DSE:BNICL Balance Sheet

Financials in millions BDT. Fiscal year is January - December.

Millions BDT. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Investments in Equity & Preferred Securities	52.71	51.72	100.3	101.89	127.55	78.34
Total Investments	287.66	453.3	491.87	495.68	396.2	315
Cash & Equivalents	1,916	1,800	1,709	1,530	1,530	1,293
Reinsurance Recoverable	1.2	1.2	1.2	1.2	1.2	1.2
Other Receivables	56.02	69.69	67.84	40.05	36.62	31.28
Property, Plant & Equipment	435.82	93.83	119.74	94.75	73.25	62.63
Other Current Assets	328.94	269.73	206.76	197.02	146.88	226.35
Other Long-Term Assets	-	235.01	174.95	127.17	146.97	75
Total Assets	3,025	2,922	2,771	2,486	2,331	2,004
Accrued Expenses	18.97	56.11	71.42	67.17	64.21	31.15
Insurance & Annuity Liabilities	-	311.33	330.73	323.72	264.49	242.44
Unpaid Claims	-	412.26	380.44	174.88	213.14	129.63
Unearned Premiums	-	209.57	160.94	117.19	88.16	62.86
Reinsurance Payable	-	198.94	241.4	273.17	235.88	306.57
Current Income Taxes Payable	-	278.37	211.33	211.02	160.04	238.89
Long-Term Leases	-	45.82	58.29	29.06	14.91	14.58
Long-Term Deferred Tax Liabilities	-	4.37	5.3	6.85	8.83	8.77
Other Current Liabilities	1,548	10.35	13.09	12.82	7.38	2.58
Other Long-Term Liabilities	-	12.07	39.45	106.94	220.78	-0
Total Liabilities	1,571	1,539	1,513	1,323	1,278	1,037
Common Stock	442.5	442.5	442.5	442.5	442.5	442.5
Retained Earnings	1,012	940.74	816.33	720.45	610.46	524.46
Shareholders' Equity	1,455	1,383	1,259	1,163	1,053	966.96
Total Liabilities & Equity	3,025	2,922	2,771	2,486	2,331	2,004
Filing Date Shares Outstanding	44.25	44.25	44.25	44.25	44.25	44.25
Total Common Shares Outstanding	44.25	44.25	44.25	44.25	44.25	44.25
Total Debt	-	45.82	58.29	29.06	14.91	14.58
Net Cash (Debt)	1,916	1,754	1,651	1,501	1,515	1,278
Net Cash Growth	9.37%	6.25%	9.98%	-0.91%	18.49%	28.39%
Net Cash Per Share	43.28	39.63	37.30	33.92	34.23	28.89
Book Value Per Share	32.87	31.26	28.45	26.28	23.80	21.85
Tangible Book Value	1,455	1,383	1,259	1,163	1,053	966.96
Tangible Book Value Per Share	32.87	31.26	28.45	26.28	23.80	21.85
Machinery	-	123.31	120.26	118.65	115.61	95.32

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.