Bangladesh National Insurance Company Limited (DSE:BNICL)

DSE:BNICL Cash Flow Statement

Financials in millions BDT. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Income	232.2	185.34	178.79	176.78	143.03	110.08
Depreciation & Amortization	44.47	41.55	38.43	28.97	14.84	8.02
Gain (Loss) on Sale of Assets	-0.19	-0.19	-0.14	-6.01	-0.3	-
Change in Unearned Revenue	40.94	43.75	29.03	25.31	-	-
Change in Income Taxes	-61.95	-58.17	-54.75	-47.34	-25.35	-39.25
Change in Insurance Reserves / Liabilities	205.57	205.57	-38.27	83.51	2.66	-34.53
Change in Other Net Operating Assets	-144.62	-121.92	19.23	159.28	249.04	148.33
Other Operating Activities	-6.48	0.95	14.62	36.27	43.92	36.6
Operating Cash Flow	311.25	296.95	187.01	456.8	427.88	229.66
Operating Cash Flow Growth	105.99%	58.79%	-59.06%	6.76%	86.31%	306.07%
Capital Expenditures	-2.13	-1.81	-133.36	-61.95	-19.76	-14.94
Sale of Property, Plant & Equipment	0.19	0.19	0.14	6.01	0.3	-
Investment in Securities	-45.54	-46.13	25.46	-101.18	-50	-
Other Investing Activities	21	18.25	13.64	12.7	5.18	4.9
Investing Cash Flow	-26.47	-29.49	-94.11	-144.43	-64.28	-10.05
Common Dividends Paid	-88.5	-88.5	-88.5	-79.65	-66.38	-53.1
Financing Cash Flow	-88.5	-88.5	-88.5	-79.65	-66.38	-53.1
Miscellaneous Cash Flow Adjustments	-0	-0	-	0	-	-
Net Cash Flow	196.27	178.96	4.4	232.72	297.22	166.52
Free Cash Flow	309.12	295.14	53.65	394.84	408.12	214.72
Free Cash Flow Growth	111.02%	450.11%	-86.41%	-3.25%	90.07%	-
Free Cash Flow Margin	29.05%	28.02%	5.61%	47.27%	55.67%	43.41%
Free Cash Flow Per Share	6.98	6.67	1.21	8.92	9.22	4.85
Cash Income Tax Paid	60.04	58.17	54.75	47.34	25.35	39.25
Levered Free Cash Flow	352.79	369.37	81.33	178.21	327.35	-
Unlevered Free Cash Flow	356.13	372.72	83.11	179.23	328.12	-
Change in Net Working Capital	-152.75	-184.79	-33.84	-71.29	-212.23	-

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.