Crystal Insurance PLC (DSE:CRYSTALINS)
Bangladesh · Delayed Price · Currency is BDT 69.00
-0.50 (-0.72%)
At close: Aug 13, 2026
Crystal Insurance Balance Sheet
Financials in millions BDT. Fiscal year is January - December.
Millions BDT. Fiscal year is Jan - Dec.
Assets
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Investments in Debt Securities | - | 249.37 | 119.21 | 60 | 50 | 30 |
Investments in Equity & Preferred Securities | 43.42 | 98.16 | 117.45 | 199.09 | 214.59 | 216.21 |
Other Investments | 397.68 | - | 50 | 50 | - | - |
Total Investments | 464.51 | 372.02 | 313.3 | 337.89 | 295.54 | 279.31 |
Cash & Equivalents | 51.58 | 39.99 | 38.83 | 31.21 | 1,027 | 817.14 |
Reinsurance Recoverable | 170.18 | 164.19 | 151.53 | 138.2 | 126.5 | 113.6 |
Other Receivables | 284.43 | 84.17 | 56.48 | 14.77 | 13.14 | 16.54 |
Property, Plant & Equipment | 234.75 | 250.65 | 274 | 278.21 | 298.48 | 310.37 |
Restricted Cash | 1,053 | 1,064 | 1,046 | 1,006 | - | - |
Other Current Assets | - | 156.51 | 103.06 | 76.26 | 63.56 | 48.22 |
Long-Term Deferred Tax Assets | 1.64 | 1.64 | - | - | - | - |
Other Long-Term Assets | 77.07 | 96.93 | 76.06 | 25.03 | 13.97 | 13.32 |
Total Assets | 2,337 | 2,230 | 2,060 | 1,907 | 1,838 | 1,598 |
Liabilities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Accrued Expenses | 14.59 | 53.88 | 51.53 | 50.98 | 52.94 | 35.04 |
Insurance & Annuity Liabilities | 263.73 | 287.54 | 227.36 | 192.5 | 192.87 | 158.54 |
Unpaid Claims | 244.08 | 172.61 | 131.98 | 119.81 | 152.34 | 67.56 |
Unearned Premiums | 48.9 | 55.27 | 96.44 | 117.83 | 156.22 | 142.85 |
Reinsurance Payable | 263.35 | 255.91 | 269.6 | 275.66 | 214.03 | 194.56 |
Current Income Taxes Payable | - | 160.12 | 125.51 | 85.42 | 71.29 | 64.67 |
Long-Term Leases | 15.09 | 17.57 | 20.66 | 18.61 | 11.68 | 9.28 |
Long-Term Deferred Tax Liabilities | - | - | 0.35 | 1.8 | 4.68 | 5.3 |
Other Current Liabilities | 0.55 | 6.6 | 5.03 | 8.74 | 8.29 | 7.53 |
Other Long-Term Liabilities | 233.74 | 3.91 | 1.65 | 1.44 | 1.27 | 1.27 |
Total Liabilities | 1,084 | 1,013 | 930.11 | 872.81 | 865.62 | 686.61 |
Shareholders' Equity
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Common Stock | 440 | 440 | 440 | 400 | 400 | 400 |
Retained Earnings | 857.32 | 824.65 | 730.49 | 660.85 | 578.98 | 510.02 |
Comprehensive Income & Other | -44.61 | -48.18 | -41 | -26.24 | -6.54 | 1.87 |
Shareholders' Equity | 1,253 | 1,216 | 1,129 | 1,035 | 972.43 | 911.89 |
Total Liabilities & Equity | 2,337 | 2,230 | 2,060 | 1,907 | 1,838 | 1,598 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Filing Date Shares Outstanding | 43.95 | 44 | 44 | 44 | 44 | 44 |
Total Common Shares Outstanding | 43.95 | 44 | 44 | 44 | 44 | 44 |
Total Debt | 15.09 | 17.57 | 20.66 | 18.61 | 11.68 | 9.28 |
Net Cash (Debt) | 36.49 | 22.41 | 18.17 | 12.6 | 1,015 | 807.86 |
Net Cash Growth | 104.25% | 23.34% | 44.24% | -98.76% | 25.66% | 2.80% |
Net Cash Per Share | 0.83 | 0.51 | 0.41 | 0.29 | 23.07 | 18.36 |
Book Value Per Share | 28.51 | 27.65 | 25.67 | 23.51 | 22.10 | 20.72 |
Tangible Book Value | 1,253 | 1,216 | 1,129 | 1,035 | 972.43 | 911.89 |
Tangible Book Value Per Share | 28.51 | 27.65 | 25.67 | 23.51 | 22.10 | 20.72 |
Land | - | 51.87 | 51.87 | 51.87 | 51.87 | 51.87 |
Machinery | - | 173.79 | 189.63 | 164.52 | 161.53 | 138.04 |