Bangladesh National Insurance Company Limited (DSE:BNICL)

DSE:BNICL Ratios and Metrics

Market cap in millions BDT. Fiscal year is January - December.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	May 22, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Market Capitalization	4,058	1,978	1,903	2,509	2,562	6,014
Market Cap Growth	130.98%	3.95%	-24.16%	-2.07%	-57.39%	84.90%
Enterprise Value	2,142	224	292	1,057	1,065	5,090
PE Ratio	17.09	9.29	10.27	14.03	14.49	42.05
PS Ratio	3.60	1.83	1.81	2.62	3.07	8.20
PB Ratio	2.79	1.43	1.51	2.16	2.43	6.22
P/FCF Ratio	16.59	11.97	6.45	46.77	6.49	14.74
P/OCF Ratio	15.50	10.90	6.41	13.42	5.61	14.05
EV/Sales Ratio	1.90	0.21	0.28	1.11	1.27	6.94
EV/EBITDA Ratio	5.97	0.76	1.16	4.26	4.38	25.26
EV/EBIT Ratio	6.71	0.79	1.23	4.58	4.72	26.33
EV/FCF Ratio	8.76	1.36	0.99	19.71	2.70	12.47
Debt / Equity Ratio	-	0.03	0.05	0.03	0.01	0.02
Debt / EBITDA Ratio	-	0.14	0.21	0.11	0.06	0.07
Debt / FCF Ratio	-	0.28	0.20	0.54	0.04	0.04
Net Debt / Equity Ratio	-1.32	-1.27	-1.31	-1.29	-1.44	-1.32
Net Debt / EBITDA Ratio	-5.79	-5.93	-6.56	-6.04	-6.22	-6.34
Net Debt / FCF Ratio	-7.83	-10.62	-5.59	-27.98	-3.84	-3.13
Quick Ratio	1.22	1.54	1.59	1.79	1.99	1.68
Current Ratio	1.47	1.84	1.84	2.07	2.23	2.01
Asset Turnover	0.39	0.38	0.40	0.40	0.39	0.41
Return on Equity (ROE)	17.21%	16.12%	15.31%	16.14%	17.50%	15.39%
Return on Assets (ROA)	6.87%	6.23%	5.64%	5.99%	6.50%	6.73%
Return on Invested Capital (ROIC)	16.71%	15.76%	15.12%	16.02%	17.23%	15.25%
Earnings Yield	5.85%	10.76%	9.74%	7.13%	6.90%	2.38%
FCF Yield	6.03%	8.35%	15.51%	2.14%	15.41%	6.79%
Dividend Yield	2.40%	5.05%	5.03%	4.00%	4.06%	1.60%
Payout Ratio	41.01%	41.57%	47.75%	49.50%	45.06%	46.41%
Total Shareholder Return	2.47%	5.05%	5.03%	4.00%	4.06%	1.60%

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.