Islamic Arab Insurance Co. (Salama) PJSC (DFM:SALAMA)

DFM:SALAMA Ratios and Metrics

Market cap in millions AED. Fiscal year is January - December.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Apr 2, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Market Capitalization	251	370	383	508	631	904
Market Cap Growth	-31.22%	-3.37%	-24.55%	-19.57%	-30.22%	-10.05%
Enterprise Value	121	273	334	484	539	942
PE Ratio	62.45	92.18	29.25	-	33.40	22.58
PS Ratio	0.24	0.35	0.35	0.43	0.67	1.25
PB Ratio	0.70	1.03	1.15	1.38	0.77	1.07
P/FCF Ratio	-	-	-	4.98	-	2.82
P/OCF Ratio	-	-	-	4.96	-	2.80
EV/Sales Ratio	0.12	0.26	0.31	0.41	0.57	1.30
EV/EBITDA Ratio	6.41	16.01	10.06	-	10.25	15.71
EV/EBIT Ratio	8.75	19.73	11.09	-	10.92	16.51
EV/FCF Ratio	-2.03	-	-	4.75	-	2.93
Debt / Equity Ratio	0.02	0.02	0.02	0.01	0.01	0.04
Debt / EBITDA Ratio	0.32	0.32	0.17	-	0.16	0.47
Debt / FCF Ratio	-	-	-	0.05	-	0.09
Net Debt / Equity Ratio	-0.53	-0.53	-0.43	-0.38	-0.15	-0.09
Net Debt / EBITDA Ratio	-11.10	-11.10	-4.35	2.31	-2.37	-1.25
Net Debt / FCF Ratio	3.18	3.18	1.79	-1.39	0.20	-0.23
Quick Ratio	0.74	0.74	0.64	0.73	0.80	0.28
Current Ratio	3.18	3.18	3.26	2.76	2.57	0.99
Asset Turnover	0.32	0.32	0.33	0.34	0.23	0.16
Return on Equity (ROE)	3.23%	3.23%	6.99%	-23.52%	4.27%	5.50%
Return on Assets (ROA)	0.27%	0.27%	0.57%	-1.16%	0.74%	0.77%
Return on Invested Capital (ROIC)	2.53%	2.62%	5.66%	-10.64%	4.65%	5.34%
Earnings Yield	1.60%	1.08%	3.42%	-31.21%	2.99%	4.43%
FCF Yield	-23.79%	-16.12%	-21.09%	20.07%	-98.92%	35.52%
Dividend Yield	-	-	-	-	-	2.71%
Payout Ratio	-	-	-	-	125.68%	244.77%
Buyback Yield / Dilution	0.00%	0.00%	6.07%	-6.46%	-	0.00%
Total Shareholder Return	0.00%	0.00%	6.07%	-6.46%	-	2.71%

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.