National General Insurance Co. (P.J.S.C.) (DFM: NGI)

DFM: NGI Ratios and Metrics

Market cap in millions AED. Fiscal year is January - December.

Fiscal Year	Current	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Jan 15, 2025	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Market Capitalization	808	705	489	468	330	330
Market Cap Growth	82.71%	44.17%	4.49%	41.82%	0%	10.00%
Enterprise Value	761	628	453	388	300	286
PE Ratio	6.66	9.41	8.08	6.61	7.15	18.90
PS Ratio	1.39	1.62	1.42	1.21	0.98	1.10
PB Ratio	1.26	1.23	0.91	0.88	0.67	0.72
P/FCF Ratio	-	4.49	13.40	5.74	5.70	14.63
P/OCF Ratio	-	4.41	12.14	5.41	5.66	13.03
EV/Sales Ratio	1.31	1.44	1.31	1.01	0.89	0.95
EV/EBITDA Ratio	5.69	8.19	7.29	5.37	6.31	14.72
EV/EBIT Ratio	5.77	8.39	7.48	5.49	6.52	16.39
EV/FCF Ratio	-17.62	4.00	12.42	4.76	5.19	12.69
Debt / Equity Ratio	-	-	-	0.01	0.01	-
Debt / EBITDA Ratio	-	-	-	0.09	0.14	-
Debt / FCF Ratio	-	-	-	0.08	0.12	-
Quick Ratio	2.00	3.23	5.98	0.27	0.52	0.37
Current Ratio	21.28	13.55	19.52	0.82	1.10	0.90
Asset Turnover	0.39	0.34	0.26	0.27	0.26	0.25
Return on Equity (ROE)	20.29%	13.47%	11.30%	13.83%	9.73%	3.79%
Return on Assets (ROA)	5.45%	3.67%	2.81%	3.06%	2.25%	0.91%
Return on Capital (ROIC)	13.79%	8.42%	7.02%	8.53%	6.04%	2.37%
Earnings Yield	15.02%	10.62%	12.38%	15.13%	13.98%	5.29%
FCF Yield	-5.34%	22.25%	7.46%	17.43%	17.55%	6.84%
Dividend Yield	4.64%	5.56%	8.77%	11.95%	9.55%	6.36%
Payout Ratio	30.89%	50.07%	74.31%	31.78%	32.52%	128.84%
Total Shareholder Return	4.64%	5.56%	8.77%	11.95%	9.55%	6.36%

Source: S&P Capital IQ. Insurance template. Financial Sources.