National General Insurance Co. (P.J.S.C.) (DFM:NGI)

DFM:NGI Ratios and Metrics

Market cap in millions AED. Fiscal year is January - December.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	May 13, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Market Capitalization	958	1,038	825	705	489	468
Market Cap Growth	26.30%	25.80%	17.02%	44.17%	4.49%	41.82%
Enterprise Value	914	963	777	628	453	388
PE Ratio	8.04	8.71	6.47	9.41	8.07	6.61
PS Ratio	1.44	1.56	1.35	1.62	1.42	1.21
PB Ratio	1.38	1.50	1.28	1.23	0.91	0.88
P/FCF Ratio	5.95	6.44	41.37	4.49	13.40	5.74
P/OCF Ratio	5.91	6.40	38.80	4.41	12.14	5.41
EV/Sales Ratio	1.37	1.45	1.27	1.44	1.31	1.01
EV/EBITDA Ratio	6.96	7.32	5.56	8.19	7.29	5.38
EV/EBIT Ratio	7.07	7.44	5.63	8.39	7.48	5.49
EV/FCF Ratio	5.68	5.98	38.99	4.00	12.42	4.76
Debt / Equity Ratio	-	-	-	-	-	0.01
Debt / EBITDA Ratio	-	-	-	-	-	0.09
Debt / FCF Ratio	-	-	-	-	-	0.08
Net Debt / Equity Ratio	-0.06	-0.06	-0.10	-0.13	-0.22	-0.09
Net Debt / EBITDA Ratio	-0.33	-0.33	-0.45	-0.98	-1.87	-0.66
Net Debt / FCF Ratio	-0.27	-0.27	-3.13	-0.48	-3.19	-0.58
Quick Ratio	0.85	0.85	0.89	3.23	5.98	0.27
Current Ratio	5.18	5.18	6.55	13.55	19.52	0.82
Asset Turnover	0.40	0.40	0.41	0.34	0.26	0.27
Return on Equity (ROE)	17.81%	17.81%	20.93%	13.46%	11.30%	13.83%
Return on Assets (ROA)	4.87%	4.87%	5.73%	3.67%	2.81%	3.06%
Return on Invested Capital (ROIC)	17.32%	17.81%	20.93%	13.46%	11.22%	13.65%
Earnings Yield	12.44%	11.49%	15.46%	10.62%	12.38%	15.13%
FCF Yield	16.81%	15.53%	2.42%	22.25%	7.46%	17.43%
Dividend Yield	7.75%	7.73%	10.36%	6.40%	10.09%	13.76%
Payout Ratio	62.28%	62.28%	29.40%	50.07%	74.31%	31.78%
Total Shareholder Return	7.75%	7.73%	10.36%	6.40%	10.09%	13.76%

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.