Express Insurance Limited (DSE:EIL)

Express Insurance Statistics

Total Valuation

DSE:EIL has a market cap or net worth of BDT 1.88 billion. The enterprise value is 688.11 million.

Market Cap	1.88B
Enterprise Value	688.11M

Important Dates

The next estimated earnings date is Monday, April 27, 2026.

Earnings Date	Apr 27, 2026
Ex-Dividend Date	May 26, 2025

Share Statistics

DSE:EIL has 65.20 million shares outstanding.

Current Share Class	65.20M
Shares Outstanding	65.20M
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	65.43%
Owned by Institutions (%)	n/a
Float	22.54M

Valuation Ratios

The trailing PE ratio is 147.58.

PE Ratio	147.58
Forward PE	n/a
PS Ratio	12.84
PB Ratio	1.47
P/TBV Ratio	1.47
P/FCF Ratio	18.02
P/OCF Ratio	15.61
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 5.12, with an EV/FCF ratio of 6.58.

EV / Earnings	53.90
EV / Sales	4.69
EV / EBITDA	5.12
EV / EBIT	6.56
EV / FCF	6.58

Financial Position

The company has a current ratio of 2.02

Current Ratio	2.02
Quick Ratio	1.29
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	62.64

Financial Efficiency

Return on equity (ROE) is 1.01% and return on invested capital (ROIC) is 5.17%.

Return on Equity (ROE)	1.01%
Return on Assets (ROA)	2.81%
Return on Invested Capital (ROIC)	5.17%
Return on Capital Employed (ROCE)	7.22%
Revenue Per Employee	n/a
Profits Per Employee	n/a
Employee Count	n/a
Asset Turnover	0.06
Inventory Turnover	n/a

Taxes

In the past 12 months, DSE:EIL has paid 28.09 million in taxes.

Income Tax	28.09M
Effective Tax Rate	68.75%

Stock Price Statistics

The stock price has decreased by -48.43% in the last 52 weeks. The beta is 0.30, so DSE:EIL's price volatility has been lower than the market average.

Beta (5Y)	0.30
52-Week Price Change	-48.43%
50-Day Moving Average	28.44
200-Day Moving Average	40.07
Relative Strength Index (RSI)	60.33
Average Volume (20 Days)	400,503

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, DSE:EIL had revenue of BDT 146.76 million and earned 12.77 million in profits. Earnings per share was 0.20.

Revenue	146.76M
Gross Profit	146.76M
Operating Income	104.86M
Pretax Income	40.86M
Net Income	12.77M
EBITDA	122.25M
EBIT	104.86M
Earnings Per Share (EPS)	0.20

Balance Sheet

The company has 1.20 billion in cash and n/a in debt, giving a net cash position of 1.20 billion or 18.35 per share.

Cash & Cash Equivalents	1.20B
Total Debt	n/a
Net Cash	1.20B
Net Cash Per Share	18.35
Equity (Book Value)	1.29B
Book Value Per Share	19.71
Working Capital	940.63M

Cash Flow

In the last 12 months, operating cash flow was 120.74 million and capital expenditures -16.17 million, giving a free cash flow of 104.57 million.

Operating Cash Flow	120.74M
Capital Expenditures	-16.17M
Free Cash Flow	104.57M
FCF Per Share	1.60

Margins

Gross margin is 100.00%, with operating and profit margins of 71.45% and 8.70%.

Gross Margin	100.00%
Operating Margin	71.45%
Pretax Margin	27.84%
Profit Margin	8.70%
EBITDA Margin	83.30%
EBIT Margin	71.45%
FCF Margin	71.25%

Dividends & Yields

This stock pays an annual dividend of 0.50, which amounts to a dividend yield of 1.73%.

Dividend Per Share	0.50
Dividend Yield	1.73%
Dividend Growth (YoY)	-28.57%
Years of Dividend Growth	n/a
Payout Ratio	255.13%
Buyback Yield	n/a
Shareholder Yield	1.79%
Earnings Yield	0.68%
FCF Yield	5.55%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	4