National General Insurance Co. (P.J.S.C.) (DFM:NGI)

DFM:NGI Ratios and Metrics

Market cap in millions AED. Fiscal year is January - December.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 3, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Market Capitalization	957	825	705	489	468	330
Market Cap Growth	45.00%	17.02%	44.17%	4.49%	41.82%	-
Enterprise Value	882	777	628	453	388	300
PE Ratio	7.69	6.47	9.41	8.07	6.61	7.16
PS Ratio	1.51	1.35	1.62	1.42	1.21	0.98
PB Ratio	1.40	1.28	1.23	0.91	0.88	0.67
P/FCF Ratio	4.22	30.82	4.49	13.40	5.74	5.70
P/OCF Ratio	4.20	29.37	4.41	12.14	5.41	5.66
EV/Sales Ratio	1.39	1.27	1.44	1.31	1.01	0.89
EV/EBITDA Ratio	6.51	5.56	8.19	7.29	5.38	6.31
EV/EBIT Ratio	6.61	5.63	8.39	7.48	5.49	6.52
EV/FCF Ratio	3.89	29.05	4.00	12.42	4.76	5.19
Debt / Equity Ratio	-	-	-	-	0.01	0.01
Debt / EBITDA Ratio	-	-	-	-	0.09	0.14
Debt / FCF Ratio	-	-	-	-	0.08	0.12
Quick Ratio	2.30	0.78	3.23	5.98	0.27	0.52
Current Ratio	11.29	6.44	13.55	19.52	0.82	1.10
Asset Turnover	0.38	0.41	0.34	0.26	0.27	0.26
Return on Equity (ROE)	18.81%	20.93%	13.46%	11.30%	13.83%	9.73%
Return on Assets (ROA)	5.02%	5.73%	3.67%	2.81%	3.06%	2.25%
Return on Capital (ROIC)	12.62%	14.17%	8.42%	7.02%	8.53%	6.04%
Earnings Yield	13.00%	15.46%	10.62%	12.38%	15.13%	13.98%
FCF Yield	23.67%	3.25%	22.25%	7.46%	17.43%	17.55%
Dividend Yield	7.75%	9.58%	5.92%	9.34%	12.72%	10.17%
Payout Ratio	59.68%	29.40%	50.07%	74.31%	31.78%	32.52%
Total Shareholder Return	7.75%	9.58%	5.92%	9.34%	12.72%	10.17%

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.