DSE:BNICL Balance Sheet

Financials in millions BDT. Fiscal year is January - December.

Millions BDT. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Investments in Equity & Preferred Securities	54.81	100.3	101.89	127.55	78.34	64.3
Total Investments	279.75	491.87	495.68	396.2	315	300.25
Cash & Equivalents	1,754	1,709	1,530	1,530	1,293	995.72
Reinsurance Recoverable	1.2	1.2	1.2	1.2	1.2	1.2
Other Receivables	78.4	67.84	40.05	36.62	31.28	25.27
Property, Plant & Equipment	426.58	119.74	94.75	73.25	62.63	38.44
Other Current Assets	318.7	206.82	197.02	146.88	226.35	199.2
Other Long-Term Assets	-	174.89	127.17	146.97	75	25
Total Assets	2,859	2,771	2,486	2,331	2,004	1,585
Accrued Expenses	10.38	71.42	67.17	64.21	31.15	23.91
Insurance & Annuity Liabilities	-	330.73	323.72	264.49	242.44	160.29
Unpaid Claims	-	380.44	174.88	213.14	129.63	126.97
Unearned Premiums	-	160.94	117.19	88.16	62.86	59.01
Reinsurance Payable	-	241.4	273.17	235.88	306.57	104.95
Current Income Taxes Payable	-	211.33	211.02	160.04	238.89	209.91
Long-Term Leases	-	58.29	29.06	14.91	14.58	-
Long-Term Deferred Tax Liabilities	-	5.3	6.85	8.83	8.77	7.25
Other Current Liabilities	1,519	13.09	12.82	7.38	2.58	1.53
Other Long-Term Liabilities	-	39.45	106.94	220.78	-0	0.07
Total Liabilities	1,533	1,513	1,323	1,278	1,037	693.89
Common Stock	442.5	442.5	442.5	442.5	442.5	442.5
Retained Earnings	883.09	816.33	720.45	610.46	524.46	448.69
Shareholders' Equity	1,326	1,259	1,163	1,053	966.96	891.19
Total Liabilities & Equity	2,859	2,771	2,486	2,331	2,004	1,585
Filing Date Shares Outstanding	44.25	44.25	44.25	44.25	44.25	44.25
Total Common Shares Outstanding	44.25	44.25	44.25	44.25	44.25	44.25
Total Debt	-	58.29	29.06	14.91	14.58	-
Net Cash (Debt)	1,754	1,651	1,501	1,515	1,278	995.72
Net Cash Growth	8.87%	9.98%	-0.91%	18.49%	28.39%	19.05%
Net Cash Per Share	39.67	37.30	33.92	34.23	28.89	22.50
Book Value Per Share	29.96	28.45	26.28	23.80	21.85	20.14
Tangible Book Value	1,326	1,259	1,163	1,053	966.96	891.19
Tangible Book Value Per Share	29.96	28.45	26.28	23.80	21.85	20.14
Machinery	-	120.26	118.65	115.61	95.32	104.55

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.