Islamic Arab Insurance Co. (Salama) PJSC (DFM:SALAMA)
United Arab Emirates flag United Arab Emirates · Delayed Price · Currency is AED
0.4040
+0.0040 (1.00%)
At close: Dec 4, 2025

DFM:SALAMA Statistics

Total Valuation

DFM:SALAMA has a market cap or net worth of AED 372.79 million. The enterprise value is 276.11 million.

Market Cap372.79M
Enterprise Value 276.11M

Important Dates

The last earnings date was Wednesday, November 12, 2025.

Earnings Date Nov 12, 2025
Ex-Dividend Date n/a

Share Statistics

DFM:SALAMA has 922.76 million shares outstanding. The number of shares has increased by 0.02% in one year.

Current Share Class 922.76M
Shares Outstanding 922.76M
Shares Change (YoY) +0.02%
Shares Change (QoQ) n/a
Owned by Insiders (%) 23.92%
Owned by Institutions (%) 0.14%
Float 468.58M

Valuation Ratios

The trailing PE ratio is 525.06.

PE Ratio 525.06
Forward PE n/a
PS Ratio 0.46
PB Ratio 1.04
P/TBV Ratio 1.58
P/FCF Ratio n/a
P/OCF Ratio n/a
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 8.23, with an EV/FCF ratio of -1.63.

EV / Earnings 388.88
EV / Sales 0.34
EV / EBITDA 8.23
EV / EBIT 9.92
EV / FCF -1.63

Financial Position

The company has a current ratio of 1.56, with a Debt / Equity ratio of 0.01.

Current Ratio 1.56
Quick Ratio 0.35
Debt / Equity 0.01
Debt / EBITDA 0.15
Debt / FCF -0.03
Interest Coverage 1.40

Financial Efficiency

Return on equity (ROE) is 1.04% and return on invested capital (ROIC) is 3.41%.

Return on Equity (ROE) 1.04%
Return on Assets (ROA) 0.51%
Return on Invested Capital (ROIC) 3.41%
Return on Capital Employed (ROCE) 1.06%
Revenue Per Employee n/a
Profits Per Employee n/a
Employee Count n/a
Asset Turnover 0.24
Inventory Turnover n/a

Taxes

In the past 12 months, DFM:SALAMA has paid 5.89 million in taxes.

Income Tax 5.89M
Effective Tax Rate 52.91%

Stock Price Statistics

The stock price has increased by +2.26% in the last 52 weeks. The beta is 0.22, so DFM:SALAMA's price volatility has been lower than the market average.

Beta (5Y) 0.22
52-Week Price Change +2.26%
50-Day Moving Average 0.40
200-Day Moving Average 0.40
Relative Strength Index (RSI) 48.37
Average Volume (20 Days) 2,375,590

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) n/a

Income Statement

In the last 12 months, DFM:SALAMA had revenue of AED 813.65 million and earned 710,000 in profits. Earnings per share was 0.00.

Revenue813.65M
Gross Profit 244.08M
Operating Income 27.84M
Pretax Income 11.14M
Net Income 710,000
EBITDA 31.18M
EBIT 27.84M
Earnings Per Share (EPS) 0.00
Full Income Statement

Balance Sheet

The company has 163.97 million in cash and 5.15 million in debt, giving a net cash position of 153.77 million or 0.17 per share.

Cash & Cash Equivalents 163.97M
Total Debt 5.15M
Net Cash 153.77M
Net Cash Per Share 0.17
Equity (Book Value) 359.32M
Book Value Per Share 0.33
Working Capital 319.81M
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was -168.44 million and capital expenditures -1.16 million, giving a free cash flow of -169.60 million.

Operating Cash Flow -168.44M
Capital Expenditures -1.16M
Free Cash Flow -169.60M
FCF Per Share -0.18
Full Cash Flow Statement

Margins

Gross margin is 30.00%, with operating and profit margins of 3.42% and 0.09%.

Gross Margin 30.00%
Operating Margin 3.42%
Pretax Margin 1.37%
Profit Margin 0.09%
EBITDA Margin 3.83%
EBIT Margin 3.42%
FCF Margin n/a

Dividends & Yields

DFM:SALAMA does not appear to pay any dividends at this time.

Dividend Per Share n/a
Dividend Yield n/a
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio n/a
Buyback Yield -0.02%
Shareholder Yield -0.02%
Earnings Yield 0.19%
FCF Yield -45.49%
Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on March 27, 2023. It was a reverse split with a ratio of 0.7765241227.

Last Split Date Mar 27, 2023
Split Type Reverse
Split Ratio 0.7765241227

Scores

Altman Z-Score n/a
Piotroski F-Score 2