Islamic Arab Insurance Co. (Salama) PJSC (DFM:SALAMA)
United Arab Emirates flag United Arab Emirates · Delayed Price · Currency is AED
0.7230
+0.0150 (2.12%)
At close: Jun 5, 2026

DFM:SALAMA Statistics

Total Valuation

DFM:SALAMA has a market cap or net worth of AED 580.54 million. The enterprise value is 364.39 million.

Market Cap580.54M
Enterprise Value 364.39M

Important Dates

The next estimated earnings date is Friday, August 14, 2026.

Earnings Date Aug 14, 2026
Ex-Dividend Date n/a

Share Statistics

DFM:SALAMA has 819.98 million shares outstanding. The number of shares has decreased by -0.00% in one year.

Current Share Class 819.98M
Shares Outstanding 819.98M
Shares Change (YoY) -0.00%
Shares Change (QoQ) n/a
Owned by Insiders (%) 0.02%
Owned by Institutions (%) 0.01%
Float 360.68M

Valuation Ratios

The trailing PE ratio is 21.56.

PE Ratio 21.56
Forward PE n/a
PS Ratio 0.61
PB Ratio 1.15
P/TBV Ratio 1.52
P/FCF Ratio n/a
P/OCF Ratio n/a
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 12.37, with an EV/FCF ratio of -2.19.

EV / Earnings 22.97
EV / Sales 0.38
EV / EBITDA 12.37
EV / EBIT 14.87
EV / FCF -2.19

Financial Position

The company has a current ratio of 1.75, with a Debt / Equity ratio of 0.01.

Current Ratio 1.75
Quick Ratio 0.53
Debt / Equity 0.01
Debt / EBITDA 0.18
Debt / FCF -0.03
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 5.87% and return on invested capital (ROIC) is 4.35%.

Return on Equity (ROE) 5.87%
Return on Assets (ROA) 0.48%
Return on Invested Capital (ROIC) 4.35%
Return on Capital Employed (ROCE) 0.94%
Weighted Average Cost of Capital (WACC) 5.92%
Revenue Per Employee n/a
Profits Per Employee n/a
Employee Count n/a
Asset Turnover 0.30
Inventory Turnover n/a

Taxes

In the past 12 months, DFM:SALAMA has paid 7.06 million in taxes.

Income Tax 7.06M
Effective Tax Rate 22.19%

Stock Price Statistics

The stock price has decreased by -3.99% in the last 52 weeks. The beta is 0.31, so DFM:SALAMA's price volatility has been lower than the market average.

Beta (5Y) 0.31
52-Week Price Change -3.99%
50-Day Moving Average 0.59
200-Day Moving Average 0.71
Relative Strength Index (RSI) 64.91
Average Volume (20 Days) 5,636,465

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) n/a

Income Statement

In the last 12 months, DFM:SALAMA had revenue of AED 947.48 million and earned 15.86 million in profits. Earnings per share was 0.03.

Revenue947.48M
Gross Profit 40.42M
Operating Income 24.51M
Pretax Income 31.84M
Net Income 15.86M
EBITDA 27.66M
EBIT 24.51M
Earnings Per Share (EPS) 0.03
Full Income Statement

Balance Sheet

The company has 287.80 million in cash and 5.36 million in debt, with a net cash position of 272.97 million or 0.33 per share.

Cash & Cash Equivalents 287.80M
Total Debt 5.36M
Net Cash 272.97M
Net Cash Per Share 0.33
Equity (Book Value) 505.02M
Book Value Per Share 0.93
Working Capital 458.66M
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was -163.94 million and capital expenditures -2.11 million, giving a free cash flow of -166.04 million.

Operating Cash Flow -163.94M
Capital Expenditures -2.11M
Depreciation & Amortization n/a
Net Borrowing n/a
Free Cash Flow -166.04M
FCF Per Share -0.20
Full Cash Flow Statement

Margins

Gross margin is 4.27%, with operating and profit margins of 2.59% and 1.67%.

Gross Margin 4.27%
Operating Margin 2.59%
Pretax Margin 3.36%
Profit Margin 1.67%
EBITDA Margin 2.92%
EBIT Margin 2.59%
FCF Margin n/a

Dividends & Yields

DFM:SALAMA does not appear to pay any dividends at this time.

Dividend Per Share n/a
Dividend Yield n/a
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio n/a
Buyback Yield 0.00%
Shareholder Yield 0.00%
Earnings Yield 2.73%
FCF Yield -28.60%
Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on January 9, 2026. It was a reverse split with a ratio of 0.52345607.

Last Split Date Jan 9, 2026
Split Type Reverse
Split Ratio 0.52345607

Scores

Altman Z-Score n/a
Piotroski F-Score 3