Express Insurance Limited (DSE:EIL)

Express Insurance Statistics

Total Valuation

DSE:EIL has a market cap or net worth of BDT 2.86 billion. The enterprise value is 1.62 billion.

Market Cap	2.86B
Enterprise Value	1.62B

Important Dates

The next estimated earnings date is Monday, July 28, 2025.

Earnings Date	Jul 28, 2025
Ex-Dividend Date	May 26, 2025

Share Statistics

DSE:EIL has 65.20 million shares outstanding.

Current Share Class	65.20M
Shares Outstanding	65.20M
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	65.43%
Owned by Institutions (%)	n/a
Float	22.54M

Valuation Ratios

The trailing PE ratio is 141.03.

PE Ratio	141.03
Forward PE	n/a
PS Ratio	16.62
PB Ratio	2.24
P/TBV Ratio	2.24
P/FCF Ratio	24.65
P/OCF Ratio	22.29
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 10.51, with an EV/FCF ratio of 13.99.

EV / Earnings	80.03
EV / Sales	9.43
EV / EBITDA	10.51
EV / EBIT	12.98
EV / FCF	13.99

Financial Position

The company has a current ratio of 1.99

Current Ratio	1.99
Quick Ratio	1.80
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	74.58

Financial Efficiency

Return on equity (ROE) is 1.61% and return on invested capital (ROIC) is 6.20%.

Return on Equity (ROE)	1.61%
Return on Assets (ROA)	3.39%
Return on Invested Capital (ROIC)	6.20%
Return on Capital Employed (ROCE)	8.75%
Revenue Per Employee	n/a
Profits Per Employee	n/a
Employee Count	n/a
Asset Turnover	0.07
Inventory Turnover	n/a

Taxes

In the past 12 months, DSE:EIL has paid 40.50 million in taxes.

Income Tax	40.50M
Effective Tax Rate	66.67%

Stock Price Statistics

The stock price has decreased by -0.68% in the last 52 weeks. The beta is 0.22, so DSE:EIL's price volatility has been lower than the market average.

Beta (5Y)	0.22
52-Week Price Change	-0.68%
50-Day Moving Average	49.19
200-Day Moving Average	51.78
Relative Strength Index (RSI)	31.92
Average Volume (20 Days)	318,978

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, DSE:EIL had revenue of BDT 171.86 million and earned 20.25 million in profits. Earnings per share was 0.31.

Revenue	171.86M
Gross Profit	171.86M
Operating Income	124.85M
Pretax Income	60.75M
Net Income	20.25M
EBITDA	142.19M
EBIT	124.85M
Earnings Per Share (EPS)	0.31

Balance Sheet

The company has 1.24 billion in cash and n/a in debt, giving a net cash position of 1.24 billion or 18.94 per share.

Cash & Cash Equivalents	1.24B
Total Debt	n/a
Net Cash	1.24B
Net Cash Per Share	18.94
Equity (Book Value)	1.27B
Book Value Per Share	19.53
Working Capital	919.77M

Cash Flow

In the last 12 months, operating cash flow was 128.11 million and capital expenditures -12.25 million, giving a free cash flow of 115.86 million.

Operating Cash Flow	128.11M
Capital Expenditures	-12.25M
Free Cash Flow	115.86M
FCF Per Share	1.78

Margins

Gross margin is 100.00%, with operating and profit margins of 72.64% and 11.78%.

Gross Margin	100.00%
Operating Margin	72.64%
Pretax Margin	35.35%
Profit Margin	11.78%
EBITDA Margin	82.73%
EBIT Margin	72.64%
FCF Margin	67.41%

Dividends & Yields

This stock pays an annual dividend of 0.70, which amounts to a dividend yield of 1.60%.

Dividend Per Share	0.70
Dividend Yield	1.60%
Dividend Growth (YoY)	-28.57%
Years of Dividend Growth	n/a
Payout Ratio	224.68%
Buyback Yield	n/a
Shareholder Yield	1.60%
Earnings Yield	0.71%
FCF Yield	4.06%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	4