Central Insurance PLC. (DSE:CENTRALINS)

Central Insurance PLC. Income Statement

Financials in millions BDT. Fiscal year is January - December.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Premiums & Annuity Revenue	432.98	415.67	397.51	378.72	358.49	346.43
Total Interest & Dividend Income	136.71	105.45	95.08	83.47	79.33	65.35
Gain (Loss) on Sale of Investments	-	-	0.22	0.15	0.01	16.98
Other Revenue	21.19	31.09	26.22	27.42	23.42	20.92
Total Revenue	590.88	552.21	519.03	489.77	461.25	449.67
Revenue Growth	11.51%	6.39%	5.97%	6.18%	2.57%	29.36%
Policy Benefits	112.01	97.48	77.99	64.22	68.77	40.42
Policy Acquisition & Underwriting Costs	67.72	86.83	71.98	68.41	60.46	40.52
Depreciation & Amortization	16.43	16.43	17.48	17.37	18.17	18.7
Selling, General & Administrative	224.34	201.41	202.6	182.23	161.04	147.6
Total Operating Expenses	425.51	407.14	375.05	337.23	313.44	249.79
Operating Income	165.37	145.06	143.98	152.54	147.8	199.88
Other Non Operating Income (Expenses)	-0.48	-0.48	-0.32	-0.65	-0.87	-0.72
EBT Excluding Unusual Items	164.9	144.59	143.66	151.88	146.94	199.16
Gain (Loss) on Sale of Assets	-	-	-	-	0.01	0.58
Pretax Income	164.9	144.59	143.66	151.88	146.95	199.74
Income Tax Expense	38.32	35.91	37.7	40.21	32.14	32.91
Net Income	126.58	108.68	105.96	111.67	114.81	166.83
Net Income to Common	126.58	108.68	105.96	111.67	114.81	166.83
Net Income Growth	23.26%	2.56%	-5.11%	-2.73%	-31.18%	48.77%
Shares Outstanding (Basic)	53	53	53	53	53	53
Shares Outstanding (Diluted)	53	53	53	53	53	53
Shares Change	-	-	-	-	-	-
EPS (Basic)	2.38	2.04	1.99	2.10	2.16	3.14
EPS (Diluted)	2.38	2.04	1.99	2.10	2.16	3.14
EPS Growth	23.26%	2.56%	-5.11%	-2.73%	-31.18%	48.77%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Free Cash Flow	175.45	68.89	71.31	103.15	109.44	123.99
Free Cash Flow Per Share	3.30	1.30	1.34	1.94	2.06	2.33
Dividend Per Share	1.200	1.200	1.200	1.200	1.500	1.800
Dividend Growth	0%	0%	0%	-20.00%	-16.67%	222.52%
Operating Margin	27.99%	26.27%	27.74%	31.14%	32.04%	44.45%
Profit Margin	21.42%	19.68%	20.42%	22.80%	24.89%	37.10%
Free Cash Flow Margin	29.69%	12.47%	13.74%	21.06%	23.73%	27.57%
EBITDA	182.38	160.86	160.39	168.83	164.94	218.58
EBITDA Margin	30.87%	29.13%	30.90%	34.47%	35.76%	48.61%
D&A For EBITDA	17.01	15.8	16.41	16.29	17.14	18.7
EBIT	165.37	145.06	143.98	152.54	147.8	199.88
EBIT Margin	27.99%	26.27%	27.74%	31.14%	32.04%	44.45%
Effective Tax Rate	23.24%	24.83%	26.24%	26.47%	21.87%	16.48%

Data Source: S&P Global Market Intelligence Last updated: Sep 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Nov 4, 2026

Data Sources Report a data error