Express Insurance Limited (DSE:EIL)

Express Insurance Statistics

Total Valuation

DSE:EIL has a market cap or net worth of BDT 2.16 billion. The enterprise value is 921.24 million.

Market Cap	2.16B
Enterprise Value	921.24M

Important Dates

The next estimated earnings date is Monday, October 27, 2025.

Earnings Date	Oct 27, 2025
Ex-Dividend Date	May 26, 2025

Share Statistics

DSE:EIL has 65.20 million shares outstanding.

Current Share Class	65.20M
Shares Outstanding	65.20M
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	65.43%
Owned by Institutions (%)	n/a
Float	22.54M

Valuation Ratios

The trailing PE ratio is 130.75.

PE Ratio	130.75
Forward PE	n/a
PS Ratio	12.85
PB Ratio	1.68
P/TBV Ratio	1.68
P/FCF Ratio	17.92
P/OCF Ratio	15.57
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 6.02, with an EV/FCF ratio of 7.65.

EV / Earnings	55.81
EV / Sales	5.49
EV / EBITDA	6.02
EV / EBIT	7.45
EV / FCF	7.65

Financial Position

The company has a current ratio of 2.03

Current Ratio	2.03
Quick Ratio	1.35
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	73.92

Financial Efficiency

Return on equity (ROE) is 1.30% and return on invested capital (ROIC) is 6.09%.

Return on Equity (ROE)	1.30%
Return on Assets (ROA)	3.35%
Return on Invested Capital (ROIC)	6.09%
Return on Capital Employed (ROCE)	8.56%
Revenue Per Employee	n/a
Profits Per Employee	n/a
Employee Count	n/a
Asset Turnover	0.07
Inventory Turnover	n/a

Taxes

In the past 12 months, DSE:EIL has paid 43.78 million in taxes.

Income Tax	43.78M
Effective Tax Rate	72.62%

Stock Price Statistics

The stock price has decreased by -28.57% in the last 52 weeks. The beta is 0.19, so DSE:EIL's price volatility has been lower than the market average.

Beta (5Y)	0.19
52-Week Price Change	-28.57%
50-Day Moving Average	37.15
200-Day Moving Average	48.84
Relative Strength Index (RSI)	42.17
Average Volume (20 Days)	1,705,845

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, DSE:EIL had revenue of BDT 167.96 million and earned 16.51 million in profits. Earnings per share was 0.25.

Revenue	167.96M
Gross Profit	167.96M
Operating Income	123.73M
Pretax Income	60.29M
Net Income	16.51M
EBITDA	140.96M
EBIT	123.73M
Earnings Per Share (EPS)	0.25

Balance Sheet

The company has 1.24 billion in cash and n/a in debt, giving a net cash position of 1.24 billion or 18.97 per share.

Cash & Cash Equivalents	1.24B
Total Debt	n/a
Net Cash	1.24B
Net Cash Per Share	18.97
Equity (Book Value)	1.28B
Book Value Per Share	19.68
Working Capital	947.37M

Cash Flow

In the last 12 months, operating cash flow was 138.57 million and capital expenditures -18.12 million, giving a free cash flow of 120.45 million.

Operating Cash Flow	138.57M
Capital Expenditures	-18.12M
Free Cash Flow	120.45M
FCF Per Share	1.85

Margins

Gross margin is 100.00%, with operating and profit margins of 73.67% and 9.83%.

Gross Margin	100.00%
Operating Margin	73.67%
Pretax Margin	35.90%
Profit Margin	9.83%
EBITDA Margin	83.93%
EBIT Margin	73.67%
FCF Margin	71.72%

Dividends & Yields

This stock pays an annual dividend of 0.50, which amounts to a dividend yield of 1.51%.

Dividend Per Share	0.50
Dividend Yield	1.51%
Dividend Growth (YoY)	-28.57%
Years of Dividend Growth	n/a
Payout Ratio	275.63%
Buyback Yield	n/a
Shareholder Yield	1.51%
Earnings Yield	0.76%
FCF Yield	5.58%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	5