Crystal Insurance PLC (DSE:CRYSTALINS)
Bangladesh flag Bangladesh · Delayed Price · Currency is BDT
69.00
-0.50 (-0.72%)
At close: Aug 13, 2026

Crystal Insurance Statistics

Total Valuation

DSE:CRYSTALINS has a market cap or net worth of BDT 3.04 billion. The enterprise value is 3.00 billion.

Market Cap3.04B
Enterprise Value 3.00B

Important Dates

The last earnings date was Tuesday, July 21, 2026.

Earnings Date Jul 21, 2026
Ex-Dividend Date Mar 9, 2026

Share Statistics

DSE:CRYSTALINS has 44.00 million shares outstanding. The number of shares has increased by 0.02% in one year.

Current Share Class 44.00M
Shares Outstanding 44.00M
Shares Change (YoY) +0.02%
Shares Change (QoQ) -0.12%
Owned by Insiders (%) 58.68%
Owned by Institutions (%) n/a
Float 18.18M

Valuation Ratios

The trailing PE ratio is 19.71.

PE Ratio 19.71
Forward PE n/a
PS Ratio 3.59
PB Ratio 2.42
P/TBV Ratio 2.42
P/FCF Ratio 28.71
P/OCF Ratio 26.44
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 13.46, with an EV/FCF ratio of 28.37.

EV / Earnings 19.47
EV / Sales 3.54
EV / EBITDA 13.46
EV / EBIT 15.90
EV / FCF 28.37

Financial Position

The company has a current ratio of 2.73, with a Debt / Equity ratio of 0.01.

Current Ratio 2.73
Quick Ratio 0.43
Debt / Equity 0.01
Debt / EBITDA 0.07
Debt / FCF 0.14
Interest Coverage 114.70

Financial Efficiency

Return on equity (ROE) is 12.80% and return on invested capital (ROIC) is 12.23%.

Return on Equity (ROE) 12.80%
Return on Assets (ROA) 5.30%
Return on Invested Capital (ROIC) 12.23%
Return on Capital Employed (ROCE) 10.68%
Weighted Average Cost of Capital (WACC) 5.51%
Revenue Per Employee 2.59M
Profits Per Employee 471,066
Employee Count327
Asset Turnover 0.38
Inventory Turnover n/a

Taxes

In the past 12 months, DSE:CRYSTALINS has paid 36.18 million in taxes.

Income Tax 36.18M
Effective Tax Rate 19.02%

Stock Price Statistics

The stock price has increased by +57.90% in the last 52 weeks. The beta is 0.23, so DSE:CRYSTALINS's price volatility has been lower than the market average.

Beta (5Y) 0.23
52-Week Price Change +57.90%
50-Day Moving Average 71.45
200-Day Moving Average 67.75
Relative Strength Index (RSI) 46.19
Average Volume (20 Days) 215,895

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) n/a

Income Statement

In the last 12 months, DSE:CRYSTALINS had revenue of BDT 846.70 million and earned 154.04 million in profits. Earnings per share was 3.50.

Revenue846.70M
Gross Profit 457.36M
Operating Income 188.59M
Pretax Income 190.22M
Net Income 154.04M
EBITDA 217.57M
EBIT 188.59M
Earnings Per Share (EPS) 3.50
Full Income Statement

Balance Sheet

The company has 51.58 million in cash and 15.09 million in debt, with a net cash position of 36.49 million or 0.83 per share.

Cash & Cash Equivalents 51.58M
Total Debt 15.09M
Net Cash 36.49M
Net Cash Per Share 0.83
Equity (Book Value) 1.25B
Book Value Per Share 28.51
Working Capital 987.30M
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 114.83 million and capital expenditures -9.08 million, giving a free cash flow of 105.75 million.

Operating Cash Flow 114.83M
Capital Expenditures -9.08M
Depreciation & Amortization n/a
Net Borrowing n/a
Free Cash Flow 105.75M
FCF Per Share 2.40
Full Cash Flow Statement

Margins

Gross margin is 54.02%, with operating and profit margins of 22.27% and 18.19%.

Gross Margin 54.02%
Operating Margin 22.27%
Pretax Margin 22.47%
Profit Margin 18.19%
EBITDA Margin 25.70%
EBIT Margin 22.27%
FCF Margin 12.49%

Dividends & Yields

This stock pays an annual dividend of 1.20, which amounts to a dividend yield of 1.74%.

Dividend Per Share 1.20
Dividend Yield 1.74%
Dividend Growth (YoY) n/a
Years of Dividend Growth 1
Payout Ratio 30.14%
Buyback Yield -0.02%
Shareholder Yield 1.72%
Earnings Yield 5.07%
FCF Yield 3.48%
Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on March 13, 2024. It was a forward split with a ratio of 1.1.

Last Split Date Mar 13, 2024
Split Type Forward
Split Ratio 1.1

Scores

Altman Z-Score n/a
Piotroski F-Score 5