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Bangladesh National Insurance Company Limited (DSE:BNICL)
Bangladesh flag Bangladesh · Delayed Price · Currency is BDT
102.40
-4.80 (-4.48%)
At close: Jul 23, 2026

DSE:BNICL Financials Overview

Millions BDT. Fiscal year is Jan - Dec.

Revenue & Profits
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
1,1261,0811,053956.79835.26733.06
Revenue Growth
5.77%2.62%10.10%14.55%13.94%48.21%
Operating Income
319283.65237.08230.7225.48193.3
Net Income
237.46212.91185.34178.79176.78143.03
Earnings Per Share
5.374.814.194.044.003.23
EPS Growth
20.92%14.88%3.67%1.14%23.60%29.93%

Cash & Debt
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
1,9161,8001,7091,5301,5301,293
Total Debt
-45.8258.2929.0614.9114.58
Net Cash (Debt)
1,9161,7541,6511,5011,5151,278
Net Cash Growth
9.37%6.25%9.98%-0.91%18.49%28.39%
Net Cash Per Share
43.2839.6337.3033.9234.2328.89

Cash Flow & CapEx
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
261.74181.5296.95187.01456.8427.88
Capital Expenditures
-17.2-16.29-1.81-133.36-61.95-19.76
Free Cash Flow
244.53165.21295.1453.65394.84408.12
Free Cash Flow Growth
-20.89%-44.02%450.11%-86.41%-3.25%90.07%

Margins
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Margin
28.34%26.24%22.51%24.11%27.00%26.37%
Pretax Margin
27.93%25.81%21.99%23.81%27.03%26.21%
Profit Margin
21.10%19.70%17.59%18.69%21.16%19.51%
FCF Margin
21.73%15.28%28.02%5.61%47.27%55.67%

Dividends
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJul '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
2.2002.2002.0002.0002.0001.800
Dividend Per Share Growth
10.00%10.00%0%0%11.11%20.00%
Dividend Yield
2.15%5.05%5.03%4.00%4.06%1.60%

Valuation
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJul '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
20.999.2910.2714.0314.4942.05
P/FCF Ratio
20.3811.976.4546.776.4914.74
PS Ratio
4.431.831.812.623.078.20