Bangladesh National Insurance Company Limited (DSE:BNICL)
39.20
-0.70 (-1.75%)
At close: Jul 17, 2025
DSE:BNICL Income Statement
Financials in millions BDT. Fiscal year is January - December.
Millions BDT. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2015 - 2019 |
---|---|---|---|---|---|---|---|
Period Ending | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2015 - 2019 |
Premiums & Annuity Revenue | 792.48 | 821.77 | 790.85 | 645.75 | 586.63 | 367.92 | Upgrade |
Total Interest & Dividend Income | 201.97 | 167.47 | 108.76 | 92.29 | 78.01 | 75.81 | Upgrade |
Gain (Loss) on Sale of Investments | -4.63 | -3.13 | 2.7 | 21.91 | 10.75 | 11.32 | Upgrade |
Other Revenue | 74.38 | 67.33 | 54.48 | 75.32 | 57.67 | 39.54 | Upgrade |
1,064 | 1,053 | 956.79 | 835.26 | 733.06 | 494.59 | Upgrade | |
Revenue Growth (YoY) | 10.18% | 10.10% | 14.55% | 13.94% | 48.21% | 2.94% | Upgrade |
Policy Benefits | 308.96 | 319.81 | 234.08 | 159.56 | 234.26 | 88.79 | Upgrade |
Policy Acquisition & Underwriting Costs | 152.96 | 152.96 | 150.31 | 135.81 | 47.17 | 75.25 | Upgrade |
Depreciation & Amortization | 41.55 | 41.55 | 38.43 | 28.97 | 14.84 | 8.02 | Upgrade |
Selling, General & Administrative | 290.45 | 290.45 | 291.88 | 274.15 | 233.89 | 163.37 | Upgrade |
Total Operating Expenses | 806.53 | 816.35 | 726.09 | 609.78 | 539.76 | 343.02 | Upgrade |
Operating Income | 257.66 | 237.08 | 230.7 | 225.48 | 193.3 | 151.58 | Upgrade |
Interest Expense | -5.35 | -5.35 | -2.84 | -1.63 | -1.24 | - | Upgrade |
Other Non Operating Income (Expenses) | -0 | - | - | 0 | - | 0 | Upgrade |
EBT Excluding Unusual Items | 252.32 | 231.74 | 227.86 | 223.85 | 192.06 | 151.58 | Upgrade |
Gain (Loss) on Sale of Assets | -0.05 | -0.05 | -0.08 | 1.9 | 0.06 | - | Upgrade |
Pretax Income | 252.26 | 231.68 | 227.79 | 225.75 | 192.13 | 151.58 | Upgrade |
Income Tax Expense | 55.74 | 46.35 | 49 | 48.97 | 49.1 | 41.49 | Upgrade |
Net Income | 196.53 | 185.34 | 178.79 | 176.78 | 143.03 | 110.08 | Upgrade |
Net Income to Common | 196.53 | 185.34 | 178.79 | 176.78 | 143.03 | 110.08 | Upgrade |
Net Income Growth | 8.51% | 3.67% | 1.14% | 23.60% | 29.93% | 24.33% | Upgrade |
Shares Outstanding (Basic) | 44 | 44 | 44 | 44 | 44 | 44 | Upgrade |
Shares Outstanding (Diluted) | 44 | 44 | 44 | 44 | 44 | 44 | Upgrade |
Shares Change (YoY) | 0.36% | - | - | - | - | - | Upgrade |
EPS (Basic) | 4.44 | 4.19 | 4.04 | 4.00 | 3.23 | 2.49 | Upgrade |
EPS (Diluted) | 4.44 | 4.19 | 4.04 | 4.00 | 3.23 | 2.49 | Upgrade |
EPS Growth | 8.12% | 3.67% | 1.14% | 23.60% | 29.93% | 24.33% | Upgrade |
Free Cash Flow | 309.12 | 295.14 | 53.65 | 394.84 | 408.12 | 214.72 | Upgrade |
Free Cash Flow Per Share | 6.98 | 6.67 | 1.21 | 8.92 | 9.22 | 4.85 | Upgrade |
Dividend Per Share | 2.000 | 2.000 | 2.000 | 2.000 | 1.800 | 1.500 | Upgrade |
Dividend Growth | - | - | - | 11.11% | 20.00% | 25.00% | Upgrade |
Operating Margin | 24.21% | 22.51% | 24.11% | 27.00% | 26.37% | 30.65% | Upgrade |
Profit Margin | 18.47% | 17.59% | 18.69% | 21.16% | 19.51% | 22.26% | Upgrade |
Free Cash Flow Margin | 29.05% | 28.02% | 5.61% | 47.27% | 55.67% | 43.41% | Upgrade |
EBITDA | 271.4 | 251.49 | 248.4 | 243.4 | 201.51 | 159.6 | Upgrade |
EBITDA Margin | 25.50% | 23.87% | 25.96% | 29.14% | 27.49% | 32.27% | Upgrade |
D&A For EBITDA | 13.74 | 14.41 | 17.7 | 17.92 | 8.21 | 8.02 | Upgrade |
EBIT | 257.66 | 237.08 | 230.7 | 225.48 | 193.3 | 151.58 | Upgrade |
EBIT Margin | 24.21% | 22.51% | 24.11% | 27.00% | 26.37% | 30.65% | Upgrade |
Effective Tax Rate | 22.09% | 20.00% | 21.51% | 21.69% | 25.55% | 27.38% | Upgrade |
Source: S&P Global Market Intelligence. Insurance template. Financial Sources.