Crystal Insurance Ratios and Metrics

Market cap in millions BDT. Fiscal year is January - December.

Millions BDT. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 12, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	3,036	2,517	2,495	3,404	1,612	2,264
Market Cap Growth	57.89%	0.88%	-26.71%	111.17%	-28.80%	43.66%
Enterprise Value	3,000	2,490	2,457	2,394	1,581	2,232
PE Ratio	19.71	17.13	18.13	27.93	14.80	20.01
PS Ratio	3.59	3.01	3.50	5.78	2.81	4.29
PB Ratio	2.42	2.07	2.21	3.29	1.66	2.48
P/FCF Ratio	28.71	37.62	393.67	53.93	7.33	25.43
P/OCF Ratio	26.44	32.89	25.78	48.87	6.63	20.25
EV/Sales Ratio	3.54	2.97	3.44	4.07	2.76	4.23
EV/EBITDA Ratio	13.46	11.90	11.31	13.42	9.44	12.91
EV/EBIT Ratio	15.90	14.01	13.57	17.00	12.18	16.48
EV/FCF Ratio	28.37	37.22	387.75	37.93	7.19	25.08
Debt / Equity Ratio	0.01	0.01	0.02	0.02	0.01	0.01
Debt / EBITDA Ratio	0.07	0.08	0.09	0.10	0.07	0.05
Debt / FCF Ratio	0.14	0.26	3.26	0.30	0.05	0.10
Net Debt / Equity Ratio	-0.03	-0.02	-0.02	-0.01	-1.04	-0.89
Net Debt / EBITDA Ratio	-0.17	-0.11	-0.08	-0.07	-6.06	-4.67
Net Debt / FCF Ratio	-0.34	-0.33	-2.87	-0.20	-4.62	-9.07
Quick Ratio	0.43	0.06	0.06	0.05	1.57	1.60
Current Ratio	2.73	2.14	2.05	1.92	1.88	1.94
Asset Turnover	0.38	0.39	0.36	0.31	0.33	0.35
Return on Equity (ROE)	12.80%	12.53%	12.72%	12.14%	11.56%	12.93%
Return on Assets (ROA)	5.30%	5.18%	5.71%	4.70%	4.72%	5.55%
Return on Invested Capital (ROIC)	12.23%	12.20%	12.65%	12.12%	11.97%	13.51%
Earnings Yield	5.07%	5.84%	5.52%	3.58%	6.76%	5.00%
FCF Yield	3.48%	2.66%	0.25%	1.85%	13.64%	3.93%
Dividend Yield	1.74%	2.13%	2.21%	0.86%	2.67%	1.96%
Payout Ratio	30.14%	35.83%	22.15%	32.55%	36.91%	33.71%
Total Shareholder Return	1.72%	2.13%	2.21%	0.86%	2.67%	1.96%