Crystal Insurance Company Limited (DSE: CRYSTALINS)
Bangladesh
· Delayed Price · Currency is BDT 59.00
+1.70 (2.97%)
At close: Nov 14, 2024
Crystal Insurance Company Income Statement
Financials in millions BDT. Fiscal year is January - December.
Millions BDT. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | 2018 |
|---|---|---|---|---|---|---|---|
Period Ending | Jun '24 Jun 30, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | Dec '19 Dec 31, 2019 | 2018 |
| Premiums & Annuity Revenue | 526.27 | 476.36 | 479.19 | 390.5 | 144 | 99.99 | Upgrade
|
| Total Interest & Dividend Income | 80.06 | 42.85 | 34 | 40.64 | 40.74 | 36.16 | Upgrade
|
| Gain (Loss) on Sale of Investments | 13.97 | 13.97 | 9.9 | 26.1 | - | - | Upgrade
|
| Other Revenue | 47.33 | 55.4 | 49.98 | 70.88 | 15.63 | 6.15 | Upgrade
|
| Total Revenue | 667.63 | 588.59 | 573.06 | 528.12 | 200.36 | 142.29 | Upgrade
|
| Revenue Growth (YoY) | 16.83% | 2.71% | 8.51% | 163.58% | 40.81% | 41.46% | Upgrade
|
| Policy Benefits | 177.08 | 121.85 | 120.4 | 87.93 | - | - | Upgrade
|
| Policy Acquisition & Underwriting Costs | 71.06 | 62.47 | 59.46 | 27.53 | - | - | Upgrade
|
| Depreciation & Amortization | 35.63 | 37.49 | 37.67 | 37.43 | 35.17 | 28.65 | Upgrade
|
| Selling, General & Administrative | 204.33 | 205.95 | 210.22 | 226.22 | 3.93 | 3.95 | Upgrade
|
| Other Operating Expenses | 14.27 | 13.03 | 9.24 | 7.14 | 7.64 | 0.52 | Upgrade
|
| Total Operating Expenses | 509.33 | 447.74 | 443.19 | 392.66 | 53.87 | 33.13 | Upgrade
|
| Operating Income | 158.31 | 140.85 | 129.87 | 135.46 | 146.49 | 109.16 | Upgrade
|
| Interest Expense | -1.06 | -1.11 | -1.49 | -1.15 | -0.96 | - | Upgrade
|
| Other Non Operating Income (Expenses) | -0.7 | -0.67 | -4.35 | -6.03 | -2.75 | -3.39 | Upgrade
|
| EBT Excluding Unusual Items | 156.54 | 139.06 | 124.04 | 128.28 | 142.78 | 105.78 | Upgrade
|
| Pretax Income | 156.54 | 139.06 | 124.04 | 128.28 | 142.78 | 105.78 | Upgrade
|
| Income Tax Expense | 30.95 | 17.19 | 15.08 | 15.11 | 27.33 | - | Upgrade
|
| Net Income | 125.59 | 121.87 | 108.96 | 113.17 | 115.45 | 105.78 | Upgrade
|
| Net Income to Common | 124.75 | 121.87 | 108.96 | 113.17 | 115.45 | 105.78 | Upgrade
|
| Net Income Growth | -2.95% | 11.86% | -3.73% | -1.97% | 9.14% | 32.93% | Upgrade
|
| Shares Outstanding (Basic) | 42 | 44 | 44 | 44 | 44 | 26 | Upgrade
|
| Shares Outstanding (Diluted) | 42 | 44 | 44 | 44 | 44 | 26 | Upgrade
|
| Shares Change (YoY) | -4.55% | - | - | - | 66.67% | - | Upgrade
|
| EPS (Basic) | 2.97 | 2.77 | 2.48 | 2.57 | 2.62 | 4.01 | Upgrade
|
| EPS (Diluted) | 2.97 | 2.77 | 2.48 | 2.57 | 2.62 | 4.01 | Upgrade
|
| EPS Growth | 1.92% | 11.86% | -3.73% | -1.97% | -34.51% | 32.93% | Upgrade
|
| Free Cash Flow | 20.9 | 63.12 | 219.89 | 89.03 | 166.35 | 97.33 | Upgrade
|
| Free Cash Flow Per Share | 0.50 | 1.43 | 5.00 | 2.02 | 3.78 | 3.69 | Upgrade
|
| Dividend Per Share | 0.636 | 0.636 | 0.909 | 0.909 | 0.909 | 1.091 | Upgrade
|
| Dividend Growth | -30.00% | -30.00% | 0% | 0% | -16.67% | 20.00% | Upgrade
|
| Operating Margin | 23.71% | 23.93% | 22.66% | 25.65% | 73.11% | 76.72% | Upgrade
|
| Profit Margin | 18.68% | 20.71% | 19.01% | 21.43% | 57.62% | 74.34% | Upgrade
|
| Free Cash Flow Margin | 3.13% | 10.72% | 38.37% | 16.86% | 83.02% | 68.40% | Upgrade
|
| EBITDA | 196.69 | 178.33 | 167.54 | 172.89 | 181.66 | 137.82 | Upgrade
|
| EBITDA Margin | 29.46% | 30.30% | 29.24% | 32.74% | 90.66% | 96.85% | Upgrade
|
| D&A For EBITDA | 38.38 | 37.49 | 37.67 | 37.43 | 35.17 | 28.65 | Upgrade
|
| EBIT | 158.31 | 140.85 | 129.87 | 135.46 | 146.49 | 109.16 | Upgrade
|
| EBIT Margin | 23.71% | 23.93% | 22.66% | 25.65% | 73.11% | 76.72% | Upgrade
|
| Effective Tax Rate | 19.77% | 12.36% | 12.16% | 11.78% | 19.14% | - | Upgrade
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Source: S&P Capital IQ. Insurance template. Financial Sources.