National General Insurance Co. (P.J.S.C.) (DFM:NGI)
United Arab Emirates · Delayed Price · Currency is AED 5.70
-0.05 (-0.87%)
At close: Aug 5, 2026
DFM:NGI Cash Flow Statement
Financials in millions AED. Fiscal year is January - December.
Millions AED. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 102.04 | 119.19 | 127.5 | 74.88 | 60.54 | 70.79 |
Depreciation & Amortization | 2.2 | 2.12 | 1.78 | 1.78 | 1.65 | 1.48 |
Other Amortization | 1.17 | 1.17 | 1.22 | 1.23 | 0.78 | 1.06 |
Gain (Loss) on Sale of Assets | -0.18 | -0.18 | -40.96 | - | - | - |
Gain (Loss) on Sale of Investments | -5.78 | -36.33 | -24 | -12.99 | -2.73 | -27.75 |
Change in Accounts Receivable | 89.12 | 171.18 | -219.77 | -16.83 | -3.21 | -2.07 |
Change in Unearned Revenue | - | - | - | - | - | 18.71 |
Change in Insurance Reserves / Liabilities | 58.34 | -42.9 | 178.83 | 127.77 | 11.99 | 45.47 |
Change in Other Net Operating Assets | 16.94 | 3.33 | 25.68 | 7.16 | -14.15 | - |
Other Operating Activities | -58.75 | -55.33 | -24.89 | -22.19 | -14.16 | -15.32 |
Operating Cash Flow | 204.93 | 162.08 | 21.26 | 159.95 | 40.26 | 86.54 |
Operating Cash Flow Growth | 3781.60% | 662.49% | -86.71% | 297.32% | -53.48% | 48.46% |
Investing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Capital Expenditures | -0.73 | -0.99 | -1.32 | -3.11 | -3.77 | -4.98 |
Sale of Property, Plant & Equipment | 0.18 | 0.18 | 0.24 | 3.67 | - | - |
Investment in Securities | -145.13 | -153.57 | -190.3 | -183.23 | 66.59 | -231.87 |
Other Investing Activities | 47.73 | 48.13 | 29.51 | 23.6 | 9 | 14.54 |
Investing Cash Flow | -97.95 | -106.25 | -6.22 | -159.07 | 71.82 | -222.31 |
Financing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Common Dividends Paid | -74.23 | -74.23 | -37.49 | -37.49 | -44.99 | -22.49 |
Other Financing Activities | - | - | - | -4.88 | -5.13 | -3.4 |
Financing Cash Flow | -74.23 | -74.23 | -37.49 | -42.36 | -50.11 | -25.89 |
Net Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Cash Flow | 32.75 | -18.4 | -22.46 | -41.49 | 61.96 | -161.66 |
Free Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | 204.2 | 161.09 | 19.94 | 156.84 | 36.48 | 81.56 |
Free Cash Flow Growth | 5552.76% | 708.00% | -87.29% | 329.89% | -55.27% | 40.86% |
Free Cash Flow Margin | 30.71% | 24.20% | 3.27% | 35.95% | 10.58% | 21.12% |
Free Cash Flow Per Share | 1.24 | 0.98 | 0.12 | 0.95 | 0.22 | 0.49 |
Levered Free Cash Flow | 199.87 | 235.98 | -78.12 | 37.74 | -402.02 | 83 |
Unlevered Free Cash Flow | 199.87 | 235.98 | -78.12 | 37.74 | -402.02 | 83 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash Income Tax Paid | 8.96 | 8.9 | - | - | - | - |
Change in Working Capital | 164.4 | 131.61 | -15.26 | 118.1 | -5.37 | 62.12 |