National General Insurance Co. (P.J.S.C.) (DFM: NGI)

NGI Ratios and Metrics

Market cap in millions AED. Fiscal year is January - December.

Fiscal Year	Current	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 25, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Market Capitalization	808	705	489	468	330	330
Market Cap Growth	86.47%	44.17%	4.49%	41.82%	0%	10.00%
Enterprise Value	727	628	453	388	300	286
PE Ratio	6.08	9.01	7.07	5.32	5.11	13.50
PS Ratio	1.45	1.62	1.42	1.21	0.98	1.10
PB Ratio	1.33	1.23	0.91	0.88	0.67	0.72
P/FCF Ratio	57.61	4.49	13.40	5.74	5.70	14.63
P/OCF Ratio	55.27	4.41	12.14	5.41	5.66	13.03
EV/Sales Ratio	1.31	1.44	1.31	1.01	0.89	0.95
EV/EBITDA Ratio	5.09	8.19	7.29	5.37	6.31	14.72
EV/EBIT Ratio	5.15	8.39	7.48	5.49	6.52	16.39
EV/FCF Ratio	51.80	4.00	12.42	4.76	5.19	12.69
Debt / Equity Ratio	-	-	-	0.01	0.01	-
Debt / EBITDA Ratio	-	-	-	0.09	0.14	-
Debt / FCF Ratio	-	-	-	0.08	0.12	-
Quick Ratio	4.25	3.23	5.98	0.27	0.52	0.37
Current Ratio	30.54	13.55	19.52	0.82	1.10	0.90
Asset Turnover	0.40	0.34	0.26	0.27	0.26	0.25
Return on Equity (ROE)	23.59%	13.47%	11.30%	13.83%	9.73%	3.79%
Return on Assets (ROA)	6.28%	3.67%	2.81%	3.06%	2.25%	0.91%
Return on Capital (ROIC)	15.64%	8.42%	7.02%	8.53%	6.04%	2.37%
Earnings Yield	16.44%	10.62%	12.38%	15.13%	13.98%	5.29%
FCF Yield	1.74%	22.25%	7.46%	17.43%	17.55%	6.84%
Dividend Yield	6.49%	5.56%	10.52%	11.95%	9.55%	6.36%
Payout Ratio	28.21%	50.07%	74.31%	31.78%	32.52%	128.84%
Total Shareholder Return	6.49%	5.56%	10.52%	11.95%	9.55%	6.36%

Source: S&P Capital IQ. Insurance template. Financial Sources.