Express Insurance Statistics

Total Valuation

DSE:EIL has a market cap or net worth of BDT 3.30 billion. The enterprise value is 2.06 billion.

Market Cap	3.30B
Enterprise Value	2.06B

Important Dates

The next estimated earnings date is Monday, July 28, 2025.

Earnings Date	Jul 28, 2025
Ex-Dividend Date	May 26, 2025

Share Statistics

DSE:EIL has 65.20 million shares outstanding.

Current Share Class	65.20M
Shares Outstanding	65.20M
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	65.43%
Owned by Institutions (%)	n/a
Float	22.54M

Valuation Ratios

The trailing PE ratio is 95.06.

PE Ratio	95.06
Forward PE	n/a
PS Ratio	17.34
PB Ratio	2.64
P/TBV Ratio	2.64
P/FCF Ratio	36.35
P/OCF Ratio	30.65
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 11.96, with an EV/FCF ratio of 22.74.

EV / Earnings	59.47
EV / Sales	10.85
EV / EBITDA	11.96
EV / EBIT	14.34
EV / FCF	22.74

Financial Position

The company has a current ratio of 2.10

Current Ratio	2.10
Quick Ratio	1.35
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	103.02

Financial Efficiency

Return on equity (ROE) is 2.84% and return on invested capital (ROIC) is 7.35%.

Return on Equity (ROE)	2.84%
Return on Assets (ROA)	4.09%
Return on Invested Capital (ROIC)	7.35%
Return on Capital Employed (ROCE)	10.15%
Revenue Per Employee	n/a
Profits Per Employee	n/a
Employee Count	n/a
Asset Turnover	0.09
Inventory Turnover	n/a

Taxes

In the past 12 months, DSE:EIL has paid 47.59 million in taxes.

Income Tax	47.59M
Effective Tax Rate	57.83%

Stock Price Statistics

The stock price has increased by +69.80% in the last 52 weeks. The beta is 0.23, so DSE:EIL's price volatility has been lower than the market average.

Beta (5Y)	0.23
52-Week Price Change	+69.80%
50-Day Moving Average	51.21
200-Day Moving Average	51.32
Relative Strength Index (RSI)	50.42
Average Volume (20 Days)	125,231

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, DSE:EIL had revenue of BDT 190.28 million and earned 34.70 million in profits. Earnings per share was 0.53.

Revenue	190.28M
Gross Profit	190.28M
Operating Income	143.89M
Pretax Income	82.29M
Net Income	34.70M
EBITDA	161.07M
EBIT	143.89M
Earnings Per Share (EPS)	0.53

Full Income Statement

Balance Sheet

The company has 1.17 billion in cash and n/a in debt, giving a net cash position of 1.17 billion or 17.91 per share.

Cash & Cash Equivalents	1.17B
Total Debt	n/a
Net Cash	1.17B
Net Cash Per Share	17.91
Equity (Book Value)	1.25B
Book Value Per Share	19.16
Working Capital	956.28M

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 107.65 million and capital expenditures -16.90 million, giving a free cash flow of 90.75 million.

Operating Cash Flow	107.65M
Capital Expenditures	-16.90M
Free Cash Flow	90.75M
FCF Per Share	1.39

Full Cash Flow Statement

Margins

Gross margin is 100.00%, with operating and profit margins of 75.62% and 18.24%.

Gross Margin	100.00%
Operating Margin	75.62%
Pretax Margin	43.25%
Profit Margin	18.24%
EBITDA Margin	84.65%
EBIT Margin	75.62%
FCF Margin	47.69%

Dividends & Yields

This stock pays an annual dividend of 0.70, which amounts to a dividend yield of 1.38%.

Dividend Per Share	0.70
Dividend Yield	1.38%
Dividend Growth (YoY)	-28.57%
Years of Dividend Growth	n/a
Payout Ratio	136.69%
Buyback Yield	n/a
Shareholder Yield	1.38%
Earnings Yield	1.05%
FCF Yield	2.75%

Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	5