Crystal Insurance PLC (DSE:CRYSTALINS)
Bangladesh · Delayed Price · Currency is BDT 71.60
+0.90 (1.27%)
At close: Sep 24, 2026
Crystal Insurance Ratios and Metrics
Market cap in millions BDT. Fiscal year is January - December.
Millions BDT. Fiscal year is Jan - Dec.
Total Valuation
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 23, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
| 3,150 | 2,517 | 2,495 | 3,404 | 1,612 | 2,264 | |
Market Cap Growth | 34.08% | 0.88% | -26.71% | 111.17% | -28.80% | 43.66% |
Enterprise Value | 3,114 | 2,490 | 2,457 | 2,394 | 1,581 | 2,232 |
Price Ratios
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 23, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 20.46 | 17.13 | 18.13 | 27.93 | 14.80 | 20.01 |
PS Ratio | 3.72 | 3.01 | 3.50 | 5.78 | 2.81 | 4.29 |
PB Ratio | 2.51 | 2.07 | 2.21 | 3.29 | 1.66 | 2.48 |
P/FCF Ratio | 29.79 | 37.62 | 393.67 | 53.93 | 7.33 | 25.43 |
P/OCF Ratio | 27.44 | 32.89 | 25.78 | 48.87 | 6.63 | 20.25 |
EV Ratios
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 23, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
EV/Sales Ratio | 3.68 | 2.97 | 3.44 | 4.07 | 2.76 | 4.23 |
EV/EBITDA Ratio | 13.98 | 11.90 | 11.31 | 13.42 | 9.44 | 12.91 |
EV/EBIT Ratio | 16.51 | 14.01 | 13.57 | 17.00 | 12.18 | 16.48 |
EV/FCF Ratio | 29.45 | 37.22 | 387.75 | 37.93 | 7.19 | 25.08 |
Financial Efficiency
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 23, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Debt / Equity Ratio | 0.01 | 0.01 | 0.02 | 0.02 | 0.01 | 0.01 |
Debt / EBITDA Ratio | 0.07 | 0.08 | 0.09 | 0.10 | 0.07 | 0.05 |
Debt / FCF Ratio | 0.14 | 0.26 | 3.26 | 0.30 | 0.05 | 0.10 |
Net Debt / Equity Ratio | -0.03 | -0.02 | -0.02 | -0.01 | -1.04 | -0.89 |
Net Debt / EBITDA Ratio | -0.17 | -0.11 | -0.08 | -0.07 | -6.06 | -4.67 |
Net Debt / FCF Ratio | -0.34 | -0.33 | -2.87 | -0.20 | -4.62 | -9.07 |
Quick Ratio | 0.43 | 0.06 | 0.06 | 0.05 | 1.57 | 1.60 |
Current Ratio | 2.73 | 2.14 | 2.05 | 1.92 | 1.88 | 1.94 |
Asset Turnover | 0.38 | 0.39 | 0.36 | 0.31 | 0.33 | 0.35 |
Return on Equity (ROE) | 12.80% | 12.53% | 12.72% | 12.14% | 11.56% | 12.93% |
Return on Assets (ROA) | 5.30% | 5.18% | 5.71% | 4.70% | 4.72% | 5.55% |
Return on Invested Capital (ROIC) | 12.23% | 12.20% | 12.65% | 12.12% | 11.97% | 13.51% |
Yields
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 23, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Earnings Yield | 4.89% | 5.84% | 5.52% | 3.58% | 6.76% | 5.00% |
FCF Yield | 3.36% | 2.66% | 0.25% | 1.85% | 13.64% | 3.93% |
Dividend Yield | 1.68% | 2.13% | 2.21% | 0.86% | 2.67% | 1.96% |
Payout Ratio | 30.14% | 35.83% | 22.15% | 32.55% | 36.91% | 33.71% |
Total Shareholder Return | 1.66% | 2.13% | 2.21% | 0.86% | 2.67% | 1.96% |