Watania International Holding PJSC (DFM:WATANIA)

United Arab Emirates · Delayed Price · Currency is AED

0.6800

+0.0070 (1.04%)

At close: Aug 27, 2026

DFM:WATANIA Financials Overview

Financials in millions AED. Fiscal year is January - December.

Millions AED. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	604.64	585.04	544.12	987.91	832.66	497.86
Revenue Growth	49.05%	7.52%	-44.92%	18.64%	67.25%	14.75%
Operating Income	45.94	38.54	-0.24	-4.94	-64.61	26.29
Net Income	39.88	34.36	9.77	13.28	-53.13	21.58
Earnings Per Share	0.15	0.13	0.04	0.05	-0.20	0.14
EPS Growth	379.31%	251.65%	-26.40%	-	-	-4.70%

Revenue by Segment

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Takaful - General Takaful	62.73	43.82	20.47	788.55	693.36	400.43
Takaful - Group Life (Employee Benefits)	13.07	11.28	5.28	130.55	114.3	14.31
Takaful - Family	22.07	23.16	18.19	56.5	17.68	59.28
Investments	6.89	6.9	7.39	14.89	8.64	27.47
Total	104.76	85.16	51.33	990.49	833.96	501.48

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	158.44	128.11	123.11	78.35	103.06	33.84
Total Debt	69.97	104.38	54.94	82.31	104.35	118.35
Net Cash (Debt)	88.46	23.73	68.17	-3.96	-1.29	-84.51
Net Cash Growth	-71.53%	-65.19%	-	-	-	-
Net Cash Per Share	0.34	0.09	0.26	-0.02	-0.00	-0.56

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	50.39	55.96	-52.64	-63.63	4.06	-39.83
Capital Expenditures	-0.82	-0.89	-3.03	-7.66	-1.51	-3.45
Free Cash Flow	49.57	55.07	-55.67	-71.29	2.55	-43.28
Free Cash Flow Growth	97.39%	-	-	-	-	-

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Margin	7.60%	6.59%	-0.04%	-0.50%	-7.76%	5.28%
Pretax Margin	7.20%	6.39%	1.91%	1.32%	-6.38%	4.33%
Profit Margin	6.60%	5.87%	1.80%	1.34%	-6.38%	4.33%
FCF Margin	8.20%	9.41%	-10.23%	-7.22%	0.31%	-8.69%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 28, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	4.44	4.96	18.88	11.84	-	8.69
P/FCF Ratio	3.41	3.10	-	-	71.30	-
PS Ratio	0.28	0.29	0.34	0.16	0.22	0.38