Crystal Insurance Company Statistics

Total Valuation

DSE:CRYSTALINS has a market cap or net worth of BDT 1.75 billion. The enterprise value is 1.72 billion.

Market Cap	1.75B
Enterprise Value	1.72B

Important Dates

The next estimated earnings date is Thursday, July 31, 2025.

Earnings Date	Jul 31, 2025
Ex-Dividend Date	Mar 3, 2025

Share Statistics

DSE:CRYSTALINS has 44.00 million shares outstanding.

Current Share Class	44.00M
Shares Outstanding	44.00M
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	58.00%
Owned by Institutions (%)	n/a
Float	17.60M

Valuation Ratios

The trailing PE ratio is 12.27.

PE Ratio	12.27
Forward PE	n/a
PS Ratio	2.39
PB Ratio	1.56
P/TBV Ratio	1.56
P/FCF Ratio	22.20
P/OCF Ratio	11.31
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 7.43, with an EV/FCF ratio of 21.74.

EV / Earnings	12.01
EV / Sales	2.35
EV / EBITDA	7.43
EV / EBIT	9.37
EV / FCF	21.74

Financial Position

The company has a current ratio of 1.96, with a Debt / Equity ratio of 0.02.

Current Ratio	1.96
Quick Ratio	0.08
Debt / Equity	0.02
Debt / EBITDA	0.10
Debt / FCF	0.28
Interest Coverage	110.13

Financial Efficiency

Return on equity (ROE) is 13.49% and return on invested capital (ROIC) is 10.58%.

Return on Equity (ROE)	13.49%
Return on Assets (ROA)	5.63%
Return on Invested Capital (ROIC)	10.58%
Return on Capital Employed (ROCE)	13.24%
Revenue Per Employee	2.26M
Profits Per Employee	440,574
Employee Count	310
Asset Turnover	0.36
Inventory Turnover	n/a

Taxes

In the past 12 months, DSE:CRYSTALINS has paid 38.08 million in taxes.

Income Tax	38.08M
Effective Tax Rate	21.06%

Stock Price Statistics

The stock price has decreased by -56.52% in the last 52 weeks. The beta is 0.36, so DSE:CRYSTALINS's price volatility has been lower than the market average.

Beta (5Y)	0.36
52-Week Price Change	-56.52%
50-Day Moving Average	42.06
200-Day Moving Average	51.61
Relative Strength Index (RSI)	44.94
Average Volume (20 Days)	449,007

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, DSE:CRYSTALINS had revenue of BDT 731.19 million and earned 142.75 million in profits. Earnings per share was 3.24.

Revenue	731.19M
Gross Profit	451.68M
Operating Income	183.07M
Pretax Income	180.83M
Net Income	142.75M
EBITDA	218.76M
EBIT	183.07M
Earnings Per Share (EPS)	3.24

Full Income Statement

Balance Sheet

The company has 58.16 million in cash and 21.96 million in debt, giving a net cash position of 36.19 million or 0.82 per share.

Cash & Cash Equivalents	58.16M
Total Debt	21.96M
Net Cash	36.19M
Net Cash Per Share	0.82
Equity (Book Value)	1.12B
Book Value Per Share	25.50
Working Capital	717.71M

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 154.88 million and capital expenditures -75.99 million, giving a free cash flow of 78.89 million.

Operating Cash Flow	154.88M
Capital Expenditures	-75.99M
Free Cash Flow	78.89M
FCF Per Share	1.79

Full Cash Flow Statement

Margins

Gross margin is 61.77%, with operating and profit margins of 25.04% and 19.52%.

Gross Margin	61.77%
Operating Margin	25.04%
Pretax Margin	24.73%
Profit Margin	19.52%
EBITDA Margin	29.92%
EBIT Margin	25.04%
FCF Margin	10.79%

Dividends & Yields

This stock pays an annual dividend of 1.20, which amounts to a dividend yield of 3.02%.

Dividend Per Share	1.20
Dividend Yield	3.02%
Dividend Growth (YoY)	71.43%
Years of Dividend Growth	n/a
Payout Ratio	37.92%
Buyback Yield	n/a
Shareholder Yield	3.02%
Earnings Yield	8.15%
FCF Yield	4.50%

Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on March 13, 2024. It was a forward split with a ratio of 1.1.

Last Split Date	Mar 13, 2024
Split Type	Forward
Split Ratio	1.1

Scores

Altman Z-Score	n/a
Piotroski F-Score	6