Watania International Holding PJSC (DFM:WATANIA)

United Arab Emirates · Delayed Price · Currency is AED

0.6600

-0.0100 (-1.49%)

At close: Aug 6, 2026

DFM:WATANIA Financials Overview

Financials in millions AED. Fiscal year is January - December.

Millions AED. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	586.07	585.04	544.12	987.91	832.66	497.86
Revenue Growth	21.09%	7.52%	-44.92%	18.64%	67.25%	14.75%
Operating Income	35.65	38.54	-0.24	-4.94	-64.61	26.29
Net Income	31.43	34.36	9.77	13.28	-53.13	21.58
Earnings Per Share	0.12	0.13	0.04	0.05	-0.20	0.14
EPS Growth	1224.67%	251.65%	-26.40%	-	-	-4.70%

Revenue by Segment

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Takaful - General Takaful	47.95	43.82	20.47	788.55	693.36	400.43
Takaful - Group Life (Employee Benefits)	8.99	11.28	5.28	130.55	114.3	14.31
Takaful - Family	22.88	23.16	18.19	56.5	17.68	59.28
Investments	6.37	6.9	7.39	14.89	8.64	27.47
Total	86.19	85.16	51.33	990.49	833.96	501.48

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	161.73	128.11	123.11	78.35	103.06	33.84
Total Debt	104.43	104.38	54.94	82.31	104.35	118.35
Net Cash (Debt)	57.3	23.73	68.17	-3.96	-1.29	-84.51
Net Cash Growth	-80.89%	-65.19%	-	-	-	-
Net Cash Per Share	0.22	0.09	0.26	-0.02	-0.00	-0.56

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	62.3	55.96	-52.64	-63.63	4.06	-39.83
Capital Expenditures	-0.63	-0.89	-3.03	-7.66	-1.51	-3.45
Free Cash Flow	61.67	55.07	-55.67	-71.29	2.55	-43.28
Free Cash Flow Growth	-	-	-	-	-	-

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Margin	6.08%	6.59%	-0.04%	-0.50%	-7.76%	5.28%
Pretax Margin	5.80%	6.39%	1.91%	1.32%	-6.38%	4.33%
Profit Margin	5.36%	5.87%	1.80%	1.34%	-6.38%	4.33%
FCF Margin	10.52%	9.41%	-10.23%	-7.22%	0.31%	-8.69%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 7, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	5.46	4.96	18.88	11.84	-	8.69
P/FCF Ratio	2.69	3.10	-	-	71.30	-
PS Ratio	0.28	0.29	0.34	0.16	0.22	0.38