Crystal Insurance Company Limited (DSE: CRYSTALINS)

Crystal Insurance Company Ratios and Metrics

Market cap in millions BDT. Fiscal year is January - December.

Fiscal Year	Current	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Nov 13, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Market Capitalization	2,596	3,404	1,612	2,264	1,576	-
Market Cap Growth	133.96%	111.17%	-28.80%	43.65%	-	-
Enterprise Value	2,579	2,394	1,581	2,232	1,524	-
PE Ratio	19.86	27.75	14.33	18.83	12.64	-
PS Ratio	3.71	5.78	2.81	4.29	7.87	-
PB Ratio	2.45	3.29	1.66	2.48	1.88	-
P/FCF Ratio	124.22	53.93	7.33	25.43	9.47	-
P/OCF Ratio	94.59	48.87	6.63	20.25	7.55	-
EV/Sales Ratio	3.86	4.07	2.76	4.23	7.61	-
EV/EBITDA Ratio	12.61	13.42	9.44	12.91	8.39	-
EV/EBIT Ratio	16.29	17.00	12.17	16.48	10.40	-
EV/FCF Ratio	123.39	37.93	7.19	25.08	9.16	-
Debt / Equity Ratio	0.02	0.02	0.01	0.01	0.01	-
Debt / EBITDA Ratio	0.11	0.10	0.07	0.05	0.04	-
Debt / FCF Ratio	1.06	0.29	0.05	0.10	0.05	-
Quick Ratio	0.06	1.57	1.57	1.60	1.79	1.65
Current Ratio	2.03	1.92	1.88	1.94	2.12	2.09
Asset Turnover	0.35	0.31	0.33	0.35	0.16	0.14
Return on Equity (ROE)	12.21%	12.14%	11.56%	12.93%	16.20%	18.52%
Return on Assets (ROA)	5.19%	4.70%	4.72%	5.55%	7.29%	6.79%
Return on Capital (ROIC)	9.46%	8.64%	8.52%	9.57%	12.77%	11.95%
Earnings Yield	5.03%	3.58%	6.76%	5.00%	7.33%	-
FCF Yield	0.81%	1.85%	13.64%	3.93%	10.55%	-
Dividend Yield	1.08%	0.83%	2.56%	1.88%	2.74%	-
Payout Ratio	39.38%	32.55%	36.91%	33.71%	24.69%	22.43%
Buyback Yield / Dilution	4.55%	-	-	-	-66.67%	-
Total Shareholder Return	5.62%	0.83%	2.56%	1.88%	-63.93%	-

Source: S&P Capital IQ. Insurance template. Financial Sources.