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National General Insurance Co. (P.J.S.C.) (DFM:NGI)
United Arab Emirates flag United Arab Emirates · Delayed Price · Currency is AED
5.70
-0.05 (-0.87%)
At close: Aug 5, 2026

DFM:NGI Financials Overview

Millions AED. Fiscal year is Jan - Dec.

Revenue & Profits
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
664.9665.76609.89436.33344.8386.22
Revenue Growth
7.34%9.16%39.78%26.55%-10.72%14.45%
Operating Income
109.46129.33138.1174.8860.5470.79
Net Income
102.04119.19127.574.8860.5470.79
Earnings Per Share
0.620.720.770.450.370.43
EPS Growth
-23.14%-6.52%70.27%23.69%-14.48%53.52%

Revenue by Segment
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22
Investments
71.38103.39120.9757.8224.42
Insurance
-992.54857.38733.31614.18
Total
1,1371,096978.35791.13638.6

Cash & Debt
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
76.0744.0262.4274.88116.3654.4
Total Debt
-----6.8
Net Cash (Debt)
76.0744.0262.4274.88116.3647.6
Net Cash Growth
128.31%-29.47%-16.64%-35.65%144.48%-77.25%
Net Cash Per Share
0.460.270.380.450.710.29

Cash Flow & CapEx
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
204.93162.0821.26159.9540.2686.54
Capital Expenditures
-0.73-0.99-1.32-3.11-3.77-4.98
Free Cash Flow
204.2161.0919.94156.8436.4881.56
Free Cash Flow Growth
5552.76%708.00%-87.29%329.89%-55.27%40.86%

Margins
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Margin
16.46%19.43%22.65%17.16%17.56%18.33%
Pretax Margin
16.46%19.43%22.65%17.16%17.56%18.33%
Profit Margin
15.35%17.90%20.91%17.16%17.56%18.33%
FCF Margin
30.71%24.20%3.27%35.95%10.58%21.12%

Dividends
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
0.4500.4500.4500.2270.2270.273
Dividend Per Share Growth
0%0%97.98%0%-16.65%99.93%
Dividend Yield
7.89%7.73%10.36%6.40%10.09%13.76%

Valuation
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
9.218.716.479.418.076.61
P/FCF Ratio
4.606.4441.374.4913.405.74
PS Ratio
1.411.561.351.621.421.21