Crystal Insurance Company Limited (DSE:CRYSTALINS)

Crystal Insurance Company Ratios and Metrics

Market cap in millions BDT. Fiscal year is January - December.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 3, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Market Capitalization	1,751	2,495	3,404	1,612	2,264	1,576
Market Cap Growth	-57.47%	-26.71%	111.17%	-28.80%	43.66%	-
Enterprise Value	1,715	2,457	2,394	1,581	2,232	1,524
PE Ratio	12.27	18.13	27.93	14.80	20.01	13.65
PS Ratio	2.39	3.50	5.78	2.81	4.29	7.87
PB Ratio	1.56	2.21	3.29	1.66	2.48	1.88
P/FCF Ratio	22.20	393.67	53.93	7.33	25.43	9.47
P/OCF Ratio	11.31	25.78	48.87	6.63	20.25	7.55
EV/Sales Ratio	2.35	3.44	4.07	2.76	4.23	7.61
EV/EBITDA Ratio	7.43	11.31	13.42	9.44	12.91	8.39
EV/EBIT Ratio	9.37	13.57	17.00	12.18	16.48	10.40
EV/FCF Ratio	21.74	387.75	37.93	7.19	25.08	9.16
Debt / Equity Ratio	0.02	0.02	0.02	0.01	0.01	0.01
Debt / EBITDA Ratio	0.10	0.09	0.10	0.07	0.05	0.04
Debt / FCF Ratio	0.28	3.26	0.30	0.05	0.10	0.05
Quick Ratio	0.08	0.06	0.05	1.57	1.60	1.79
Current Ratio	1.96	2.05	1.92	1.88	1.94	2.12
Asset Turnover	0.36	0.36	0.31	0.33	0.35	0.16
Return on Equity (ROE)	13.49%	12.72%	12.14%	11.56%	12.93%	16.20%
Return on Assets (ROA)	5.63%	5.71%	4.70%	4.72%	5.55%	7.29%
Return on Capital (ROIC)	10.58%	10.27%	8.64%	8.52%	9.57%	12.78%
Earnings Yield	8.15%	5.52%	3.58%	6.76%	5.00%	7.33%
Earnings Yield	8.15%	5.52%	3.58%	6.76%	5.00%	7.33%
FCF Yield	4.50%	0.25%	1.85%	13.64%	3.93%	10.55%
Dividend Yield	3.02%	2.17%	0.85%	2.63%	1.93%	2.81%
Payout Ratio	37.92%	22.15%	32.55%	36.91%	33.71%	24.69%
Buyback Yield / Dilution	-	-	-	-	-	-66.67%
Total Shareholder Return	3.02%	2.17%	0.85%	2.63%	1.93%	-63.86%

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.