Crystal Insurance Company Statistics

Total Valuation

Crystal Insurance Company has a market cap or net worth of BDT 2.60 billion. The enterprise value is 2.58 billion.

Market Cap	2.60B
Enterprise Value	2.58B

Important Dates

The last earnings date was Monday, October 28, 2024.

Earnings Date	Oct 28, 2024
Ex-Dividend Date	n/a

Share Statistics

Crystal Insurance Company has 44.00 million shares outstanding. The number of shares has decreased by -4.55% in one year.

Current Share Class	n/a
Shares Outstanding	44.00M
Shares Change (YoY)	-4.55%
Shares Change (QoQ)	-9.09%
Owned by Insiders (%)	58.00%
Owned by Institutions (%)	n/a
Float	16.72M

Valuation Ratios

The trailing PE ratio is 19.86.

PE Ratio	19.86
Forward PE	n/a
PS Ratio	3.71
PB Ratio	2.45
P/TBV Ratio	n/a
P/FCF Ratio	124.22
P/OCF Ratio	n/a
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 12.61, with an EV/FCF ratio of 123.39.

EV / Earnings	20.67
EV / Sales	3.86
EV / EBITDA	12.61
EV / EBIT	16.29
EV / FCF	123.39

Financial Position

The company has a current ratio of 2.03, with a Debt / Equity ratio of 0.02.

Current Ratio	2.03
Quick Ratio	0.06
Debt / Equity	0.02
Debt / EBITDA	0.11
Debt / FCF	1.06
Interest Coverage	148.92

Financial Efficiency

Return on equity (ROE) is 12.21% and return on invested capital (ROIC) is 9.46%.

Return on Equity (ROE)	12.21%
Return on Assets (ROA)	5.19%
Return on Capital (ROIC)	9.46%
Revenue Per Employee	2.19M
Profits Per Employee	409,006
Employee Count	317
Asset Turnover	0.35
Inventory Turnover	n/a

Taxes

Income Tax	n/a
Effective Tax Rate	n/a

Stock Price Statistics

The stock price has decreased by -35.16% in the last 52 weeks.

Beta (5Y)	n/a
52-Week Price Change	-35.16%
50-Day Moving Average	52.98
200-Day Moving Average	83.26
Relative Strength Index (RSI)	65.31
Average Volume (20 Days)	719,023

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, Crystal Insurance Company had revenue of BDT 667.63 million and earned 124.75 million in profits. Earnings per share was 2.97.

Revenue	667.63M
Gross Profit	407.36M
Operating Income	158.31M
Pretax Income	156.54M
Net Income	124.75M
EBITDA	193.94M
EBIT	158.31M
Earnings Per Share (EPS)	2.97

Full Income Statement

Balance Sheet

The company has 39.44 million in cash and 22.20 million in debt, giving a net cash position of 17.24 million or 0.39 per share.

Cash & Cash Equivalents	39.44M
Total Debt	22.20M
Net Cash	17.24M
Net Cash Per Share	0.39
Equity (Book Value)	1.06B
Book Value Per Share	24.09
Working Capital	663.78M

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 46.01 million and capital expenditures -25.11 million, giving a free cash flow of 20.90 million.

Operating Cash Flow	46.01M
Capital Expenditures	-25.11M
Free Cash Flow	20.90M
FCF Per Share	0.47

Full Cash Flow Statement

Margins

Gross margin is 61.02%, with operating and profit margins of 23.71% and 18.81%.

Gross Margin	61.02%
Operating Margin	23.71%
Pretax Margin	23.45%
Profit Margin	18.81%
EBITDA Margin	29.05%
EBIT Margin	23.71%
FCF Margin	3.13%

Dividends & Yields

This stock pays an annual dividend of 0.64, which amounts to a dividend yield of 1.08%.

Dividend Per Share	0.64
Dividend Yield	1.08%
Dividend Growth (YoY)	-23.00%
Years of Dividend Growth	n/a
Payout Ratio	39.38%
Buyback Yield	4.55%
Shareholder Yield	5.62%
Earnings Yield	5.03%
FCF Yield	0.81%

Dividend Details

Stock Splits

The last stock split was on March 13, 2024. It was a forward split with a ratio of 1.1.

Last Split Date	Mar 13, 2024
Split Type	Forward
Split Ratio	1.1

Scores

Altman Z-Score	n/a
Piotroski F-Score	n/a