Bangladesh National Insurance Company Limited (DSE:BNICL)
Bangladesh · Delayed Price · Currency is BDT 116.70
+2.00 (1.74%)
At close: Aug 13, 2026
DSE:BNICL Ratios and Metrics
Market cap in millions BDT. Fiscal year is January - December.
Millions BDT. Fiscal year is Jan - Dec.
Total Valuation
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Aug '26 Aug 12, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
| 5,164 | 1,978 | 1,903 | 2,509 | 2,562 | 6,014 | |
Market Cap Growth | 186.03% | 3.95% | -24.16% | -2.07% | -57.39% | 84.90% |
Enterprise Value | 3,119 | 224 | 292 | 1,057 | 1,065 | 5,090 |
Price Ratios
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Aug '26 Aug 12, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 20.23 | 9.29 | 10.27 | 14.03 | 14.49 | 42.05 |
PS Ratio | 4.30 | 1.83 | 1.81 | 2.62 | 3.07 | 8.20 |
PB Ratio | 3.41 | 1.43 | 1.51 | 2.16 | 2.43 | 6.22 |
P/FCF Ratio | 15.98 | 11.97 | 6.45 | 46.77 | 6.49 | 14.74 |
P/OCF Ratio | 15.20 | 10.90 | 6.41 | 13.42 | 5.61 | 14.05 |
EV Ratios
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Aug '26 Aug 12, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
EV/Sales Ratio | 2.60 | 0.21 | 0.28 | 1.11 | 1.27 | 6.94 |
EV/EBITDA Ratio | 8.15 | 0.76 | 1.16 | 4.26 | 4.38 | 25.26 |
EV/EBIT Ratio | 9.08 | 0.79 | 1.23 | 4.58 | 4.72 | 26.33 |
EV/FCF Ratio | 9.65 | 1.36 | 0.99 | 19.71 | 2.70 | 12.47 |
Financial Efficiency
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Aug '26 Aug 12, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Debt / Equity Ratio | - | 0.03 | 0.05 | 0.03 | 0.01 | 0.02 |
Debt / EBITDA Ratio | - | 0.14 | 0.21 | 0.11 | 0.06 | 0.07 |
Debt / FCF Ratio | - | 0.28 | 0.20 | 0.54 | 0.04 | 0.04 |
Net Debt / Equity Ratio | -1.35 | -1.27 | -1.31 | -1.29 | -1.44 | -1.32 |
Net Debt / EBITDA Ratio | -5.76 | -5.93 | -6.56 | -6.04 | -6.22 | -6.34 |
Net Debt / FCF Ratio | -6.33 | -10.62 | -5.59 | -27.98 | -3.84 | -3.13 |
Quick Ratio | 1.19 | 1.54 | 1.59 | 1.79 | 1.99 | 1.68 |
Current Ratio | 1.46 | 1.84 | 1.84 | 2.07 | 2.23 | 2.01 |
Asset Turnover | 0.39 | 0.38 | 0.40 | 0.40 | 0.39 | 0.41 |
Return on Equity (ROE) | 17.86% | 16.12% | 15.31% | 16.14% | 17.50% | 15.39% |
Return on Assets (ROA) | 7.04% | 6.23% | 5.64% | 5.99% | 6.50% | 6.73% |
Return on Invested Capital (ROIC) | 17.46% | 15.76% | 15.12% | 16.02% | 17.23% | 15.37% |
Yields
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Aug '26 Aug 12, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Earnings Yield | 4.95% | 10.76% | 9.74% | 7.13% | 6.90% | 2.38% |
FCF Yield | 6.26% | 8.35% | 15.51% | 2.14% | 15.41% | 6.79% |
Dividend Yield | 1.89% | 5.05% | 5.03% | 4.00% | 4.06% | 1.60% |
Payout Ratio | 34.60% | 41.57% | 47.75% | 49.50% | 45.06% | 46.41% |
Total Shareholder Return | 1.65% | 5.05% | 5.03% | 4.00% | 4.06% | 1.60% |