National General Insurance Co. (P.J.S.C.) (DFM:NGI)

DFM:NGI Ratios and Metrics

Market cap in millions AED. Fiscal year is January - December.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 12, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Market Capitalization	947	825	705	489	468	330
Market Cap Growth	17.02%	17.02%	44.17%	4.49%	41.82%	-
Enterprise Value	894	777	628	453	388	300
PE Ratio	7.43	6.47	9.41	8.07	6.61	7.16
PS Ratio	1.55	1.35	1.62	1.42	1.21	0.98
PB Ratio	1.47	1.28	1.23	0.91	0.88	0.67
P/FCF Ratio	30.82	30.82	4.49	13.40	5.74	5.70
P/OCF Ratio	29.37	29.37	4.41	12.14	5.41	5.66
EV/Sales Ratio	1.47	1.27	1.44	1.31	1.01	0.89
EV/EBITDA Ratio	6.39	5.56	8.19	7.29	5.38	6.31
EV/EBIT Ratio	6.48	5.63	8.39	7.48	5.49	6.52
EV/FCF Ratio	33.42	29.05	4.00	12.42	4.76	5.19
Debt / Equity Ratio	-	-	-	-	0.01	0.01
Debt / EBITDA Ratio	-	-	-	-	0.09	0.14
Debt / FCF Ratio	-	-	-	-	0.08	0.12
Quick Ratio	0.78	0.78	3.23	5.98	0.27	0.52
Current Ratio	6.44	6.44	13.55	19.52	0.82	1.10
Asset Turnover	0.41	0.41	0.34	0.26	0.27	0.26
Return on Equity (ROE)	20.93%	20.93%	13.46%	11.30%	13.83%	9.73%
Return on Assets (ROA)	5.73%	5.73%	3.67%	2.81%	3.06%	2.25%
Return on Capital (ROIC)	14.17%	14.17%	8.42%	7.02%	8.53%	6.04%
Earnings Yield	13.47%	15.46%	10.62%	12.38%	15.13%	13.98%
Earnings Yield	13.47%	15.46%	10.62%	12.38%	15.13%	13.98%
FCF Yield	2.83%	3.25%	22.25%	7.46%	17.43%	17.55%
Dividend Yield	7.84%	9.00%	5.56%	8.77%	11.95%	9.55%
Payout Ratio	29.40%	29.40%	50.07%	74.31%	31.78%	32.52%
Total Shareholder Return	7.84%	9.00%	5.56%	8.77%	11.95%	9.55%

Updated Mar 5, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.