61	-4.24
Quick Ratio	0.55	0.55	0.32	0.87	0.78	0.54
Current Ratio	1.15	1.15	1.13	1.31	1.19	1.08
Asset Turnover	0.22	0.22	0.24	0.26	0.17	0.15
Return on Equity (ROE)	6.11%	6.11%	7.02%	6.69%	6.09%	9.36%
Return on Assets (ROA)	2.13%	2.13%	1.87%	2.68%	2.08%	3.50%
Return on Invested Capital (ROIC)	5.84%	6.11%	4.91%	5.91%	4.90%	9.25%
Earnings Yield	14.28%	13.94%	9.09%	8.00%	7.57%	8.49%
FCF Yield	24.25%	23.66%	0.27%	-3.94%	9.72%	4.69%
Dividend Yield	4.62%	-	3.07%	2.09%	2.17%	5.70%
Payout Ratio	32.31%	32.31%	21.57%	24.51%	79.24%	58.89%
Buyback Yield / Dilution	-0.13%	-0.92%	-	-	-	-
Total Shareholder Return	4.48%	-0.92%	3.07%	2.09%	2.17%	5.70%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.