Crystal Insurance Balance Sheet

Financials in millions BDT. Fiscal year is January - December.

Millions BDT. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Investments in Debt Securities	286.68	249.37	119.21	60	50	30
Investments in Equity & Preferred Securities	98.26	98.16	117.45	199.09	214.59	216.21
Other Investments	-	-	50	50	-	-
Total Investments	408.89	372.02	313.3	337.89	295.54	279.31
Cash & Equivalents	95.35	39.99	38.83	31.21	1,027	817.14
Reinsurance Recoverable	167.25	164.19	151.53	138.2	126.5	113.6
Other Receivables	89.26	84.17	56.48	14.77	13.14	16.54
Property, Plant & Equipment	241.57	250.65	274	278.21	298.48	310.37
Restricted Cash	1,056	1,064	1,046	1,006	-	-
Other Current Assets	191.32	156.51	103.06	76.26	63.56	48.22
Long-Term Deferred Tax Assets	1.64	1.64	-	-	-	-
Other Long-Term Assets	77.33	96.93	76.06	25.03	13.97	13.32
Total Assets	2,329	2,230	2,060	1,907	1,838	1,598
Accrued Expenses	54.71	53.88	51.53	50.98	52.94	35.04
Insurance & Annuity Liabilities	276.22	287.54	227.36	192.5	192.87	158.54
Unpaid Claims	206.52	172.61	131.98	119.81	152.34	67.56
Unearned Premiums	55.93	55.27	96.44	117.83	156.22	142.85
Reinsurance Payable	264.57	255.91	269.6	275.66	214.03	194.56
Current Income Taxes Payable	177.76	160.12	125.51	85.42	71.29	64.67
Long-Term Leases	15.64	17.57	20.66	18.61	11.68	9.28
Long-Term Deferred Tax Liabilities	-	-	0.35	1.8	4.68	5.3
Other Current Liabilities	58.66	6.6	5.03	8.74	8.29	7.53
Other Long-Term Liabilities	3.91	3.91	1.65	1.44	1.27	1.27
Total Liabilities	1,114	1,013	930.11	872.81	865.62	686.61
Common Stock	440	440	440	400	400	400
Retained Earnings	821.78	824.65	730.49	660.85	578.98	510.02
Comprehensive Income & Other	-46.82	-48.18	-41	-26.24	-6.54	1.87
Shareholders' Equity	1,215	1,216	1,129	1,035	972.43	911.89
Total Liabilities & Equity	2,329	2,230	2,060	1,907	1,838	1,598
Filing Date Shares Outstanding	44	44	44	44	44	44
Total Common Shares Outstanding	44	44	44	44	44	44
Total Debt	15.64	17.57	20.66	18.61	11.68	9.28
Net Cash (Debt)	79.71	22.41	18.17	12.6	1,015	807.86
Net Cash Growth	120.22%	23.34%	44.24%	-98.76%	25.66%	2.80%
Net Cash Per Share	1.81	0.51	0.41	0.29	23.07	18.36
Book Value Per Share	27.61	27.65	25.67	23.51	22.10	20.72
Tangible Book Value	1,215	1,216	1,129	1,035	972.43	911.89
Tangible Book Value Per Share	27.61	27.65	25.67	23.51	22.10	20.72
Land	51.87	51.87	51.87	51.87	51.87	51.87
Machinery	172.24	173.79	189.63	164.52	161.53	138.04

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.