Crystal Insurance Company Limited (DSE:CRYSTALINS)
Bangladesh
· Delayed Price · Currency is BDT 44.40
+0.30 (0.68%)
At close: Jul 10, 2025
Crystal Insurance Company Income Statement
Financials in millions BDT. Fiscal year is January - December.
Millions BDT. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2018 - 2019 |
|---|---|---|---|---|---|---|---|
Period Ending | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2018 - 2019 |
Premiums & Annuity Revenue | 599.82 | 561.79 | 476.36 | 479.19 | 390.5 | 144 | Upgrade
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Total Interest & Dividend Income | 86.61 | 99.96 | 42.85 | 34 | 40.64 | 40.74 | Upgrade
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Gain (Loss) on Sale of Investments | -17.43 | -14.44 | 13.97 | 9.9 | 26.1 | - | Upgrade
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Other Revenue | 62.2 | 66.39 | 55.4 | 49.98 | 70.88 | 15.63 | Upgrade
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| 731.19 | 713.69 | 588.59 | 573.06 | 528.12 | 200.36 | Upgrade
| |
Revenue Growth (YoY) | 16.82% | 21.26% | 2.71% | 8.51% | 163.58% | 40.81% | Upgrade
|
Policy Benefits | 186.74 | 183.93 | 121.85 | 120.4 | 87.93 | - | Upgrade
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Policy Acquisition & Underwriting Costs | 79.83 | 74.81 | 62.47 | 59.46 | 27.53 | - | Upgrade
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Depreciation & Amortization | 35.69 | 36.31 | 37.49 | 37.67 | 37.43 | 35.17 | Upgrade
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Selling, General & Administrative | 221.91 | 213.93 | 205.95 | 210.22 | 226.22 | 3.93 | Upgrade
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Other Operating Expenses | 14.91 | 14.73 | 13.03 | 9.24 | 7.14 | 7.64 | Upgrade
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Total Operating Expenses | 548.12 | 532.65 | 447.74 | 443.19 | 392.66 | 53.87 | Upgrade
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Operating Income | 183.07 | 181.05 | 140.85 | 129.87 | 135.46 | 146.49 | Upgrade
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Interest Expense | -1.66 | -1.61 | -1.11 | -1.49 | -1.15 | -0.96 | Upgrade
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Other Non Operating Income (Expenses) | -0.59 | -0.65 | -0.67 | -4.35 | -6.03 | -2.75 | Upgrade
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EBT Excluding Unusual Items | 180.83 | 178.78 | 139.06 | 124.04 | 128.28 | 142.78 | Upgrade
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Pretax Income | 180.83 | 178.78 | 139.06 | 124.04 | 128.28 | 142.78 | Upgrade
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Income Tax Expense | 38.08 | 41.14 | 17.19 | 15.08 | 15.11 | 27.33 | Upgrade
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Net Income | 142.75 | 137.64 | 121.87 | 108.96 | 113.17 | 115.45 | Upgrade
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Net Income to Common | 142.75 | 137.64 | 121.87 | 108.96 | 113.17 | 115.45 | Upgrade
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Net Income Growth | 19.04% | 12.94% | 11.86% | -3.72% | -1.97% | 9.14% | Upgrade
|
Shares Outstanding (Basic) | 44 | 44 | 44 | 44 | 44 | 44 | Upgrade
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Shares Outstanding (Diluted) | 44 | 44 | 44 | 44 | 44 | 44 | Upgrade
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Shares Change (YoY) | - | - | - | - | - | 66.67% | Upgrade
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EPS (Basic) | 3.24 | 3.13 | 2.77 | 2.48 | 2.57 | 2.62 | Upgrade
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EPS (Diluted) | 3.24 | 3.13 | 2.77 | 2.48 | 2.57 | 2.62 | Upgrade
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EPS Growth | 17.07% | 12.94% | 11.86% | -3.72% | -1.97% | -34.51% | Upgrade
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Free Cash Flow | 78.89 | 6.34 | 63.12 | 219.89 | 89.03 | 166.35 | Upgrade
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Free Cash Flow Per Share | 1.79 | 0.14 | 1.43 | 5.00 | 2.02 | 3.78 | Upgrade
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Dividend Per Share | 1.200 | 1.200 | 0.636 | 0.909 | 0.909 | 0.909 | Upgrade
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Dividend Growth | 88.56% | 88.56% | -30.00% | - | - | -16.66% | Upgrade
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Operating Margin | 25.04% | 25.37% | 23.93% | 22.66% | 25.65% | 73.11% | Upgrade
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Profit Margin | 19.52% | 19.29% | 20.71% | 19.01% | 21.43% | 57.62% | Upgrade
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Free Cash Flow Margin | 10.79% | 0.89% | 10.72% | 38.37% | 16.86% | 83.02% | Upgrade
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EBITDA | 218.76 | 217.36 | 178.33 | 167.54 | 172.89 | 181.66 | Upgrade
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EBITDA Margin | 29.92% | 30.46% | 30.30% | 29.24% | 32.74% | 90.66% | Upgrade
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D&A For EBITDA | 35.69 | 36.31 | 37.49 | 37.67 | 37.43 | 35.17 | Upgrade
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EBIT | 183.07 | 181.05 | 140.85 | 129.87 | 135.46 | 146.49 | Upgrade
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EBIT Margin | 25.04% | 25.37% | 23.93% | 22.66% | 25.65% | 73.11% | Upgrade
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Effective Tax Rate | 21.06% | 23.01% | 12.36% | 12.16% | 11.78% | 19.14% | Upgrade
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Source: S&P Global Market Intelligence. Insurance template. Financial Sources.