National General Insurance Co. (P.J.S.C.) (DFM:NGI)
5.60
-0.02 (-0.36%)
At close: Jun 4, 2026
DFM:NGI Income Statement
Financials in millions AED. Fiscal year is January - December.
Millions AED. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Premiums & Annuity Revenue | 615.55 | 586.82 | 505.56 | 390.99 | 327.62 | 283.86 |
Total Interest & Dividend Income | 22.93 | 24 | 68.73 | 34.53 | 29.23 | 22.81 |
Gain (Loss) on Sale of Investments | 21.56 | 54.93 | 35.6 | 10.81 | -12.05 | 33.54 |
Other Revenue | 4.85 | - | - | - | - | 46.01 |
| 664.9 | 665.76 | 609.89 | 436.33 | 344.8 | 386.22 | |
Revenue Growth (YoY) | 7.34% | 9.16% | 39.78% | 26.55% | -10.72% | 14.45% |
Policy Benefits | 375.84 | 356.68 | 330.1 | 266.51 | 185.43 | 190.08 |
Policy Acquisition & Underwriting Costs | 141.77 | 141.77 | 116.62 | 88.87 | 81.03 | 51.46 |
Selling, General & Administrative | - | - | - | - | - | 73.89 |
Other Operating Expenses | 37.82 | 37.97 | 25.06 | 6.07 | 17.8 | - |
Total Operating Expenses | 555.44 | 536.43 | 471.78 | 361.45 | 284.26 | 315.43 |
Operating Income | 109.46 | 129.33 | 138.11 | 74.88 | 60.54 | 70.79 |
EBT Excluding Unusual Items | 109.46 | 129.33 | 138.11 | 74.88 | 60.54 | 70.79 |
Pretax Income | 109.46 | 129.33 | 138.11 | 74.88 | 60.54 | 70.79 |
Income Tax Expense | 7.42 | 10.14 | 10.61 | - | - | - |
Net Income | 102.04 | 119.19 | 127.5 | 74.88 | 60.54 | 70.79 |
Net Income to Common | 102.04 | 119.19 | 127.5 | 74.88 | 60.54 | 70.79 |
Net Income Growth | -23.14% | -6.52% | 70.27% | 23.69% | -14.48% | 53.52% |
Shares Outstanding (Basic) | 166 | 165 | 165 | 165 | 165 | 165 |
Shares Outstanding (Diluted) | 166 | 165 | 165 | 165 | 165 | 165 |
EPS (Basic) | 0.61 | 0.72 | 0.77 | 0.45 | 0.37 | 0.43 |
EPS (Diluted) | 0.61 | 0.72 | 0.77 | 0.45 | 0.37 | 0.43 |
EPS Growth | -24.19% | -6.52% | 70.27% | 23.69% | -14.48% | 53.52% |
Free Cash Flow | 204.2 | 161.09 | 19.94 | 156.84 | 36.48 | 81.56 |
Free Cash Flow Per Share | 1.23 | 0.98 | 0.12 | 0.95 | 0.22 | 0.49 |
Dividend Per Share | 0.450 | 0.450 | 0.450 | 0.227 | 0.227 | 0.273 |
Dividend Growth | - | - | 97.98% | - | -16.65% | 99.93% |
Operating Margin | 16.46% | 19.43% | 22.65% | 17.16% | 17.56% | 18.33% |
Profit Margin | 15.35% | 17.90% | 20.91% | 17.16% | 17.56% | 18.33% |
Free Cash Flow Margin | 30.71% | 24.20% | 3.27% | 35.95% | 10.58% | 21.12% |
EBITDA | 111.66 | 131.45 | 139.89 | 76.66 | 62.18 | 72.27 |
EBITDA Margin | 16.79% | 19.74% | 22.94% | 17.57% | 18.04% | 18.71% |
D&A For EBITDA | 2.2 | 2.12 | 1.78 | 1.78 | 1.65 | 1.48 |
EBIT | 109.46 | 129.33 | 138.11 | 74.88 | 60.54 | 70.79 |
EBIT Margin | 16.46% | 19.43% | 22.65% | 17.16% | 17.56% | 18.33% |
Effective Tax Rate | 6.78% | 7.84% | 7.69% | - | - | - |